Gina Cohen is a CFP® with eight years of industry experience, currently serving as a financial advisor at Creative Planning. Her prior roles include positions at Bernstein Private Wealth Management and Woodbury Financial Services, among others. Outside of her advisory work, she is the founder of Dogue by Gina LLC, a small business creating custom pet portraits, and she teaches preparation courses for CFP exam candidates through CeriFi LLC. Creative Planning provides comprehensive investment advisory and financial planning services to a diverse client base, including individuals, corporations, and retirement plans. The firm employs a financial planning–led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supported by a large advisory team and extensive investment infrastructure.

Jon Greulich is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at Principal Securities, Bb&T/John Burman Insurance, and Equitable Advisors. Outside of his advisory work, he is involved in selling employee benefits and group health plans through separate insurance businesses. Independent Financial Group, LLC serves a broad client base including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm offers financial planning and portfolio management using a combination of firm and third-party models, blending passive and active investments across various risk profiles.

Alexander Urbanek is a CFP® professional with five years of experience in financial advisory. He currently works at Cerity Partners LLC and has prior experience at Von Berge Wealth Management Group, LLC and Mariner Wealth Advisors. Cerity Partners advises a diverse client base including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets. The firm offers customized wealth management services and employs a client-specific investment framework integrating proprietary screening, manager selection, and access to alternative and private market solutions.

Gregory De Palma is a CFP® with 12 years of industry experience, currently serving at Empower Advisory Group. He has previously worked at Personal Capital Advisors and joined Empower in 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing through proprietary and third-party methodologies.

Isabel Quinn is a financial advisor at Cerity Partners LLC with a Series 65 credential and one year of industry experience. Prior to joining Cerity Partners in 2025, she worked at Private Wealth Partners, LLC and has been involved with the Marin Country Club and Some Like It Hot Yoga & Boutique. Cerity Partners serves a diverse client base that includes individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in assets as of year-end 2025. The firm offers customized wealth management solutions with a focus on client-specific investment profiles, combining quantitative screening, manager selection, and access to alternative and private market investments through affiliated platforms.

Barbara Meyers is a CFP®-certified financial advisor with 42 years of industry experience. She is currently with PlanMember Securities Corporation and MPD Wealth, having previously worked with WestPark Capital, Woodbury Financial Services, and Crown Capital Securities. Meyers has been an independent contractor at Meyers Financial Group since 1977, where she offers fixed annuities and fixed life insurance. She also serves as a board member of the nonprofit Women of Temple Bat Yahm. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options and supports plan sponsors and participants through education, personalized planning, and counseling, utilizing a top-down strategic asset allocation framework and risk-based mutual fund portfolios.

Nancy Rhew is a CFP® professional with 33 years of industry experience, currently serving at Independent Financial Group, LLC since 2007. She previously worked at Kingsroad Financial Insurance Services Inc. and Mass Mutual Investors Services. In addition to her advisory role, she owns a marketing DBA called Financial Chapters and is a licensed insurance agent offering various insurance products. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse clientele, including individuals, high-net-worth clients, trusts, and institutional plans. The firm employs both proprietary and third-party models to develop customized investment strategies, combining active and passive management across a range of risk profiles.

Steven Honeyfield is a financial advisor with Valic Financial Advisors in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Valic Financial Advisors since 2003. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Robert Ducey is a CFP® and holds a Series 65 license with six years of industry experience. He currently works at Creative Planning, where he has been since 2022. His prior experience includes roles at WipFli Financial Advisors, IWP Wealth Management, and Colorado Financial Management. Creative Planning offers wealth management, financial planning, and retirement-plan advisory services to a wide range of clients, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach, utilizing low-cost indexing, buy-and-hold strategies, and selective private market exposure while providing institutional and retirement plan services.

Andrew Ferrette is a CFP® and holds a Series 63 license with 12 years of industry experience. He currently works at Creative Planning, where he has been since 2021. His prior roles include positions at Reilly Financial Advisors and Calton & Associates. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals—including high-net-worth and ultra-affluent clients—as well as pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

Fermin Mesina is a financial advisor with 23 years of industry experience, currently affiliated with OSAIC Institutions, INC. He holds a Series 66 designation and has worked at firms including Infinex Investments, Inc., First Bank, J.P. Morgan Securities, and Wells Fargo Investments. Outside of his advisory role, Mesina serves as a Senior Consultant with USMX Financial Group, providing property and casualty insurance and business consulting services. OSAIC Institutions serves a broad client base, including individuals, trusts, estates, charitable organizations, and corporations, delivering customized advisory services through a large network of investment adviser representatives. The firm offers both discretionary and non-discretionary management, utilizing multiple investment approaches and a comprehensive affiliate and referral ecosystem for integrated financial solutions.

Paul Gugger is a financial advisor with United Planners Financial Services of America, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Securities America, and Arbor Point Advisors. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base that includes individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm offers advisory and brokerage services through independent representatives and uses a variety of custodians and third-party managers, with a large portion of assets managed on a non-discretionary basis.

David Vallerga is a financial advisor at Voya Financial Advisors, Inc. with 21 years of industry experience. He holds a Series 66 designation and has worked previously at Massachusetts Mutual Life Insurance Company, Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. He is based in San Diego, CA. Voya Financial Advisors, Inc. serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services through a combination of in-house and third-party strategies, with a focus on non-discretionary relationships and technology-enabled tools.

Jacob Apodaca is a financial advisor at Creative Planning with a Series 65 designation and two years of industry experience. His prior work includes roles at Robert Half and Poly English Language Center, among others. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by selective private market exposure and customized portfolio management.

Anthony Gonzalez is a financial advisor at Empower Advisory Group with four years of industry experience. He holds the Series 66 designation and has worked previously in mortgage lending and financial services roles at firms including KBHS Home Loans, Lennar Mortgage, Mass Mutual, and Voya. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s model integrates with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and savings rates over short-term forecasts.

Carrie Foote is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 designations and 26 years of industry experience. Her prior work includes 17 years at CUSO Financial Services, LP and a year at Commonwealth Financial Network. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to insurance products and alternative investments through its connection with Guardian Life.

Deanne Palmer is a CFP® professional with three years of industry experience, currently serving at Prime Capital Financial. She has previous experience with Ameritas Life and Ameritas Investment Corp. In addition to her advisory work, she is involved as lead advisor to the ETA Gamma House Corporation Kappa Kappa Gamma Fraternity at the University of San Diego, overseeing their budget and advising on chapter activities. Prime Capital Financial is an SEC-registered enterprise advisory firm serving high-net-worth individuals, trusts, corporations, and retirement plans. The firm provides a range of services including asset management, financial planning, qualified retirement plan sponsor and trustee services, and family office offerings.

Zhi Ren Liang is a Series 66-registered financial advisor with VALIC Financial Advisors in San Diego, CA. He has experience at Corebridge Financial and AIG Retirement Services, among other roles in both the private and public sectors. Liang has also worked with Elder Delivers, LLC, indicating involvement in entrepreneurial activities outside of financial advising. VALIC Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and leverages centralized technology and model solutions to manage approximately $29.2 billion in assets.

Connor Boone is a financial advisor at Mariner with a Series 65 credential and one year of industry experience. Prior to joining Mariner, he spent eight years in full-time education. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and integrated tax and administrative services, utilizing customized discretionary portfolios supported by in-house research and third-party managers.

Nicholas Bialecki is a financial advisor with Citigroup Global Markets, holding a Series 66 credential and 17 years of industry experience. He has been with Citi Smith Barney since 2008. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale and specialized market roles.