Rick Martinez is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Ausdal Financial Partners, Inc. He has previously worked at Great Point Advisors, Retirement Wealth Management, Great Point Capital, and Center Street Securities. In addition to his advisory roles, Martinez holds an emergency 30-day teaching credential and is involved with the Alvord Unified School District. Ausdal Financial Partners serves individuals, trusts, estates, retirement plans, and business entities, managing approximately $3.73 billion across more than 16,000 clients. The firm provides a wide range of services including advisor-managed accounts, separately managed accounts, unified managed accounts, retirement-plan advisory, and financial planning, with investment strategies customized at the individual advisor representative level.

Kam Ho is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63 and Series 65 designations and has been associated with Royal Alliance since 2005. Outside of advisory work, he serves as a statutory agent for Wise Steward Insurance Services, assisting clients with insurance needs and policy delivery. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer serving a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by technology-driven investment processes and access to multiple custodial platforms.

Desire Gonzalez is a Series 65-registered advisor with Trilogy Capital, Inc. in Irvine, CA, with one year of industry experience. Prior to joining Trilogy Capital, Gonzalez worked at California Polytechnic State University, Pomona, Walmart, and 99 Cents Only. Outside of advisory work, Gonzalez is licensed as a life and health insurance agent. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm uses a risk-based, diversified asset allocation approach with both in-house and third-party models, incorporating fundamental and technical analysis and non-traditional instruments when suitable.

Sylvia James is a Series 65 licensed advisor at Trilogy Capital, Inc. in Irvine, CA, with six years of industry experience. Prior to joining Trilogy Capital, she worked at BMW Management Inc. and Performance SCL, and spent five years affiliated with Biola University. She also maintains a role as an insurance agent specializing in accident and health coverage. Trilogy Capital, Inc. provides investment advisory and retirement plan services to individuals, families, trusts, estates, and employer-sponsored plans, using a risk-based, diversified asset allocation approach with in-house and third-party managers. The firm integrates personal and business real estate considerations into advanced planning and offers a range of portfolio management, retirement consulting, and financial coaching services.

Paul Seig is a CFP® professional with 44 years of industry experience, currently serving at Kovack Advisors, Inc. since 2022. He previously worked at Cetera Advisor Networks LLC for nine years. Outside of advising, he is a CPA and EA with his own practice and serves as treasurer for an RV club called Safari of Southern California. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, and financial institutions nationwide. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs, offers both discretionary and non-discretionary management, and provides financial planning and account aggregation services.

Ahmed Ghulamali is a financial advisor at Trilogy Capital, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with Trilogy Capital since 2015 and LPL Financial since 2017. Outside of his advisory role, he is also a driving instructor with Varsity Driving Academy. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm employs a risk-based, diversified asset allocation framework with both in-house and third-party strategies, integrates real estate considerations into advanced planning, and offers comprehensive portfolio management and retirement consulting services.

Justin Whitsell is a financial advisor at Western Wealth Management LLC with 18 years of industry experience. He holds the Series 66 designation and has been with Western Wealth Management since 2016, also maintaining a long tenure with LPL Financial beginning in 2011. Whitsell hosts the Capital Gain Podcast, an investment-related podcast based from his home. Western Wealth Management serves a diverse client base, including individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm operates as a decentralized network, combining firm-designed model portfolios with access to various LPL-sponsored programs and third-party managers, offering a broad range of strategies and annual account reviews.

Gavin Dankert is a financial advisor at Trilogy Capital, Inc. with one year of industry experience. He holds a Series 65 designation and has worked previously at Rover and Healthy Drain. In addition to his advisory role, he is also licensed as an insurance agent for life and health insurance. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, families, trusts, estates, and employer-sponsored plans. The firm uses a risk-based, diversified asset allocation approach supported by in-house model series and third-party sub-advisors, integrating advanced planning and non-traditional investment strategies when appropriate.

Cary Boring is a financial advisor at Trilogy Capital, Inc. in Irvine, CA, holding Series 63 and Series 66 licenses with 26 years of industry experience. He has worked with Trilogy Financial Services since 2000 and has been associated with LPL Financial since 2017. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm employs a risk-based, diversified asset allocation approach using both in-house models and third-party sub-advisors, incorporating advanced planning that includes budgeting, tax strategies, and real estate considerations.

Kerrie Doughty Lloyd is a financial advisor with Index Fund Advisors, Inc. in Irvine, CA, holding Series 63, 65, and 66 licenses and bringing 15 years of industry experience. She has worked at firms including Prudent Investors Network, Bank of America, Merrill, and State Street Global Services. Outside of her advisory role, she founded Integrative Solution Services LLC, which provides a website and app offering resources for families of individuals with special needs. Index Fund Advisors, Inc. offers discretionary investment management and financial planning to individuals, high-net-worth clients, retirement plans, trusts, charitable organizations, and institutions. The firm emphasizes globally diversified, passively managed portfolios aligned with clients’ risk capacity, integrating in-house tax services and publishing proprietary indexes and portfolio research.

Bradley Shammas is a CFP®-certified financial advisor with 11 years of industry experience, currently affiliated with CreativeOne Securities, LLC. He has worked at CreativeOne Securities since 2016 and previously at Conaway and Conaway from 2010 to 2016. Shammas serves as president elect of the Financial Planning Association of Orange County and is involved in promoting financial literacy through educational workshops. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and businesses. The firm provides financial planning, portfolio management, retirement-plan fiduciary services, and access to third-party managers, combining project-based planning with ongoing asset management through the CreativeOne Wealth platform.

Scott Yi is a CFA® charterholder with 21 years of industry experience, currently serving as an advisor at Perigon Wealth Management, LLC since 2017. Prior to joining Perigon, he worked at Stifel Nicolaus & Co Inc from 2012 to 2017. Outside of his advisory role, Yi is involved in insurance sales. Perigon Wealth Management provides customized investment advisory and wealth management services to a diverse client base, including individuals, high-net-worth clients, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm emphasizes individualized portfolio construction and serves as both sponsor and overseer of wrap and sub-advisor programs, with notable experience servicing banking and thrift institutions.

Stephen Lee is a CFP® professional with 19 years of industry experience. He is currently with RWA Wealth Partners and has previously worked at firms including Mariner Wealth Advisors and Mercer Global Advisors. RWA Wealth Partners serves individuals, families, trusts, charitable organizations, business entities, and employer-sponsored retirement plans, providing investment management, financial planning, tax planning, and retirement plan advisory services. The firm employs a strategic asset allocation approach supported by an open-architecture platform and offers internally managed strategies through its subsidiary, RWA Capital, as well as tax preparation services via RWA Tax Solutions.

Peter Mason is a CFP® with six years of industry experience, currently associated with Foundations Investment Advisors LLC. He has held roles at Elite Advisory Group, Broadridge Advisor Solutions, Aloha Wealth Partners, and Cambridge Financial. In addition to his advisory duties, he works as an insurance agent specializing in life and health insurance. Foundations Investment Advisors, LLC provides financial planning and portfolio management to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis, using model portfolios and an asymmetric rebalancing approach, and offers a wide range of services through a large network of affiliated offices and representatives.

Christopher Roberts is a financial advisor with Vanderbilt Advisory Services holding a Series 66 designation and 16 years of industry experience. He has worked at Spire Wealth Management, Spire Securities, and Chamberlain Consulting Group since 2017, and was previously with Edward Jones from 2015 to 2017. Vanderbilt Advisory Services serves a diverse client base including individuals, charitable organizations, trusts, estates, businesses, and retirement plans. The firm uses a strategic asset allocation approach combined with fundamental, technical, and charting analysis, offering both discretionary and non-discretionary portfolio management alongside financial planning and consulting services.

Elizabeth Brunson is a financial advisor at Index Fund Advisors, Inc. She holds a Series 65 designation and has been in the industry since 2024. Her prior experience includes roles at Grant Thornton, the Diocese of Orange, and teaching positions at California State University, Fullerton, and Irvine Valley College. Index Fund Advisors, Inc. provides discretionary investment management and wealth-planning services to individuals, high-net-worth clients, retirement plans, trusts, estates, foundations, and other institutions. The firm employs a portfolio management approach focused on passively managed mutual funds and ETFs, guided by Modern Portfolio Theory and a multi-factor framework, and maintains an in-house tax services division alongside its investment offerings.

Daniel Chong is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Index Fund Advisors, Inc. in Irvine, CA. He holds Series 63 and Series 65 licenses. Index Fund Advisors, Inc. provides discretionary investment management and wealth-planning services to individuals, high-net-worth clients, retirement plans, trusts, estates, foundations, and other institutions. The firm emphasizes index-based portfolio management guided by Modern Portfolio Theory and a multi-factor framework, combining investment management with an in-house tax services division and offering specialized, values-aligned investment options.

Tanner Motske is a financial advisor at Trilogy Capital, Inc. with four years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at LPL Financial and the Law Offices of Mark E. Lewis. Outside of his advisory work, he serves as an assistant golf coach at Pacifica Christian High School in Orange County. Trilogy Capital, Inc. provides investment advisory and retirement plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm employs a risk-based, diversified asset allocation approach using in-house models and third-party sub-advisors, incorporating both fundamental and technical analysis alongside non-traditional instruments when appropriate.

William Arechiga is a CFA® charterholder currently with First Foundation Advisors in Irvine, CA. He joined the firm in 2026 and previously worked at City National Bank and Wells Fargo Private Bank, with a combined 14 years of experience in the financial services industry. Arechiga holds a Series 63 license. First Foundation Advisors provides discretionary and non-discretionary investment advisory and financial planning services to individuals, families, businesses, and retirement plans, as well as engagements with investment companies. The firm uses an open-architecture, multi-asset approach and operates within a bank holding company structure, allowing it to coordinate referrals for banking, trust, and insurance services alongside its investment management activities.

June Adams is a financial advisor with Trilogy Capital, Inc. in Irvine, CA, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. She has worked at LPL Financial since 2017 and has been involved with Trilogy Capital, Inc. since 2015, as well as Trilogy Financial Services since 2012. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm employs a risk-based, diversified asset allocation strategy using in-house models and third-party sub-advisors, integrating both traditional and non-traditional investments while incorporating real estate considerations into advanced planning.