Lael Formica is a financial advisor with First Command Advisory Services in Fort Worth, TX. She holds Series 63 and Series 66 designations and has 10 years of industry experience, including eight years at Network 1 Financial Securities and four years at First Command Financial. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized team, emphasizing in-person financial coaching and using preapproved third-party managers within managed model portfolios.

Casey Ash is a financial advisor with First Command Advisory Services in Fort Worth, TX, holding a Series 66 credential and three years of industry experience. His prior roles include positions in mortgage lending and brokerage services at several firms, including NEXA Mortgage and Revolution Mortgage. First Command Advisory Services, Inc. is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to design and manage model portfolios with discretionary authority granted by clients.

George Bruneau is a Series 66-licensed financial advisor at Mercer Global Advisors Inc. with 13 years of industry experience. He previously worked at Fisher Investments and TD Ameritrade, among other firms. Outside of his advisory role, he is a part-owner of Pine Street Breakers, a sports cards trading business. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory services alongside financial, tax, retirement, and estate planning. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, and various specialized strategies.

Jeremy Blackman is a CFA® charterholder and Series 65 licensee with 17 years of industry experience. He has been with Luther King Capital Management Corporation since 2013. The firm advises a diverse range of clients including individuals, trusts, foundations, pension plans, government entities, registered investment companies, and private investment partnerships. Luther King Capital Management employs a fundamental, bottom-up investment approach across equity, fixed income, and balanced strategies, managing approximately $31.5 billion in regulatory assets.

Austin Beard is a financial advisor at First Command Advisory Services with six years of industry experience. He holds a Series 66 designation and has a background in the U.S. Army and U.S. Army Reserve, where he currently serves as an Intelligence Analyst. Outside of advising, he owns Austie's Skate Supply, a small business manufacturing and selling skateboard wax. First Command Advisory Services is an SEC-registered firm serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and wrap-fee asset management programs through a centralized investment management team and wealth portfolio managers.

Timothy Custer is a CFP® professional with 27 years of experience in the financial services industry. He has worked with First Command Financial Services Inc and its related entities since 1999 and has been with First Command Advisory Services for the past 11 years. He is based in Fort Worth, TX. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, managing portfolios through a centralized Investment Management Team and Wealth Portfolio Managers who select investment options from prescreened managers.

Tobin Calvert is a financial advisor at Luther King Capital Management Corporation with 22 years of industry experience. He has been with Luther King Capital Management since 2011. Calvert holds the Series 63 and Series 65 designations. Luther King Capital Management advises a range of clients including individuals, trusts, foundations, pension plans, government entities, registered investment companies, and private investment partnerships. The firm employs fundamental, bottom-up analysis across equity, fixed income, and balanced strategies and manages approximately $31.5 billion in regulatory assets.

Ira Hester is a CFA® and CIC-designated financial advisor with 28 years of industry experience. He has been with Luther King Capital Management Corporation in Fort Worth, TX, since 2013. Luther King Capital Management Corporation advises a diverse client base including individuals, trusts, foundations, pension plans, government entities, and registered investment companies. The firm employs fundamental, bottom-up analysis across multiple equity and fixed income strategies and manages approximately $31.5 billion in regulatory assets.

Kevin Olson is a financial advisor with First Command Advisory Services in Fort Worth, TX, holding Series 63 and 66 licenses and bringing 31 years of industry experience. His prior roles include positions at Charles Schwab & Co., PNC Investments, Avantax, and Pacific Life. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs featuring model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

John Gunthorp is a CFA® and CIC credentialed advisor with 28 years of industry experience. He has been with Luther King Capital Management Corporation since 2013. Luther King Capital Management Corporation advises a diverse client base including individuals, trusts, foundations, pension plans, government entities, and registered investment companies. The firm employs fundamental, bottom-up analysis across equity, fixed income, and balanced strategies, managing a range of portfolios including mutual funds and private investment partnerships.

John Kilgallon is a financial advisor at Goldman Sachs Wealth Services with two years of industry experience. He holds the Series 66 designation and previously worked at Global Payments and The Garage. Goldman Sachs Wealth Services provides financial planning, investment management, and related advisory support to a broad range of clients, including individual and high-net-worth households, corporate participants, and institutional clients. The firm integrates centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Ronald Deal is an advisor at First Command Advisory Services with Series 65 and Series 63 licenses. He has prior experience at Booz Allen Hamilton, Apex Clean Energy, and the United States Army. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs that utilize model portfolios and third-party managers selected by a centralized investment management team.

William Angerman is a financial advisor at First Command Advisory Services with one year of industry experience. Prior to his current role, he served 27 years in the United States Air Force and held positions at Silver Angle Consulting and Five Domains. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to manage model portfolios and select third-party managers.

Michael Mc Cann is a financial advisor with First Command Advisory Services in Fort Worth, TX, holding Series 63 and Series 66 licenses and 13 years of industry experience. His prior work includes roles at Fidelity Investments and First Command Financial Services, Inc. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs that utilize a centralized Investment Management Team and Wealth Portfolio Managers to manage model portfolios and third-party managers.

Thomas Richardson III is a financial advisor at Cerity Partners LLC with 28 years of industry experience. He holds a Series 63 designation and has previously worked at firms including Arkadios Capital and Karsten Advisors. Based in Fort Worth, TX, Richardson has a long tenure in the financial services field, spanning multiple roles since 1997. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes high-net-worth individuals, families, trusts, corporations, and institutional investors. The firm provides a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, focusing on customized, diversified portfolios and private market programs for qualified clients.

Scot Hollmann is a CFA® charterholder with 34 years of industry experience, currently serving at Luther King Capital Management Corporation since 1983. He is based in Fort Worth, TX, and holds a Series 65 license. Luther King Capital Management Corporation advises a diverse client base including individuals, trusts, pension plans, and government entities. The firm employs a fundamental, bottom-up investment approach across equity, fixed income, and balanced strategies, managing a range of pooled and separate accounts with approximately $31.5 billion in regulatory assets under management.

Stephen Osborne is a financial advisor at &PARTNERS with 20 years of industry experience. He holds Series 65 and Series 66 licenses and previously worked for Guidestone Financial Resources of SBC for 19 years. Outside of advising, he is a silent partner in Black Creek Wildlife, an exotic animal purchasing and resale venture. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and retirement-plan consulting through both advisory and brokerage services, employing a combination of fundamental, technical, and quantitative strategies.

Frank Sullivan is a financial advisor with First Command Advisory Services in Fort Worth, TX, holding Series 63 and Series 66 credentials and 19 years of industry experience. He previously worked at Frost Brokerage Services and First Command Financial Planning, Inc., each for six years. Outside of advisory work, he serves as an executor and independent administrator for family estates. First Command Advisory Services is an SEC-registered firm serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and a range of wrap-fee asset management programs, using a centralized Investment Management Team to design, monitor, and rebalance model portfolios.

Mason Goynes is a CFP® professional with eight years of industry experience, currently serving with AE Wealth Management, LLC in Fort Worth, TX. His prior experience includes roles at Gregory Ricks & Associates, Inc., Centanni Financial Group, Lincoln Financial Advisors Corporation, and Raymond James Financial Services, Inc. He also acts as a presenter for the Association for Financial Education and Advice (AFEA). AE Wealth Management, LLC provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and a variety of investment strategies, managing approximately $49.8 billion across more than 127,000 clients, supported by a robust platform and a large team of advisors.

Peter Carlo is a financial advisor at First Command Advisory Services with 24 years of industry experience. He holds Series 63 and Series 65 designations and has been with First Command in various capacities since 2001. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs managed centrally by an Investment Management Team and Wealth Portfolio Managers.