Lamil Mc Williams is a financial advisor with Thrivent Investment Management based in San Antonio, TX. He holds Series 63 and Series 66 designations and has previous experience working at Capital Group American Funds for ten years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based financial planning that covers a broad range of topics, with options to combine planning and managed-account services under a consolidated billing arrangement.

Austin Burt is a Financial Advisor working within the Merrill Lynch Wealth Management line of business. He contributes to investment decision-making as a member of the investment committee at NWG/VMT & Associates, where he collaborates with colleagues to conduct investment analysis, economic research, and due diligence on private funds. Austin holds a bachelor's degree from Texas A&M University's Mays Business School, where he studied Finance and Entrepreneurship. His professional designation includes Personal Investment Advisor (PIA). He focuses on client areas such as family wealth management strategies, liquidity management, managing new wealth, and portfolio management services. Outside of his professional role, Austin engages in activities including golfing, hunting, reading, running, spending time with family, and tennis.

Justin Torres is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior firms include Victory Capital Services and USAA Financial Advisors. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations by offering financial planning, retirement plan consulting, and various asset-management programs. The firm relies on a network of Investment Adviser Representatives and third-party asset managers to deliver tailored advisory solutions.

Tram Garcia is a Financial Advisor at Merrill Lynch Wealth Management based in San Antonio. She works closely with individuals and families to develop personalized financial strategies that align with their short-, mid-, and long-term goals. Her areas of focus include retirement planning, wealth management, college education planning, employee benefits planning, family wealth management strategies, legacy planning, small business strategies, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Tram provides ongoing guidance to help clients stay on track as their financial needs evolve. Tram holds a Bachelor's Degree from the Royal Melbourne Institute of Technology (RMIT) and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She is fluent in English, Vietnamese, and Spanish. In addition to her advising role, she participates in the Bank of America Volunteers Program. Outside of her professional responsibilities, Tram enjoys activities such as billiards, music, pickleball, singing, soccer, spending time with her family, swimming, traveling, volleyball, and watching movies.

Ayinde Shepherd is a financial advisor at Mass Mutual Investors Services with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Santander Securities, Amazon, New York Life, and Ameriprise. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning using firm-approved analytical tools, offering ongoing support through various programs and educational seminars.

Adolfo Estrella Jr. is a Financial Advisor with Merrill Lynch Wealth Management, specializing in helping individuals, families, business owners, and retirees with comprehensive financial planning, investment management, retirement planning, and workplace retirement plans. His approach focuses on understanding each client's unique priorities and developing tailored strategies that deliver clarity and direction. Originally from South Texas, Adolfo began his career in McAllen, later working in Corpus Christi before establishing his practice in San Antonio. He holds a Bachelor's Degree in Business Administration from the University of Texas Pan American and an MBA from Webster University. Adolfo has earned several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Fluent in both English and Spanish, he is a member of the San Antonio Hispanic Chamber of Commerce. In his work, Adolfo aims to build lasting relationships by providing straightforward advice, personalized service, and ongoing guidance through every stage of life. His expertise covers areas such as divorce transition planning, employee benefits planning, legacy and philanthropic planning, tax minimization, retirement income, and portfolio management services. Adolfo integrates various components of clients' financial lives, including investments, retirement savings, business interests, and legacy planning, into coordinated strategies tailored to their goals.

Ashley Wilson is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity Brokerage Services LLC since 2016. Fidelity’s Strategic Advisers LLC, where she is affiliated, provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm integrates fundamental research with quantitative analysis and algorithmic portfolio construction, and it is noted for its use of systematic methodologies and formal advisory roles across multiple investment platforms.

Celia Martel is a financial advisor with Charles Schwab in San Antonio, TX, holding the ChFC® designation and Series 63 and 65 licenses. She has 28 years of industry experience, including roles at USAA Financial Planning Services and Usaa Investment Management Company prior to joining Charles Schwab in 2020. Outside of her advisory work, she has experience managing rental property. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management solutions supported by strategic asset allocation, alternative investment research, and a large integrated operational platform.

William Mclaughlin is a financial advisor with Fidelity Investments in San Antonio, TX, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at B. Riley Wealth Management, Income Solution Partners, NYLIFE Securities LLC, and New York Life Insurance Co. He currently works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Rigoberto Rodriguez is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Christina Garza is a financial advisor at Edward Jones with 24 years of industry experience. She holds a Series 66 designation and is based in San Antonio, TX. She has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

James Norman Deitrich Jr. is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2015. Outside of his advisory role, he is involved with a business named J. Norman Deitrich based in Tybee Island, Georgia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Beatriz Doak is an International Wealth Advisor with Merrill Lynch Wealth Management. In her role, she focuses on connecting clients to the appropriate people, plans, and processes to address their unique financial ambitions. She assists clients with a range of personal financial goals, including education funding, retirement lifestyle planning, and managing potential health care costs, while creating tailored strategies to support long-term family objectives. Beatriz holds a bachelor's degree from the University A of Guadalajara and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). Her approach emphasizes simplicity and transparency in wealth planning, aiming to integrate all aspects of a client's financial life to help prioritize and pursue their most important goals.

Stephen Miranda is a financial advisor with Merrill based in San Antonio, TX, holding Series 63 and Series 66 licenses and seven years of industry experience. He previously worked at JP Morgan Securities LLC and JP MORGAN CHASE Bank N.A. from 2018 to 2022, as well as AllState Insurance and Urban Access Properties. Miranda serves as a board member for the Greater Houston Gay & Lesbian Chamber of Commerce and participates on the Harris County Loan Review Committee, providing oversight to the County Opportunity Fund. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Erik Munson is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He is dedicated to helping clients develop and adjust personalized wealth plans built around their unique priorities and financial goals. Erik's approach involves working closely with clients to pursue objectives such as college education planning, family wealth management, retirement income strategies, and legacy planning. Erik holds a Bachelor's Degree from the Texas A&M University System and maintains several professional designations, including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is affiliated with the Pi Kappa Alpha Fraternity and participates in community organizations such as the Central Texas Food Bank, RBI Austin, the SIFMA Foundation, and the Terrell Heights Neighborhood Association. Outside of his professional work, Erik enjoys cooking, fishing, football, gardening, golfing, hunting, music, reading, scuba diving, and spending time with his family. He currently resides in San Antonio with his family and values a client-first approach to financial advising.

Lilly Jordan is a CFP® professional with eight years of experience in the financial services industry, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, she worked in the Schertz Cibolo Universal City Independent School District for three years. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients with a broad range of investment strategies and advisory services. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

David Villarreal Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 20 years of experience in the financial services industry. Since joining Merrill Lynch in 2011, following six years at Bank of America, he has focused on helping individuals, families, and business owners create personalized financial strategies tailored to their goals. As a key member of K&I Associates, a team recognized by Forbes as a "Best-in-State Wealth Management Team" from 2023 to 2025, David delivers comprehensive, 360-degree financial strategies with an emphasis on understanding each client's unique priorities. David's expertise includes education planning, family wealth management, liquidity management, retirement planning, and tax minimization among other areas. He employs a consultative and objective approach that addresses both short-term objectives and long-term aspirations by investing time to deeply understand his clients' concerns and ambitions. David holds a B.B.A. in Accounting from the University of Texas at San Antonio and carries professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in San Antonio since 2005, David and his wife, Daisy, are active members of several church organizations. His personal interests include billiards, chess, cooking, football, music, running, spending time with his family, tennis, and traveling.

Shawn Gosdin is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 1999. In his role, Shawn directs his team's efforts to provide a comprehensive range of financial strategies and services. He emphasizes a holistic approach to wealth management, addressing clients' family needs, business interests, community responsibilities, and long-term aspirations. Shawn and his team focus on managing the day-to-day details of wealth management, enabling clients to concentrate on their most meaningful interests and obligations while advancing their personal and generational financial goals. Shawn's areas of expertise include corporate executive services, executive compensation, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, special needs planning strategies, and sports and entertainment financial matters. He holds the Personal Investment Advisor (PIA) designation and attended Texas A&M University. Outside of his professional responsibilities, Shawn enjoys fishing, golfing, skiing, and spending time with his family.

Anna Femat is a Wealth Management Advisor with Merrill Lynch Wealth Management, a division of Bank of America. Since beginning her career with Merrill Lynch in 1987, she has focused on assisting clients in establishing objectives and developing strategies tailored to retirement planning, education funding, long-term care, and credit solutions, including home financing. She employs a Personal Wealth Analysis process to understand clients' situations and guide them toward achieving their financial goals. Anna holds a Bachelor of Business Administration degree with a major in business management from the University of the Incarnate Word. She has earned the Chartered Retirement Planning Counselor (CRPC) and Certified Plan Fiduciary Advisor (CPFA) designations and is a designated Retirement Benefits Consultant (RBC) within Bank of America – Merrill. Her areas of focus include education planning, employee benefits, family wealth management, legacy planning, retirement income, and services for endowments, foundations, and non-profits. Anna and her husband Ramiro have been married for over 30 years and have two children. She is active in her community through involvement with the Archdiocese of San Antonio Catholic Church, Conservation Society of San Antonio, Habitat for Humanity, Junior League of San Antonio, Pan American Round Table, San Antonio Hispanic Chamber of Commerce, and the University of the Incarnate Word Alumni Association. In her personal time, she enjoys cooking, gardening, hiking, music, painting, pottery, reading, sewing, traveling, and spending time with her family.

James Winton is a Financial Advisor with Merrill Lynch Wealth Management, working as part of the Johnson & Associates Wealth Management Team. The team brings over 30 years of collective investment industry experience and combines their expertise with the global resources of Merrill to offer comprehensive wealth management services tailored to individual clients’ financial situations and goals. James’s approach emphasizes understanding each client’s full financial picture and personal priorities to create flexible strategies designed to adapt to changing market conditions. His client focus areas include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. He follows a structured wealth planning process that involves getting to know the client, analyzing their situation, implementing customized financial plans, and tracking progress to help clients pursue their goals. James holds a Bachelor’s Degree from Texas A&M University System and has earned the designation of Personal Investment Advisor (PIA). He is also active in professional organizations such as the Order of the Alamo and the San Antonio German Club. Outside of work, James enjoys baseball, boating, fishing, football, golfing, hunting, pickleball, reading, skiing, and spending time with his family.