David Caprio is a financial advisor with Morgan Stanley in San Rafael, CA, holding a Series 66 designation and 20 years of industry experience. He has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning utilizes structured discovery conversations and approved tools, incorporating modeling techniques like Monte Carlo simulations, while clients retain responsibility for plan implementation and updates.

Matthew Hodus is a financial advisor with Stifel, holding a Series 66 designation and 26 years of industry experience. He has been with Stifel since 2015. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services guided by a proprietary methodology developed by its Investment Strategy Group. The firm also offers services to private funds and municipal markets alongside affiliated trust companies and banks.

Patrick Conroy is a financial advisor at J.P. Morgan Securities with credentials including Series 66 and Series 63 licenses and approximately one year of industry experience. His prior work history includes roles at Equitable Life Insurance Company, New York Life, and NYLIFE Securities LLC. Outside of finance, he has been involved with Rodney Strong Winery Estates since 2024. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence, using an ESG eligibility framework, and offers services on a non-discretionary basis through a select group of Wealth Advisors.

Ashton Urda is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services supported by proprietary and third-party research.

Misty Jones is a financial advisor with UBS Financial Services in Napa, CA, holding Series 63 and Series 66 licenses and carrying 26 years of industry experience. She has been with UBS Financial Services since 2000. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, employing proprietary research and model-based asset allocations to tailor strategies to client goals.

Catherine Choi is a financial advisor at Stifel with 12 years of industry experience. She holds a Series 66 designation and has worked at Merrill from 2014 to 2021 before joining Stifel Nicolaus & Co Inc. in 2021. Stifel serves a broad range of clients, including individuals, institutional accounts, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Jeffrey Semp is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2009. In this role, he provides clients with access to Fidelity's investment platform and collaborates closely with his team to support clients' financial goals. With over 24 years of experience in financial planning, Jeffrey has developed expertise in assisting individuals and families in achieving their financial objectives. Prior to joining Fidelity, he worked as a Financial Advisor at Wells Fargo Advisors from 2002 to 2009. Jeffrey holds a California Insurance License. Outside of his professional responsibilities, he enjoys biking, sailing, surfing, tennis, and traveling.

Matthew Heil is a Wealth Management Advisor with the Mazzucco Group at Merrill Lynch Wealth Management in San Francisco. In his current role, Matthew provides in-depth analysis, customized advice, and high-touch service to individuals, families, and institutions. He specializes in family wealth management strategies, legacy planning, philanthropic and values-based investing, and services tailored for endowments, foundations, and non-profits. Matthew works closely with clients to help them pursue their long-term financial goals, aligning resources and strategies with their priorities and aspirations. Matthew has worked in financial services since 2015. Prior to joining Merrill, he served as CFO of Equeum, a fintech firm, and held roles in financial analytics as well as development and management positions in educational institutions. He earned a Bachelor of Arts degree from the University of California, Los Angeles, with a focus on History and European Studies. Matthew is a Personal Investment Advisor (PIA) and is fluent in English and Spanish. Beyond his professional responsibilities, Matthew has demonstrated ongoing community involvement, including advisory roles with St. Helena Montessori and Pacific Oaks Academy, as well as past board memberships with Gladwyne Montessori and the Napa Valley Little League. He is affiliated with the Napa Valley Grapegrowers and participates actively in volunteer leadership. Outside of work, Matthew enjoys spending time with his wife, Jenny, and their four children. His personal interests include playing tennis, coaching youth sports, snowboarding, and making wine.

James Costello is a CFP® with 31 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2016. He has also worked with National Life of Vermont since 2002. Costello is the author of a book on sustainable investing and serves as treasurer for FossilFreeCA.org, a lobbying organization. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party strategies across multiple custody platforms.

John Engstrom is a Financial Consultant at Fidelity Investments, a position he has held since 2019. In this role, he works closely with clients to understand their personal and financial goals, analyze their current financial situation, and develop tailored plans to help them achieve their definition of success. He continues to monitor and update these plans to ensure clients remain on track toward their objectives. John has extensive experience in the financial services industry, having served as an Investment Consultant at Fidelity Investments from 2016 to 2019 and as a Financial Advisor at Ameriprise Financial from 2013 to 2016. Earlier in his career, he was an Account Executive at Accredited Home Lenders from 2003 to 2005. He holds a California Insurance License.

Patrick Giamanco is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked at Envestnet | Yodlee for 13 years. Outside of finance, he operates an online artwork sales business focused on photography. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary investment strategies, and manages approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors.

Shawn Campas is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. He previously worked at Woodbury Financial Services, Inc. for 10 years and has been associated with Stark Miller FBG (BAMCO Financial) since 2012. In addition to his advisory role, Campas volunteers on the Rotary Club of Novato Endowment Board, where he contributes to community project decisions. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a wide network of advisers. The firm offers integrated brokerage, advisory services, and access to third-party investment managers, utilizing asset-allocation tools and automated portfolio rebalancing.

Natalie Patterson is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has previously worked as a Retirement Investment Specialist and at Passarell Tax and Bookkeeping Services. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Christopher Mcdonald is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 66 credentials and four years of industry experience. He has worked at Cambridge Investment Research and The Renaissance Group, and he operates his own businesses, including McDonald & Associates, where he serves as a CPA, and Napa Valley Consulting, providing fractional finance and accounting services. He is also the owner and CFO of All About Speech Therapy. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, employing a range of investment strategies across multiple platforms and custody arrangements.

Angelina Hansen is a CFP® with six years of industry experience currently affiliated with Cambridge Investment Research Advisors. She has worked with Cambridge Investment Research since 2020 and operates Open Trail Financial Consultants. Prior to her financial career, she was employed at Carneros Resort and Spa from 2015 to 2019. Hansen is also Licensed as an agent for life and health insurance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various portfolio management strategies and platform arrangements tailored to client objectives.

Marianne Depetris is a financial advisor with Wells Fargo Clearing in Napa, CA, holding a Series 63 designation and 43 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Nancy Tattersall is a CFP® registered financial advisor with Pinnacle Retirement & Financial Planning in San Rafael, CA. She has 30 years of experience with the firm and holds the Series 63 license. Pinnacle Retirement & Financial Planning is an independent firm serving clients with personalized retirement and financial planning services.

Philip Rice is a financial advisor at Warm Springs Advisors Inc. with six years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Private Wealth Partners from 2014 to 2019. Warm Springs Advisors offers discretionary asset management and modular financial planning to individual and high-net-worth clients. The firm emphasizes long-term, value-oriented equity selection and uses strategic asset-allocation adjustments, managing approximately $131 million across a small number of client accounts.

Nathaniel Cornell is a financial advisor at Warm Springs Advisors Inc. with 13 years of industry experience. He also serves as President and Director of Home Savings Bank in Wapakoneta, Ohio, and holds executive roles at Cornell and Finkelmeier, Inc., a property and casualty insurance firm. Warm Springs Advisors provides discretionary asset management combined with modular financial planning and consulting to individual and high-net-worth clients. The firm emphasizes long-term, value-oriented equity selection and strategic asset-allocation adjustments, managing concentrated portfolios on a discretionary basis.