Chelse Vande Bossche is a financial advisor at LPL Financial with one year of industry experience. Prior to joining LPL Financial, she worked for 12 years at Dr. Martin Luther King Jr. Middle School in the SBCUSD. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Jonathan Goodwin is a financial advisor with Edward Jones in Laguna Hills, CA, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices.

Ran Wang is a Financial Advisor with Merrill Lynch Wealth Management, where he assists clients in developing personalized investment strategies aligned with their financial goals. He provides one-on-one advice on areas including education planning, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Wang emphasizes ongoing portfolio adjustments to adapt to changing client circumstances and integrates access to banking and lending resources through Bank of America. Wang holds a Bachelor's Degree from Zhejiang Gongshang University, a Master's Degree from the University of Rochester, and an MBA from Cornell University. He holds the Personal Investment Advisor (PIA) designation and is affiliated with the Cornell Alumni Association of Orange County and the Cornell Club of Los Angeles. Outside of his professional activities, Wang has interests in dancing, music, and yoga.

Joseph Remoun Karlous is a financial advisor at Edward Jones in Lake Forest, CA, holding a Series 66 designation. He has one year of industry experience, including a prior role at ADP. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of investment advisory services through a large nationwide network of financial advisors and branch offices.

Sean O Day is a financial advisor at UBS Financial Services with two years of industry experience. He holds a Series 66 designation and previously worked at Merrill for five years and Lending Club for one year. Before entering finance, he worked at Bubba Gumps for three years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Chris Alvarado is a financial advisor with Edward Jones in Corona, CA, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Edward Jones, he worked at US Bancorp and has been involved with Dale Carnegie Training as a certified trainer since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Alejandro Martinez is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked across several J.P. Morgan entities since 2014. Outside of his advisory role, he is involved with Orchidia Homes LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm employs a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework to deliver non-discretionary advisory services.

Ronald Castleton is a financial advisor with Raymond James Financial in Lake Forest, CA, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has been with Raymond James Financial since 2009 and with Raymond James Financial Services since 2003. Outside of his advisory work, he is co-owner of Stanton & Castleton, Inc., a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary consulting using various analytical tools and supports its clients through advisory programs and institutional consulting.

Jerry Clements is a financial advisor with Ameriprise in Irvine, CA, holding a Series 63 designation and 32 years of industry experience. He has worked with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, he serves on the Finance Council at Santiago de Compostela Catholic Church and volunteers with the church’s VITA program assisting low-income filers with tax data entry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach combines proprietary research, third-party data, and algorithmic tools to create tax-aware withdrawal strategies and income planning recommendations, delivered in collaboration with its advisors.

Eric Barrett is a financial advisor with LPL Financial in Riverside, CA, holding a Series 66 designation and 12 years of industry experience. Prior to joining LPL Financial in 2021, he worked with Waddell & Reed Inc and various insurance carriers for W&R Insurance Agencies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Christopher Tool is a financial advisor at LPL Financial with 30 years of industry experience. He holds the Series 63 and Series 65 credentials and previously worked at SCF Securities, Inc. and Summit Brokerage Services. Outside of his advisory role, he has been involved with Tool Motor Sports for over three decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and advanced technologies such as machine learning.

Christine Brand is a financial advisor at Cetera with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has been affiliated with Cetera and its related entities since 2025. In addition to her advisory roles, Brand owns and operates a tax preparation and accounting business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers and diverse program structures.

Craig Eshenko is a Series 66 licensed financial advisor with Edward Jones, where he has worked since 2012. He has 13 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors, offering discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Alexandria Page is a financial advisor at Wells Fargo Advisors with nine years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Advisors since 2016. Outside of her advisory role, she has a 50% ownership interest in a rental property business in Conneaut Lake, Pennsylvania. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and uses proprietary research and tools to develop tailored recommendations delivered through meetings and written client summaries.

Josh Hanlin is a financial advisor with LPL Financial in Mission Viejo, CA, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Ameriprise and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by a range of model portfolios, research, and technology-driven solutions.

Steven Beck is a CFP® professional at LPL Financial with 12 years of industry experience. He has worked at LPL Financial since 2021 and is also involved with Loza, Beck & Associates LLC. Beck provides tax preparation and accounting services in addition to his financial advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by model portfolios, third-party research, and various investment strategies.

Kyle Nardi is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with individuals and families, guiding them through key financial milestones such as retirement preparation, planning for growing families, managing liquidity events, and developing multigenerational wealth and legacy strategies. Kyle's approach emphasizes listening and education, fostering long-term relationships based on trust and transparency. As a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), Kyle is dedicated to helping clients make informed financial decisions by understanding the reasons behind recommended strategies. He prioritizes education and proactive guidance to help clients navigate life's transitions with clarity and confidence. Kyle holds a Bachelor's Degree from the California State University System. Outside of his professional role, he enjoys basketball, cooking, hiking, horseback riding, pickleball, soccer, and spending time with his family.

Christopher Dinterman is a financial advisor with LPL Financial in Irvine, CA, holding Series 63 and Series 65 credentials and 29 years of industry experience. His prior firms include TIAA-CREF, where he worked for 11 years, Ares Financial Consulting, and Pacific Coast Fiduciary, LLC. He is also involved in a related business activity as a retirement plan consultant through WealthWise Financial Services, a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations, through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management options supported by extensive research and technology tools.

Danny Koh is a financial advisor at UBS Financial Services in Irvine, CA, with five years of industry experience. He holds the Series 66 designation and has previously worked at First Republic Investment Management, First Republic Securities Company, and Wells Fargo Clearing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets solutions through its platform.

Steven Ditch is a CFP® with 44 years of industry experience, currently affiliated with Cetera. He has worked at Cetera Advisors LLC since 2013 and also operates Harrison Tax Service Inc., a tax preparation business he has owned since 1975. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting a large network of over 10,000 advisors and managing assets exceeding $256 billion.