Christopher Jacobs is a financial advisor with Charles Schwab in Ann Arbor, MI, holding Series 63 and Series 65 licenses and 16 years of industry experience. His career includes multiple roles within Charles Schwab entities since 2018 and prior experience at LPL Financial, Honeywell, and Morningstar Investment Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory guidance with access to affiliated discretionary SMA products and employs a multi-asset model portfolio approach supported by in-house research and a formal alternative investment review process.

Gary Paul is a financial advisor with Ameriprise in Chelsea, MI, holding Series 63 and Series 65 credentials. He has 33 years of industry experience, including six years with Ameriprise and five years with Ameriprise Financial Services, Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

John Cochran is the Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2022. In this role, he assists clients in determining financially possible strategies and aligning efficient, objective plans to help them work toward their financial goals throughout their lives. Prior to his current role, he served as a Financial Consultant at Fidelity Investments from 2012 to 2022. John's professional experience centers on wealth planning and financial consulting, providing him with a comprehensive understanding of client needs and investment strategies. His approach emphasizes perspective and experience to deliver tailored financial solutions. Outside of his professional responsibilities, John has personal interests that include golf, hiking, military service, outdoor adventures, and skiing.

Richard Hart is a financial advisor with Ameriprise in Ann Arbor, MI, holding Series 63 and Series 66 credentials and possessing 24 years of industry experience. His prior work includes roles at Massachusetts Mutual Life Insurance Company and Metlife Securities Inc. He is also involved in managing A2 Business LLC, a payroll service unrelated to investment activities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on reliable income sources and tax-aware withdrawal strategies.

Angela Stanley is Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2023. She has been with Fidelity Investments since 2011, progressing through positions including Financial Consultant and Senior Relationship Manager. Prior to joining Fidelity, she worked as a Wealth Management Assistant at Affinity Wealth Solutions from 2010 to 2011. Angela focuses on helping clients improve their relationship with wealth management and Fidelity. She emphasizes the importance of having a financial plan and executing it to help clients maintain control and work towards their goals despite external uncertainties. Outside of her professional work, Angela's personal interests include camping, cooking and baking, fitness, gardening, parenthood, and traveling.

Andrew Kellogg is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. and Raymond James Financial Services, Inc. since 2013. Outside of his role at Raymond James, Kellogg works as an independent contractor managing client requests for Bison Wealth Planners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers non-discretionary planning tailored to client goals, leveraging analytical tools and risk profiling, and supports various advisory programs and institutional consulting.

Christopher Bergen is a Senior Financial Advisor at Merrill Lynch Wealth Management in Ann Arbor, MI. He specializes in wealth management strategies tailored to individual client goals, working closely with clients one-on-one to develop personalized financial plans. His areas of expertise include college education planning, executive compensation, family wealth management, legacy planning, philanthropic planning, tax minimization, and retirement income. Christopher holds a Bachelor's Degree from The College of New Jersey and has earned the Certified Financial Planner (CFP) designation as well as Personal Investment Advisor (PIA) credentials. He operates within the Merrill Lynch tradition of community involvement and actively volunteers with organizations such as the Ann Arbor Area Community Foundation, Jewish Family Services of Washtenaw County, SOS Community Services, and Unified - HIV Health & Beyond. Outside of his professional activities, Christopher enjoys biking, boating, cooking, dancing, hiking, music, photography, skiing, spending time with his family, and watching movies.

Stephanie Diebold is a financial advisor at Edward Jones in Chelsea, MI, holding a Series 66 designation with seven years of industry experience. Her prior experience includes roles at Ameriprise and KeyBank National Association. Edward Jones is a wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices. The firm manages over $1 trillion in assets and provides discretionary and non-discretionary solutions, tax-efficient services, and affiliated investment options.

Jung Hutchins is a financial advisor with Wells Fargo Clearing in Manchester, MI, holding Series 65 and Series 66 licenses and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s IPS-driven advisory approach incorporates modern portfolio theory and offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking.

Frederick Babe is a financial advisor with Raymond James Financial, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Michigan State University and Bison Wealth Planners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique arrangement with a municipal advisor.

Melinda Armbruster is a financial advisor with Robert Baird & Co. in Ann Arbor, MI. She holds a Series 66 designation and has eight years of experience with Robert Baird, following 13 years at Singleton Family Dentistry. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm offers a range of services including financial planning, portfolio management, and brokerage, utilizing a combination of manager-traded and model-traded strategies supported by internal research and technology.

Samantha MacFarland is a Planning Consultant who collaborates with clients to develop and maintain their financial plans. She focuses on educating and empowering clients to understand their financial situations and the resources available at Fidelity. Samantha approaches each client account with a level of care equivalent to how she manages her own finances. Her professional experience includes roles as a Relationship Manager at Fidelity Investments from 2022 to 2024, a Financial Representative at Fidelity Investments from 2021 to 2022, and a Personal Banker at Comerica Bank from 2020 to 2021. Outside of her professional work, Samantha has interests in cooking and baking, gardening, hiking, kayaking, theater, and traveling.

Nicholas Alexander is a financial advisor at Edward Jones with 19 years of industry experience. He holds Series 66 and Series 63 credentials and previously worked for Hartford Funds Distributors, LLC for 11 years. In addition to his advisory role, he owns and operates a hop farm in northern Michigan and serves as a board member for Hop Growers of Michigan. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and supports a large network of financial advisors and branch offices across the United States.

John Mathey is a financial advisor at Robert W. Baird & Co. with 42 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Robert W. Baird since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he serves on the finance committee of Food Gatherers, a charitable organization in Ann Arbor, Michigan. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which advises a diverse range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services, employing both traditional and non-traditional investment strategies.

John Lapham is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. He has been with Cambridge Investment Research Advisors since 2008. Outside of his advisory role, he serves as Vice President of the Onsted Kiwanis Club and as a trustee of the Onsted Kiwanis Community Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals and utilizes various portfolio management and model-based solutions tailored to client objectives.

Alison Lecloux is a financial advisor with Thrivent Investment Management based in Ann Arbor, MI, holding a Series 66 designation and 23 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2003. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while keeping planning and portfolio management separate.

Kevin Way is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has worked with Cambridge since 2008. Outside of his advisory role, he owns an independent insurance agency and provides tax preparation services. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services. The firm delivers solutions through independent Financial Professionals utilizing various portfolio management strategies and platform arrangements tailored to client objectives.

Christopher Millio is a financial advisor with Ameriprise in Saline, MI, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of advising, he manages the expenses of his financial planning practice through CNZ & Associates, Inc. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized retirement income advice.

Dan Davis is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has progressed through various roles within Fidelity Investments since 2022, including Planning Consultant, Investment Consultant, Investment Solutions Representative II, Investment Solutions Representative I, and Customer Relationship Advocate. Dan focuses on helping clients navigate financial complexity and uncertainty by aligning their finances with their life goals. He aims to make financial planning clear and straightforward, ensuring clients have peace of mind knowing their wealth is structured to support their objectives. Outside of his professional role, Dan has interests in family activities, military service, parenthood, reading, and writing.

Mark Fraker is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 15 years of experience in the financial industry, working with affluent families and individuals to develop disciplined, goals-based wealth management strategies. Mark holds the Personal Investment Advisor (PIA) designation. He earned his high school diploma from Ann Arbor Pioneer and attended Eastern Michigan University without obtaining a degree. Mark's approach focuses on connecting all aspects of a client's financial life to help prioritize and pursue their most important goals.