Daniel Meisenheimer is a financial advisor with Charles Schwab in San Antonio, TX, holding CFP®, Series 63, and Series 65 credentials and 20 years of industry experience. His work history includes multiple roles at Charles Schwab and USAA, as well as self-employment. Outside of advising, he is involved in real estate investment through property ownership and transactions. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management with integrated brokerage, custody, and advisory services.

Samuel Livesay is a Series 66-licensed financial advisor at Morgan Stanley in San Antonio, TX, with one year of industry experience. Prior to joining Morgan Stanley, he served in the Peace Corps for two years and participated in AmeriCorps. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs supported by structured planning tools and resources.

Anthony Krueger is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. He has been associated with various Cetera entities since 2021 and held prior roles at First Allied Securities and Aston Carter. Before entering the financial services industry, he worked at Globus Medical from 2015 to 2019. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary account structures and a variety of program options.

Louis Barnes is a financial advisor at Fidelity with 21 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. His prior roles include positions at Wells Fargo Clearing and Morgan Stanley. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Andrew Stanco is a financial advisor with Morgan Stanley in San Antonio, Texas, holding a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2009. Outside of his advisory role, he is a partner in a restaurant and bar business in Santa Rosa Beach, Florida. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Jocelyn Cates is a CFP® certificant with 20 years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, she worked at Investment Professionals Inc from 2013 to 2017. She holds the Series 66 designation and operates out of San Antonio, TX. Edward Jones is a full-service wealth management firm with over 23,700 advisors serving more than four million individual and institutional clients. The firm offers a range of investment solutions including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jinkie Underwood is a financial advisor at Merrill with 14 years of experience at the firm and two years of total industry experience. She holds a Series 66 designation and previously worked at Bank of America, N.A. and Macy’s. Outside of her advisory role, she is involved in a for-profit business focused on bar management in San Antonio, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elias Zavala is a financial advisor at Morgan Stanley in San Antonio, TX, holding the Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley, he worked at Frost Brokerage Services and Frost Bank. Outside of his advisory role, he has worked as a contractor providing customer service for companies such as Uber, Amazon, and Shipt. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by firm-approved tools and a variety of investment strategies.

Chelsea Smith is a financial advisor at Cetera with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Merrill and JP Morgan Securities LLC. She is based in San Antonio, TX. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services through a nationwide network of independent advisors. The firm serves a range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, offering various portfolio management and financial planning solutions.

Deborah Martinez is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2009, alongside a longstanding association with Bank of America dating back to 1989. Martinez maintains a Texas real estate license, though she does not actively engage in real estate activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Johnni Bradley is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since beginning his financial services career in 2013 at Bank of America, he has developed expertise in areas including executive compensation, family wealth management strategies, legacy planning, and tax minimization. Johnni and his team provide clients with comprehensive strategies tailored to individual investment objectives and risk tolerance, utilizing Merrill Lynch's open architecture platform that incorporates a range of investment managers and model portfolios. Johnni holds multiple professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He is also recognized as a qualified Senior Portfolio Advisor and holds Merrill Lynch's Portfolio Manager designation, enabling him to manage investments on a discretionary basis. A graduate of the University of Missouri-Columbia, Johnni applies his knowledge to help clients align their financial resources with their personal values and goals. Residing in San Antonio, Texas, Johnni is involved in various community organizations such as Communities in Schools of San Antonio, NAACP, Phi Beta Sigma Fraternity, Inc., San Antonio Food Bank, and UNCF. He volunteers through his local church and serves as a mentor for local high school students. Johnni enjoys spending time with his family and engages in personal interests including basketball, genealogy, golfing, rock climbing, running, and tennis.

Tory Devore is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing 23 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 1993. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities.

Adriana Estevez is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Outside of her advisory role, she operates a sole proprietorship unrelated to investment activities. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning processes supported by firm-approved tools and methodologies.

Alfredo Garza III is a financial advisor with Raymond James Financial Services Advisors, Inc. in San Antonio, TX, holding a Series 66 designation and 19 years of industry experience. He has been with Raymond James and affiliated entities since 2015. Garza also serves as an associate at Security Service Investment Group. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Candace Burkett is a financial advisor with Raymond James & Associates in San Antonio, TX, holding Series 63 and 66 licenses and 17 years of industry experience. She has worked at several notable firms, including Morgan Stanley, Citigroup, and JPMorgan Securities. Burkett is also the sole proprietor of Arrowhead Bookkeeping, LLC, an accounting and bookkeeping business. Raymond James & Associates is a large dually registered broker-dealer and investment adviser serving a broad client base, including individuals, institutional clients, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by a nationwide adviser network and a diverse range of portfolio management styles.

Javier Acosta Geraldino is a financial advisor with Edward Jones in San Antonio, TX, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at CITIGROUP and JPMorgan Chase. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Jose Monterroso is a financial advisor at Fidelity with four years of industry experience. He holds the Series 63 and Series 66 licenses. Prior to joining Fidelity, Monterroso held roles at Brick House and Garden Bar and Bistro. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a diverse range of mutual funds, ETFs, and ETPs.

Jorge Burgos is a Financial Advisor with Merrill Lynch Wealth Management. He holds the designation of Personal Investment Advisor (PIA) and has over 12 years of experience in the financial services industry. Jorge works closely with professionals, executives, and families to help them pursue their financial goals through tailored strategies that address investing, retirement planning, tax efficiency, and legacy planning. Jorge's approach centers on understanding what matters most to each client, emphasizing a planning-first and relationship-driven methodology. He assists clients in developing clear plans to prepare for expected and unexpected life events, aiming to help them stay disciplined and focused amid opportunity and uncertainty. He communicates fluently in English and Spanish, facilitating comprehensive financial guidance. He holds a High School Diploma from Schurr High School and an Associate's Degree from Rio Hondo College. Jorge emphasizes ongoing advice and guidance, supporting clients as their needs evolve.

Luis Farret is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 27 years of industry experience. His prior roles include positions at Merrill and Bank of America. He is the owner of Apollo FO LLC, a business related to the automotive and transportation sector. Morgan Stanley Wealth Management serves individual and institutional clients with various advisory programs, emphasizing structured financial planning supported by firm-approved tools and analysis from its Global Investment Committee.

David Wang is a CFP® professional with 19 years of experience in financial advising. He currently works at Charles Schwab in San Antonio, TX, where he has been since 2020. Prior to joining Schwab, he spent over a decade at USAA in various financial planning and investment management roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab Center for Financial Research due diligence.