Sean Apostalo is Vice President and Financial Consultant at Fidelity Investments. In this role, he partners with clients to create financial plans aimed at achieving their financial goals. Sean has been with Fidelity Investments since 2013, progressing through various roles including Financial Consultant, Investment Consultant, Relationship Manager, Workplace Planning Consultant II, Investment Solutions Representative, and High Net Worth Representative II. His extensive experience covers multiple aspects of financial consulting and client relationship management within Fidelity. Sean's career path reflects a deep engagement with investment solutions and financial planning. Outside of his professional role, he enjoys boating, fishing, gardening, scuba diving, and swimming.

Julia Arnsworth is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research and includes capabilities in derivatives and commodities through its broader regulatory registrations and affiliated entities.

Barry Tate is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and over 20 years of industry experience. His prior positions include roles at Ameriprise Financial Services, Edward Jones, and Kestra Advisory. Outside his advisory work, he is the owner of Tate Cinnaholic Ventures LLC, a non-investment business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice and account management provided by independent advisers utilizing a range of discretionary and non-discretionary strategies.

Gavin Walters is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has prior work experience at Uber and ARISS Financial Group/Kuttin Wealth Management Ameriprise. Walters also has a background outside finance, having worked at Mencius Gourmet Hunan. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through a centralized team and proprietary analysis tools.

Taylor Allcott is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with the firm since 2013 and holds FINRA Series 7 and Series 66 registrations. Taylor is a specially qualified Senior Portfolio Advisor who provides investment advice and guidance, helping clients pursue their objectives by building and managing custom investment strategies, including selecting from Merrill Lynch model portfolios and third-party strategies. In the firm's Investment Advisory Program, he may manage client strategies on a discretionary basis. He holds a Bachelor of Business Administration in Finance from the University of Kentucky and maintains professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Taylor's client focus areas include college education planning, legacy planning, liquidity management, personal retirement planning, philanthropic planning, socially responsible and ESG investing, sports and entertainment, tax minimization, and retirement income. Outside of his professional work, Taylor is involved with organizations such as "Be A Resource for CPS Kids" and the "Peanut Butter Cannery." He is a member of the Greater Houston University of Kentucky Alumni Club.

Robert Taphorn is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with affluent individuals and families to address a range of financial needs, including retirement planning and investment strategies. Robert and his team take a collaborative approach to wealth planning, aiming to generate tailored ideas that help clients achieve their financial goals. Since joining the Taphorn, Boike & Associates team at Merrill in 2016, Robert has assisted clients from the Houston area and across the country in managing family wealth, legacy planning, portfolio management, socially responsible and ESG investing, tax minimization, and retirement income strategies. He leverages Merrill’s research, planning capabilities, and investment resources to support his clients effectively. Robert holds a Personal Investment Advisor (PIA) designation and graduated from the University of Texas at Austin in 2015 with a bachelor's degree in Economics and a minor in Business Administration. Outside of his professional role, Robert enjoys playing disc golf and watching films in his free time.

Jason Jones is a financial advisor with Morgan Stanley in The Woodlands, TX, holding a Series 66 license and 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. His other business activities include serving as an executor of multiple estates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning using firm-approved tools and manages approximately $2.74 trillion in client assets.

William Probe is a financial advisor with Ameriprise in Humble, TX, holding a Series 63 designation and 30 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his work at Ameriprise, Probe manages an independent advisory business through DGW Worldwide, LLC. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized advice, with an emphasis on assets held within Ameriprise-managed accounts.

Bill Rippey is a financial advisor at Ameriprise in Houston, TX, with 32 years of industry experience. He holds a Series 63 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is involved in business ownership through Ronin Services LLC and a member of Pennway Management, both non-investment-related activities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Chloe Tran is a financial advisor at Cetera with 14 years of industry experience. She holds the Series 66 designation and has been with Cetera Wealth Services, LLC since 2013. Outside of her advisory role, she provides administrative support to a registered representative and holds a fixed insurance license. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base, including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

James O'Connor is a financial advisor at Merrill with 36 years of industry experience. He holds a Series 63 designation and has worked at Bank of America and Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Trevor Faulkner is a Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career as a financial advisor in 2020, he has focused on creating personalized financial strategies that align with his clients' goals. Trevor works closely with clients to consider their risk tolerance, time horizon, and liquidity needs, helping them make important financial decisions. Trevor's expertise includes wealth management, retirement planning, risk management, college savings, and tax planning. He holds several professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree in Finance from Sam Houston State University and holds a certificate from the College of Financial Planning. Trevor is involved with the Woodlands Chamber of Commerce and participates in community work with Habitat for Humanity. He resides in Spring, Texas with his wife Annie and their two dogs. In his free time, he enjoys golfing, hiking, hunting, traveling, and spending time with his family.

Matthew Cudd is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on managing new wealth, personal retirement planning, sports and entertainment, and retirement income. He works closely with clients to develop personalized financial strategies aimed at pursuing their long-term goals. Matthew holds a Bachelor's degree from Sam Houston State University and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional duties, he spends time with his wife and four children. His personal interests include baseball, fishing, football, golfing, hunting, music, reading, skiing, and traveling.

Kevin Mccoy II is a CFP® professional with 24 years of experience in the financial services industry. He is currently with Cetera, where he has worked since 2019, and has prior experience at firms including LPL, PNC Managed Account Solutions, Morgan Stanley, Citigroup Global Markets, and Edward Jones. He is a 50% owner, along with his wife, of MCCOY WEALTH MANAGEMENT LLC, which operates through Cetera. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of over 10,000 independent advisors and manages more than $256 billion in assets.

Joseph Klein is a financial advisor at Edward Jones with 36 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Charles Schwab, LPL Financial, and Mass Mutual. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients through a nationwide network of more than 23,700 financial advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kenneth Parker is a financial advisor with Edward Jones in Houston, TX, holding Series 63 and Series 66 licenses and having 23 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, he serves on the finance committee of Good Shepherd United Methodist Church in Cypress, TX. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory strategies and maintains affiliated capabilities such as a trust company and proprietary mutual funds, supporting approximately $1.01 trillion in assets under management.

Tyler Ginn is a Financial Advisor with Merrill Lynch Wealth Management, serving clients alongside Ginn Wealth Management, an advisory team based in Baton Rouge. He works to provide wealth management services that focus on connecting all aspects of clients' financial lives to help prioritize and pursue personal goals. His areas of focus include college education planning, personal retirement planning, and portfolio management services. Tyler joined Merrill Lynch Wealth Management in 2021 and holds a bachelor's degree in finance from Louisiana State University, obtained in 2024. He has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). His approach centers on developing strategies tailored to clients' life goals, risk tolerance, time horizon, and liquidity needs. Outside of his professional role, Tyler enjoys LSU sports such as baseball and football, as well as hiking, traveling, and playing pickleball.

Chad Brown is a financial advisor with J.P. Morgan Securities in Cypress, TX, holding Series 66 and Series 63 registrations and bringing 19 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked at J.P. Morgan Chase Bank since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, including ESG considerations, supported by centralized due diligence and leveraging affiliates for implementation and portfolio services.

Jessica Gagne is a financial advisor with Charles Schwab, holding a Series 66 designation and 11 years of industry experience. Her prior roles include positions at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Charles Schwab & Co., Inc. serves a broad client base that primarily includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management options supported by multi-asset model portfolios and centralized operational infrastructure.

Calvin Yuen serves as Vice President and Branch Leader at Fidelity Investments, a position he has held since 2021. In this role, he oversees branch operations and leads client service initiatives. Prior to his current role, Calvin worked as a Regional Planning Consultant for Fidelity Investments from 2017 to 2021, developing expertise in financial planning and client advisory services. His approach focuses on tailoring strategies to meet each client's specific financial goals and circumstances. Outside of his professional responsibilities, Calvin has interests in baseball, bowling, fitness, running, and snowboarding.