Ryan Bubela is a financial advisor with Strategic Financial Concepts, LLC in Austin, TX, holding a Series 66 designation and 21 years of industry experience. He has been with both Strategic Financial Concepts and LPL Financial LLC since 2009. Outside of advisory services, he is involved in insurance sales, focusing on non-variable and fixed insurance products. Strategic Financial Concepts provides personalized investment advisory and financial planning services to individuals, high-net-worth households, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm offers discretionary portfolio management using fundamental and technical analysis, model portfolios, third-party manager solutions, and integrates financial planning with investment management.

Cheryl Persons is a financial advisor at Frost Investment Services in Austin, TX, holding Series 63 and Series 65 licenses with 23 years of industry experience. Her prior roles include positions at PNC Investments and BBVA Wealth Solutions Inc., with a career spanning over a decade in related financial institutions. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs, utilizing the Fidelity Managed Account Xchange platform and combining multiple investment strategies and research approaches.

Joshua Henson is a Series 66-licensed financial advisor with 12 years of industry experience, currently affiliated with 49 Financial. His prior roles include positions at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, Thrivent Advisor Network, and Axa Advisors. In addition to advisory services, he holds a market vice president agent role involving fixed insurance sales. 49 Financial serves individual and institutional clients, including high-net-worth individuals, trusts, and retirement plans, offering financial planning, advanced planning, retirement consulting, and investment management. The firm follows a disciplined, long-term diversified asset allocation strategy based on modern portfolio theory and provides tiered fractional family office services alongside access to third-party managers.

Lawson Day is a financial advisor at 49 Financial based in Austin, TX. He holds the Series 65 designation and has recently begun his career in the financial industry. Prior to joining 49 Financial, he held roles at multiple companies, including Wisenbaker Builder Services and Slocum Home and Commercial Services, and has experience in education through positions at Texas A&M University and local schools. 49 Financial serves a diverse client base that includes retail and high-net-worth individuals, trusts, estates, corporations, and retirement plans. The firm offers financial planning, advanced planning, retirement-plan consulting, and investment management with an emphasis on disciplined, long-term diversified asset allocation based on Modern Portfolio Theory.

Adam Tolle is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 credential and over eight years of industry experience. He previously worked at Avantax Investment Services and 1st Global Advisors, among other firms. Outside of his advisory role, Tolle holds leadership positions including chairmanship of the Clinch County Board of Assessors and president of the Clinch County Lions Club. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams, serving individual and institutional clients with access to a wide range of investment products and specialized offerings such as annuity subaccount management and 529 plan services.

Brian Wells is a financial advisor at HUB Investment Partners, LLC in Folsom, CA, holding Series 63 and Series 66 licenses with 21 years of industry experience. His prior roles include positions at Veripax Wealth Management and LPL Financial. He is also licensed as an independent insurance agent, selling life, fixed annuities, disability, and long-term care insurance. HUB Investment Partners provides investment management and financial planning services to a diverse client base, including individuals, institutions, and retirement plans. The firm combines internally managed model portfolios with customized strategies and utilizes various platforms and sub-advisors to deliver tailored investment solutions.

Robert Annable is a financial advisor at Transce3nd LLC with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with several firms including Realta Equities, Inc., Coastal Investment Advisors, and Kalos Capital. In addition to his advisory role, he is involved in consulting with the Virtual Family Office Advisory Group and provides education on the Household Endowment Model. Transce3nd LLC serves a diverse client base including individuals, foundations, retirement plans, and charitable organizations. The firm employs a strategic asset allocation approach using fundamental, technical, and quantitative analysis, often implementing portfolios through third-party model managers on the AE Wealth Management platform.

Logan Moulton is a CFA® charterholder and portfolio manager with Waterloo Capital in Austin, TX, holding industry experience of 2 years. He has worked at Waterloo Capital, Intelligent Wealth Solutions LLC, and other firms since 2019. Moulton manages customized investment portfolios within Waterloo Capital’s platform. Waterloo Capital is a multi-team SEC-registered adviser serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans, managing roughly $2.26 billion across 2,600 clients. The firm uses fundamental analysis and a long-term, buy-and-hold approach to build customized portfolios, with access to third-party sub-advisers and a range of investment tools including private placements and securities-backed lending.

William Perlette is a financial advisor at Financial Gravity Family Office Services, LLC in Temecula, CA, holding a Series 65 credential with four years of industry experience. He has been with Financial Gravity since 2021 and also serves as Vice President of Intelligent Tax Solutions, Inc., where he has worked since 2009 providing tax advisory services. Financial Gravity Family Office Services, LLC offers comprehensive financial planning, investment management, and pension consulting to individuals, high-net-worth clients, retirement plans, trusts, estates, and charitable organizations. The firm employs a range of investment strategies using fundamental, technical, and cyclical analysis, often utilizing third-party sub-advisors while maintaining client oversight.

Neil Tjon Hing is a financial advisor with 11 years of industry experience, currently affiliated with 49 Financial. He holds Series 63 and Series 65 licenses and has worked with firms including Oakwood Capital Securities, Thrivent Advisor Network, Purshe Kaplan Sterling Investments, and Axa Advisors. Outside of investment advisory services, he also provides fixed insurance services. 49 Financial serves individual and institutional clients, offering financial planning, retirement-plan consulting, and discretionary investment management. The firm employs a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

Connor Bradley is an investment advisor representative at 49 Financial with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Oakwood Capital Securities, Thrivent Advisor Network, and Purshe Kaplan Sterling Investments. Outside of his advisory role, he is also involved in fixed insurance sales and real estate transactions. 49 Financial serves a diverse client base that includes individual and institutional clients, offering financial planning, retirement-plan consulting, and discretionary and non-discretionary investment management. The firm emphasizes a disciplined, long-term, diversified asset allocation approach based on a blend of fundamental, cyclical, technical, and behavioral analysis.

Kimberly Ray is a financial advisor at Per Stirling Capital Management, LLC with 11 years of industry experience. She has worked at Per Stirling since 2015 and previously spent 19 years at Advocare. Outside of her advisory role, she provides continuing education for the Texas Real Estate Commission and promotes college scholarships and coaching services through Imagine Scholarships. Per Stirling Capital Management offers discretionary investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and select business entities. The firm manages approximately $1.566 billion across about 1,074 clients using a team-based approach and employs a combination of fundamental, technical, and statistical investment analysis.

Wesley Previant is a financial advisor with HUB Investment Partners, LLC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His career includes roles at Global Retirement Partners LLC, LPL Financial, City National Bank, and RBC Capital Markets. HUB Investment Partners serves a diverse client base including institutional investors, corporate pension plans, and high-net-worth individuals. The firm utilizes a combination of active and passive investment strategies across various asset types, offering both discretionary and non-discretionary portfolio management along with specialized services for banking and municipal clients.

Robert Thomas is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with three years of industry experience. His prior roles include positions at Oakwood Capital Securities, Inc., Purshe Kaplan Sterling Investments, and Omni Hotels & Resorts. 49 Financial serves a diverse client base including retail and high-net-worth individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and discretionary and non-discretionary investment management. The firm’s investment approach is grounded in a derivative of Modern Portfolio Theory, emphasizing diversified asset allocation, proprietary model portfolios, and behavioral coaching for clients.

Andrew Horton is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with three years of industry experience. His work history includes roles at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and Uber Technologies Inc. He is also involved in providing fixed insurance services through his affiliation with 49 Financial. 49 Financial serves individual and institutional clients, including high-net-worth individuals, trusts, and retirement plans, offering financial planning, retirement-plan consulting, and discretionary investment management. The firm emphasizes a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

Derrik Naegelin is a financial advisor at 49 Financial in Austin, TX, holding Series 65 and Series 63 licenses with two years of industry experience. His prior roles include positions at Kestra Investment Services, American Pacific Mortgage, and Primerica Advisors. Outside of advising, he has experience as a fixed insurance agent. 49 Financial serves a diverse client base ranging from individuals to institutions, offering financial planning, retirement-plan consulting, and discretionary investment management. The firm emphasizes a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

Matthew Bowen is a financial advisor with Ausdal Financial Partners, Inc. in Austin, TX, holding a Series 66 designation and three years of industry experience. His prior experience includes roles at Dimensional Fund Advisors and Tokio Marine HCC Surety. Ausdal Financial Partners serves individuals, trusts, estates, retirement plans, and business entities, managing approximately $3.73 billion for over 16,000 clients. The firm offers a broad range of advisory services with investment strategies tailored to each client’s objectives and employs multiple custodians while integrating third-party money managers and model portfolios.

Julian Scoglio is a financial advisor at Mission Wealth Management, LP in Austin, TX, holding a Series 65 designation with two years of industry experience. He previously worked at Legacy Capital Group California and Kinecta Federal Credit Union. Mission Wealth Management is an SEC-registered, multi-team advisory firm serving affluent individuals, families, and institutional clients with customized wealth management and financial planning services using a range of investment strategies and alternative assets.

Mary Miller is a CFP®-designated financial advisor with 18 years of industry experience. She is currently with Mission Wealth Management, LP and has previously worked at Per Stirling Capital Management, LLC and B.B. Graham & Co. Mary also has an ongoing affiliation with the University of Texas at Austin. Mission Wealth Management is a multi-team advisory firm serving affluent individuals, families, and institutional clients through tailored wealth management, financial planning, and portfolio management services. The firm employs customized, often long-term strategies using a diverse range of investment vehicles and offers specialized services including risk management and ERISA retirement plan fiduciary solutions.

Ryan Rattay is a financial advisor at 49 Financial with a Series 65 designation and two years of industry experience. Prior to joining 49 Financial, he held roles at Zoetis Inc. and worked at Baltusrol Golf Club. He is also contracted with 25 Giving, where he refers nonprofits to assist in developing charitable plans for donors. 49 Financial serves a diverse client base including individuals, trusts, estates, and corporations, offering financial planning, advanced planning, retirement-consulting, and investment management. The firm’s investment approach is based on disciplined, long-term diversified asset allocation incorporating fundamental, cyclical, technical, and behavioral analysis.