Joshua Johnson is a financial advisor at Merrill with a Series 66 designation. He joined Merrill in 2025 and has prior experience in mortgage lending, legal support, and various entrepreneurial ventures. His background includes roles at Cross Country Mortgage, The Law Office of Samuel Dagan, and Destination West Builders, LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates investment management with Bank of America’s broader platform, providing access to a range of financial products and services.

Thomas Wills is a financial advisor at Thrivent Investment Management with three years of industry experience. He holds the Series 66 designation and previously worked with Oceanside and San Diego Unified School Districts. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based, holistic planning across a range of financial topics without managing client portfolios directly.

John Page is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and over 16 years of industry experience. His prior roles include positions at Cetera, First Financial Equity Corporation, and a longstanding involvement with Family Trust. He is also associated with Life Style Financials, a business entity related to tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Avyn Strahlendorff is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in college education planning, personal retirement planning, and focuses on serving women and wealth management needs. Avyn approaches financial planning by working closely with clients to align their finances with their values, goals, and vision for the future. With professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA), Avyn brings expertise in developing personalized financial strategies. She emphasizes the importance of understanding each client's unique circumstances to provide thoughtful and relationship-based guidance. Avyn holds a Bachelor's Degree from San Diego State University. Outside of her professional work, she enjoys activities such as baseball, basketball, cooking, golfing, music, photography, pickleball, running marathons, softball, and spending time with her family.

Caroline Talebi is a financial advisor at Edward Jones with nine years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Edward Jones in 2022, she worked at Shenasa Medical Inc for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Christopher Kosmo is a financial advisor with Morgan Stanley, holding a Series 66 designation and 15 years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Bank prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Jason Mubarak is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2009. Outside of his advisory role, he is involved as a winemaker at a family-owned vineyard and winery. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and firm-approved tools, serving clients through both direct and corporate agreements.

Michael Moon is a CFP® with 42 years of industry experience, currently affiliated with LPL Financial. His prior roles include 23 years at Lincoln Financial Advisors and three years at Commonwealth Financial Network. He is co-owner of Moon Wealth Management, LLC, which supports his securities, advisory, and insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers comprehensive advisory and brokerage services, including financial planning and institutional platforms, with a broad range of investment strategies implemented through a large network of investment adviser representatives.

Alan Shapiro is a CFP® professional with 22 years of industry experience, currently with Wells Fargo Clearing since 2016. His prior roles include positions at Morgan Stanley from 2008 to 2015 and Citigroup Global Markets from 2004 to 2008. He is also co-trustee of a family trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage services. The firm manages approximately $671 billion in assets and uses research and analytics to support its investment approach.

Sean Boylan is a Series 66-licensed financial advisor at OSAIC with four years of industry experience. Prior to joining OSAIC in 2024, he worked at Woodbury Financial Services and has been involved with Guide My Finances since 2021, where he provides financial planning and investment management services. Outside of finance, Boylan partners in Stratosphere Strategies LLC, which offers travel-related research and logistical support, and owns a local pet-sitting service. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach featuring portfolio optimization, risk tolerance assessments, and a range of advisory solutions delivered through a multi-advisor platform.

Joshua Lozano is a financial advisor with Charles Schwab, holding Series 65 and Series 63 licenses and having one year of industry experience. His prior work includes roles at Neubloc, Karl Strauss Brewing Company, The Cork & Craft Abnormal Brewery, and Starbucks. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and alternative investments, supported by a large-scale, integrated operational platform.

Brittany Sheley is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Kimberly Biller is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. She previously worked at The Wealth Advisors for eight years and has been with LPL Financial since 2007. Outside of her advisory role, she is a licensed notary public and has been involved in residential real estate sales through HomeSmart Realty West. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive operational tools and a large network of investment adviser representatives.

Sharon Peterson is a financial advisor at Equitable Advisors with 44 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at SharMarc Financial Advisors, Inc. for 20 years and LPL Financial, LLC for 28 years. Peterson also provides financial planning and consulting services through SharMarc Financial Advisors, Inc., an independent investment advisory firm she started in 2006. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, offering financial planning, retirement plan consulting, and various asset management programs. The firm uses a range of third-party and proprietary advisory programs and provides ERISA fiduciary services to qualified plans.

Michael Mammini is a financial advisor with LPL Financial in Solana Beach, CA, holding the CFP® and Series 63 designations and having 38 years of industry experience. His previous firms include Commonwealth Financial Network, Lincoln Investment, and Capital Analysts, Incorporated. He is also the owner and president of Mammini Properties, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions through a wide range of advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

John Mc Laughlin is a financial advisor with Cetera in San Marcos, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior experience includes roles at Avantax Investment Services, Equitable Advisors, AXA Advisors, and several other firms. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform that provides access to affiliated and third-party managers across multiple program structures.

Menatalla Nada is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and 10 years of industry experience. She has been with Merrill and Bank of America, N.A. since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Fredrick Wollman is a financial advisor with Cetera, holding the CFP® designation and Series 63 license, with 45 years of industry experience. He has worked at Cetera since 2021 and operated Wollman Wealth Designs, Inc. since 1998. Outside of his advisory work, he serves as chair of the board of trustees for the Ecolife Conservation nonprofit and is president of the Valley Center Trail Association. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Michaela Brickley is a financial advisor with LPL Financial based in San Diego, CA, holding the Series 66 designation and bringing 12 years of industry experience. Her prior roles include positions at Independent Financial Group and Commonwealth Financial Network. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions with a broad range of advisory and brokerage services. The firm supports its network with various investment options and operational tools while maintaining oversight of significant discretionary assets and a large advisor network.

John Heil is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and possessing 39 years of industry experience. His prior roles include positions at Cetera Advisors LLC, First Allied Advisory Services, National Planning Corporation, and Piper Sandler & Co. Outside of advisory services, he is involved in mortgage and real estate businesses, including serving as president of MCM Financial Services and owner of MGM Financial Services, Inc. OSAIC Wealth serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, providing both discretionary and advisor-managed investment strategies supported by a complex affiliate network.