Nicholas Rocca is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation and 15 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2011 and at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutions. The firm manages approximately $2.74 trillion in client assets and emphasizes structured planning tools and advisory services across a broad range of offerings.

Tina Dittmer is a financial advisor at Merrill in Grand Rapids, MI, holding a Series 66 designation with 18 years of industry experience. She has been with Merrill Lynch since 1994. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kelly Ballor is the Vice President and Wealth Planner at Fidelity Investments, where she has been positioned since 2018. In her role, she collaborates with clients and their families to develop customized financial plans, emphasizing long-term relationships and leveraging Fidelity's resources to help clients achieve their financial goals. With a career at Fidelity Investments dating back to 2012, Kelly has held positions as Financial Consultant and Investment Representative before assuming her current role, bringing over a decade of experience in financial planning. She holds insurance licenses in Arkansas and California. Outside of her professional responsibilities, Kelly has interests in boating, cooking and baking, kayaking, movies, traveling, and yoga.

Sharon Apol is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. She has worked at Wells Fargo Clearing since 2021 and previously at Fifth Third Securities from 2010 to 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Robert Maloof is a CFP® professional affiliated with Edward Jones in Grand Rapids, MI, with 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of financial advisors and branch offices. The firm operates under a fiduciary standard and provides various affiliated financial services including mutual funds, a trust company, and securities-based lending.

Gabriel Kuperus is a financial advisor with Ameriprise in Byron Center, MI, holding a Series 66 credential and six years of industry experience. He has worked at Ameriprise since 2019 and has prior experience that includes roles at Primerica, Berlin Raceway, and Cornerstone University. Outside of advisory work, he is involved in tax planning through a separate tax planning specialist role. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Ella Perry is a financial advisor at Edward Jones in Wyoming, Michigan. She holds a Series 66 designation and has one year of industry experience, having been with Edward Jones since 2024. Prior to her advisory role, she held positions in retail and community engagement, including work at Von Maur and the University of Tennessee's Student Engagement Center. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a wide range of investment strategies and advisory services. The firm manages over $1 trillion in assets and operates a large network of financial advisors and branch offices across the United States.

Josiah Ryan is a financial advisor at Equitable Advisors with a Series 66 designation and approximately one year of experience in the industry. Prior to joining Equitable Advisors, he held roles at Thrivent Financial, Aflac, and was involved with Cornerstone University in multiple capacities over several years. Outside of his advisory work, he has held various educational positions within Hopkins Public Schools. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives and uses a combination of firm-offered and third-party advisory models.

John Dykstra is a financial advisor with Wells Fargo Clearing, holding the Series 66 designation and bringing 18 years of industry experience. He has been with Wells Fargo since 2016. Outside of his advisory role, he serves as president of the Timber Ridge Estates HOA board in Grand Rapids, MI. Wells Fargo Advisors is a large national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individuals, corporations, and institutions, utilizing both brokerage and advisory solutions supported by extensive research and analytics.

Drake Doyle is a financial advisor at LPL Financial in Grand Rapids, MI, holding a Series 66 designation and having three years of industry experience. Prior to joining LPL Financial in 2023, he worked at RFC Financial Planners and held roles in other companies including Valvoline. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Nicholas Bakker is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. His background includes roles with Waddell & Reed Inc. and involvement in nonprofit work such as Brookside CRC’s Financial Peace program. He also manages a blog website outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions supported by proprietary research and advisor-facing technology.

Bradford Rowe is a financial advisor with LPL Financial in Grand Rapids, MI, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at Consumers Credit Union, Fidelity, Wells Fargo Clearing Services, and USAA Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with technology-driven operational and research tools.

Katherine Brandon is a financial advisor at Charles Schwab with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab & Co. Inc. since 2015, including tenure at Charles Schwab Bank, SSB. Based in Grand Rapids, MI, her work spans both brokerage and advisory services within the firm. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm’s investment approach combines primarily non-discretionary client relationships with access to discretionary separately managed accounts and multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Christopher Smith is a financial advisor at Thrivent Investment Management with 13 years of industry experience. He holds a Series 66 credential and has worked at firms including Innovia Wealth, Eagle Strategies (NY Life), and New York Life. Smith is based in Grand Rapids, MI. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on a broad range of financial planning topics. The firm delivers holistic, goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option.

James Smith is a financial advisor with Wells Fargo Clearing in Grand Rapids, MI, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves on the board of Ocean Village Capstan, a homeowners association in Fort Pierce, FL. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines internal research and third-party analytics to support its investment solutions, serving a broad client base with both brokerage and advisory offerings.

Barth Roberts is a financial advisor at Stifel with 38 years of industry experience. He holds Series 63 and Series 65 designations and has been with Stifel since 1989. Outside of his advisory work, he serves as the School Board President for Hope Academy of West Michigan, a charter school in Grand Rapids. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology through its Investment Strategy Group, providing asset allocation and planning analyses to support client decision-making.

Bradley Berger is a Wealth Management Advisor with the Weemes/Berger Group at Merrill Lynch Wealth Management. He has been with the group since 2013 and focuses on providing a personal wealth management experience through goals-based planning, investment research, and dedicated service. His client focus areas include Family Wealth Management Strategies, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Tax Minimization, and Retirement Income. Brad graduated with a bachelor's degree in Finance from the Seidman College of Business at Grand Valley State University. He earned his CERTIFIED FINANCIAL PLANNER® certification in 2016 and holds the designation of Personal Investment Advisor (PIA). Outside of his professional work, Bradley is involved with The First Tee of West Michigan. He lives in East Grand Rapids with his wife and son and enjoys spending time with his family, fishing, tennis, golf, and platform tennis.

Troy Ernzer is a financial advisor with OSAIC in Grandville, MI, holding CFP® and Series 66 credentials and bringing 24 years of industry experience. He previously worked at Signator Investors Inc. for 17 years before joining Royal Alliance Associates, Inc., where he has been for eight years. Outside of his advisory role, Ernzer serves as Executive Vice President of VantagePointe Financial, an insurance brokerage, and manages a small plow service and vehicle-sharing activity. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supports various investment strategies, and is notable for its scale, complex affiliate network, and recent consolidation activity.

Emily Gunnels is a financial advisor with J.P. Morgan Securities in Grand Rapids, MI, holding Series 66 and Series 63 credentials and bringing 12 years of industry experience. She has worked at J.P. Morgan Securities since 2014 and was previously with The Counting House, LLC from 2018 to 2025. Prior to that, she has been affiliated with JPMorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. Their advisory process is supported by a centralized due diligence team that combines quantitative and qualitative research, and the program features broader derivatives and commodities capabilities compared with many institutional advisory programs.

Jakob Engelkes is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding Series 63 and Series 65 credentials and having two years of industry experience. Prior to joining Morgan Stanley, he worked at Plante Moran Financial Advisors and JBL Resources. He also has a background in education, having been employed at Indiana Wesleyan University and Rockford High School. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct relationships and corporate financial planning agreements.