Nicole Chan is a financial advisor at RBC Capital Markets with eight years of industry experience. She holds the Series 66 and Series 63 designations and has previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple wrap fee advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Carlos Regueiro is a financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he worked at Comcast and T-Mobile. Outside of his advisory role, he is an owner of rental property in Richmond, Texas. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, notable for its extensive advisor network and affiliated financial capabilities.

Anna Magar is a financial advisor with Wells Fargo Clearing in Sugar Land, TX, holding a Series 66 designation and nine years of industry experience. She has worked at Wells Fargo Clearing since 2019 and previously at Merrill from 2014 to 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Keenan is a financial advisor with LPL Financial in Houston, TX, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with LPL Financial and its predecessor entities since 2006. Outside of his advisory work, he is an independent consultant for a network marketing business selling essential oils. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, and retirement plan consulting, providing both discretionary and non-discretionary management with a range of portfolio options and research support.

Marcus Fair Jr. is a financial advisor with RBC Capital Markets, holding a Series 66 designation and eight years of industry experience. His prior experience includes roles at Baird and BMO Harris Bank. He is based in Houston, TX. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management, tailored strategies based on client risk profiles, and access to both in-house and third-party investment managers.

Kelly Franco is a financial advisor at Merrill with 13 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2016, following six years at Morgan Stanley Smith Barney. Outside of her advisory role, she is a managing member of a family LLC that plans to start a small business installing screen garage door kits. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steven Will is a financial advisor with Charles Schwab in Houston, TX, holding a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab, he worked at Lone Star College - University Park and the Greater Houston Partnership. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a primarily non-discretionary advisory model with access to discretionary separately managed accounts and offers a broad range of integrated brokerage, custody, and advisory services.

Emilee Baker is a Series 65-licensed financial advisor with two years of industry experience, currently working at Edelman Financial Engines in Houston, TX. Her background includes prior roles within the same firm and its predecessor, Financial Engines Advisors, L.L.C., as well as experience outside finance at United Rentals Inc. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary management with a focus on diversified model portfolios and long-term investment orientation.

Dean Lin is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Chase Bank, N.A., J.P. Morgan Securities, Merrill, and Bank of America. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services through its Institutional Consulting Services program. The firm uses a quantitative asset-allocation approach combined with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

James Blair IV is a financial advisor with UBS Financial Services in Sugar Land, TX, holding a Series 66 license and 27 years of industry experience. He has been with UBS Financial Services since 2009. Outside of his advisory role, he serves as trustee for a family trust established by his grandmother, overseeing investment decisions and distributions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client plans.

Jonathan Rao is Senior Resident Director at Merrill and a founding member of The Murgai, Jerding & Rao Wealth Management Group. With over 20 years of experience at Merrill, he serves clients in the Houston area and across the United States, including successful business owners, executives, and other ambitious individuals with complex financial needs. He emphasizes client education and values "teachable moments" to help clients and their families understand financial strategies. Jonathan's approach involves thorough review of clients' financial and legal documents, often coordinating with their CPA and attorney to develop comprehensive strategies covering investment, liability management, tax minimization, and estate planning. He holds the CERTIFIED FINANCIAL PLANNER® certification and a Bachelor's degree in Business from Texas A&M University, along with an accredited certificate from Rice University. Active in his community, Jonathan is a donor to the Texas A&M 12th Man Foundation, serves as a committee member of the Children's Discovery Center of Fort Bend, and is a Director for the JRM Foundation. He and his wife Melinda reside in Sugarland, Texas, and enjoy activities including boating, fishing, football, golfing, hunting, and traveling with their three children.

Scott Finley is a financial advisor with Ameriprise in Sugar Land, TX, holding a Series 66 designation and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory work, he serves on the Sugar Land Rotary Board of Directors and works as a soccer referee. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning services that emphasize written recommendations and annual advice on tax-aware withdrawal strategies and dependable income sources.

Hongjie Zheng is a financial advisor at Edelman Financial Engines in Houston, TX, holding a Series 65 designation with one year of industry experience. Prior to joining Edelman Financial Engines, Zheng worked at Financial Planning Solutions and has experience in the food service industry through Haidilao Hot Pot Houston Inc. Zheng’s background also includes several years in education, working at various high schools and Bentley University. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios and long-term oriented investment management across a broad range of account types.

Albert Mc Watters is a financial advisor with Edward Jones in Katy, TX, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2019, he worked for Burr Computer Environments Inc for seven years. He is also a member of Back Porch Associates, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of advisors and branch offices.

Brian Papp is a financial advisor with Merrill, holding a Series 66 designation and 24 years of industry experience. He has been with Merrill since 2003. Outside of his advisory work, he is involved with a business named Papp Rental Cottage. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Rae Stuard is a financial advisor with UBS Financial Services in Sugar Land, TX, holding a Series 63 designation and 27 years of industry experience. She has been with UBS Financial Services since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services, delivering advisory work supported by proprietary research and model-based asset allocations.

Anwar Almond is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, Valic Financial Advisors, AIG/Corebridge/Valic, and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations through a non-discretionary program supported by an in-house manager solutions team and centralized due diligence.

Fuxing Xu is a Senior Financial Advisor with Merrill Lynch Wealth Management, where they provide clients with comprehensive financial planning and portfolio management services. Since joining the Waarbroek-Lin Group in 2018, Fuxing has focused on areas including corporate benefits, family wealth management strategies, institutional and corporate benefit services, international wealth management, personal retirement planning, portfolio management, and supporting women and wealth initiatives. Fuxing holds a Bachelor’s degree in Applied Mathematics from the University of California, Los Angeles, and a Master of Science in Applied Finance from Pepperdine University. Prior to joining Merrill, Fuxing worked with LPL Financial. Professional credentials include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Fuxing is fluent in English and Mandarin. Outside of professional pursuits, Fuxing enjoys hiking, swimming, traveling, and participating in community charity events.

Jay Gentry is a financial advisor at RBC Capital Markets in Houston, TX, holding a Series 66 designation with two years of industry experience. His prior experience includes roles at Baird, Good Karma Brands, Rosen Honda, Wheeling University, and Brown Deer High School. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, utilizing a mix of in-house and third-party investment managers tailored to each client’s risk profile.

Terry Kelly is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Invesco Advisers, Inc. and A I M Distributors, Inc. before joining Merrill in 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.