William Kapteyn Jr. is a financial advisor at Raymond James Financial with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with Raymond James since 2015. He is also the managing member of The Kapteyn Group, Financial Partners, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and encourages clients to implement recommendations through its advisory programs or other providers.

Ian Elgersma is a financial advisor at Cetera with 10 years of industry experience and holds the Series 66 designation. He has been associated with Cetera and its affiliated entities since 2015. Outside of his advisory role, he owns and manages business entities related to real estate development and business expenses. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and consulting services through a multi-manager platform that enables advisors to implement various investment strategies under discretionary and non-discretionary authorities.

Brian Revis is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. He works closely with high-net-worth individuals and families to help navigate the complexities associated with significant wealth. Using Fidelity's resources and capabilities, he develops tailored investment and wealth planning strategies that address income needs, tax-efficient investing opportunities, and legacy planning considerations. Before joining Fidelity, Revis held several roles at Charles Schwab, including Vice President - Financial Consultant from 2022 to 2023, Investment Consultant from 2021 to 2022, and Broker from 2019 to 2021. He began his career as a Broker Management Associate at Jackson National from 2016 to 2019. Revis is committed to building lasting relationships based on trust, collaboration, and personalized guidance.

Alex George is a financial advisor at Edward Jones with nine years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2016. Outside of his advisory role, he is a partner in an apartment rental business in Grand Rapids, Michigan. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Melissa Hutchinson is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she co-owns an office furniture company with her spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary when providing investment advice.

Brandon Conaty is a financial advisor at LPL Financial in Grand Rapids, MI, holding a Series 66 designation with one year of industry experience. Prior to joining LPL Financial, he worked in the freight and trucking industry at firms including UPS Freight, Roth Trucking, and TForce Freight. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services, leveraging research and model portfolios to support diversified investment strategies.

Trevor Miedema is a financial professional with Cetera, holding a Series 66 designation and five years of industry experience. He has worked at Cetera and affiliated entities since 2020 and has prior experience in diverse sectors including automotive services and construction. Trevor is also active as an insurance agent, selling life, annuities, and long-term care insurance. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager investment platform with various portfolio management options, combining discretionary and non-discretionary services across multiple program structures and custodial relationships.

Courtney Maloof is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she held various roles including positions at Eastern University and Cole-Faso Consulting. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Jennifer May is a CFP® professional with 26 years of experience in financial advising, currently with Raymond James Financial Services Advisors, Inc. Prior to joining Raymond James, she worked for Cetera from 2014 to 2026 and has held roles at IB Wealth Management and Independent Bank since 2001. She is based in Grand Rapids, MI. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm provides tailored non-discretionary planning and uses analytical tools such as risk profiling and modeling to support client goals, while also maintaining unique offerings like municipal advisory services and SIMPLE IRA Employer Advisory programs.

Thomas Dickinson is a CFP® with 28 years of experience in the financial industry, currently serving at Cetera since 2025. He has held roles at Mercantile Bank of Michigan and Avantax, among others, and has been involved with Biggs, Dickinson & Roberts Wealth Management Services for over a decade. Outside of his advisory work, he serves on the board of Sparrow Ionia Hospital, volunteers as treasurer for Levalley United Methodist Church, and participates in community redevelopment and foundation activities in Ionia County. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a multi-manager platform supporting a large network of independent advisors. The firm serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning services.

Richard Sottile is a financial advisor at Edward Jones in Grand Rapids, MI, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of more than 23,700 financial advisors.

Tina Duran is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent five years with Wells Fargo Advisors, LLC. Outside of her advisory role, she co-owns and manages bookkeeping and proposals for Dursko Electric, LLC, a family-owned business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Daniel Abbgy is a financial advisor at Equitable Advisors with six years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Equitable Advisors, he worked in several roles including positions at Yanfeng Interior Automotive and the YMCA. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating through a dual-registered structure as both an SEC-registered investment adviser and broker-dealer.

Jesse Crim is a financial advisor at Morgan Stanley in Grand Rapids, MI, holding a Series 66 license with four years of industry experience. His prior work includes roles at J.P. Morgan Securities, The Habegger Corporation, and FedEx Ground. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and financial planning services supported by firm-approved tools and methodologies.

Adam Fliehman is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior roles include positions at Regulus, LLC, Regal Investment Advisors, LLC, and Cetera ADVISORS LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside research-supported model portfolios and alternative strategies.

Katie Hoxsie is a financial advisor with Ameriprise in Rockford, MI, holding a Series 66 designation and 18 years of industry experience. She has been with Ameriprise and its affiliated entities since 2007. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

Garrett Bartolec is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 credential. He has been with Morgan Stanley since 2024 and previously worked at Morgan Stanley Private Bank, N.A. from 2025. Prior to his financial industry experience, he studied at Michigan State University and taught at Forest Hills Northern. Morgan Stanley Wealth Management provides financial planning and advisory services to individuals and institutional clients, utilizing structured planning tools and firm-approved methodologies. The firm manages approximately $2.74 trillion in client assets and offers a range of investment programs alongside estate planning and advisory services.

Theresa Hilgendorf is a financial advisor with Raymond James & Associates, holding Series 63, 65, and 66 licenses and bringing 23 years of industry experience. She has worked at Raymond James & Associates since 2006 and is also associated with Windward Inc. since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Robert Tholl Jr. is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been affiliated with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and provides services through structured planning processes and various investment programs.

Patrick Moss is a Planning Consultant at Fidelity Investments, where he collaborates with clients and their families to develop financial plans tailored to their unique needs. He has been in this role since 2025. Prior to joining Fidelity Investments, Patrick gained experience in various financial advisory positions. He worked as a Wealth Management Advisor at Slavic401k from 2024 to 2025 and as an Account Manager at the same firm from 2023 to 2024. Before that, he served as a Financial Solutions Advisor at Merrill from 2022 to 2023. Patrick began his career as an Advisor Development Program Relationship Manager at Bank of America from 2020 to 2022. Outside of his professional work, Patrick has interests in fitness, food, music as an instrumentalist, tennis, and traveling.