Katrina Yun Nikolac is a financial advisor at Edward Jones in Los Altos, CA, holding the CFP®, ChFC®, and Series 66 designations with 18 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient overlay services.

David Knudsen is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2013, including 11 years at Morgan Stanley Private Bank, National Association. Based in San Jose, CA, his career has been focused within the Morgan Stanley platform. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm‑approved tools without giving individual security recommendations as part of standalone planning.

Samuel Maran is a Series 66-credentialed financial advisor with three years of experience at Morgan Stanley, based in Palo Alto, CA. His prior work includes roles in education and the restaurant industry, including positions at the University of California Berkeley and Pyeongchang Tofu House. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, providing financial planning through structured discovery and firm-approved tools, and managing approximately $2.74 trillion in client assets.

Kristina Kashuba is a Series 66-licensed financial advisor with Morgan Stanley in Cupertino, CA, with three years of industry experience. Her prior experience includes roles at Citibank and San Jose State University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, supported by structured planning processes and proprietary investment modeling tools.

Jason Moyers is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2010, including roles at Morgan Stanley Private Bank, National Association since 2015. He is based in San Jose, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Muhammad Siddiqi is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked at various Morgan Stanley affiliates since 2002, with a brief tenure at Glaze Capital Management. Outside of his advisory role, he serves as an executor for estate administration. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, leveraging structured planning tools and a broad range of investment services.

Allison Lee is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and previously worked at Optimlaize Inc and Americans For Cures. Morgan Stanley Wealth Management is a large SEC-registered advisor and broker-dealer providing a wide array of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Joenah Norasing is a financial advisor at Morgan Stanley with seven years of industry experience. Prior to joining Morgan Stanley Smith Barney in 2026, Joenah worked at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank, N.A. for eight years. Outside of finance, Joenah has experience as a business owner, having operated Glow Nailbar LLC from 2016 to 2018. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers structured planning tools alongside investment advisory and brokerage services.

Troy Kenyon is a financial advisor at Charles Schwab with 8 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, SSB since 2018 and Charles Schwab & Co., Inc. since 2017. Prior to Schwab, he was employed at Roncancio Wealth Management for one year and worked at Arizona State University for four years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Albert Aeed II is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2016 and Morgan Stanley Smith Barney LLC since 2015. Outside of finance, he works as a stand-up comedian. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through various programs, including corporate financial planning agreements.

Joanne Mungall is a CFP® professional affiliated with LPL Financial in San Jose, CA, with 32 years of industry experience. Her prior work includes 15 years at Commonwealth Financial Network and several years at Transamerica Financial Advisors and other firms. She is involved in administrative duties for Willow Glen Tax Services outside of her advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, delivering advice through a large network of investment adviser representatives employing various strategies and operational tools.

Lisa Hughes serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. She has over 30 years of experience providing personalized wealth management services and strategies to a dynamic and accomplished group of clients. Lisa collaborates with a highly skilled professional team to address the long-term challenges and daily demands of substantial wealth. Her approach involves developing a deep understanding of clients' values and priorities before addressing investment needs. Lisa focuses on diversified portfolio development, alternative investments, and money manager selections. She addresses concentrated stock issues, liquidity creation, hedging, and risk reduction. Additionally, she helps clients explore estate planning techniques by coordinating with their outside advisors. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, and tax minimization. Lisa holds a bachelor's degree in economics from the University of California at Berkeley. She has earned professional designations including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Her personal interests include gardening, hiking, painting, and yoga.

Qimeng Li is a financial advisor at Merrill with seven years of industry experience. They hold the Series 66 designation and have worked at both Merrill and Bank of America, N.A. since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers and supports account administration, trading, and custody.

Kevin Lang is a CFP®-designated financial advisor with Ameriprise in Campbell, CA, bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, Lang is a co-owner of MaiTai Eden Properties LLC, a real estate business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Fulton Chang is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2012. Prior to that, he was employed by Wells Fargo Investments and Wells Fargo Clearing. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Kyle Foley is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and five years of industry experience. He has worked at JPMorgan Chase Bank, N.A. since 2011 and joined J.P. Morgan Securities in 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Yingzhi Xi is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and five years of industry experience. Prior to joining J.P. Morgan in 2020, Yingzhi held roles at Wells Fargo Bank and worked at the University of California and De Anza College. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations, with an emphasis on eligible strategies and ESG considerations.

Spiridon Kabitsis is a financial advisor with Ameriprise in Belmont, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he provides notary services for legal documents related to Greece through his business Law-Tax in Greece Consulting Inc. and is involved in coaching other Ameriprise advisors. He is also co-owner of a hair salon operated by his wife. Ameriprise offers retirement-income planning services tailored to individuals approaching or in retirement, focusing on clients with significant investable assets. The firm utilizes research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary retirement income recommendations, supported by a centralized consulting team.

Alexander Keeno is a financial advisor with Ameriprise in Santa Clara, CA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at First Republic Bank and Santa Clara University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides ongoing retirement-income planning advice based on a written Recommendation Report, focusing on dependable income sources and tax-aware withdrawal strategies.

Robert Drier is a financial advisor at Cetera with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Cetera Advisors LLC since 2013, with prior experience at Berthel, Fisher & Company Financial Services, Inc. and VOYA Financial Advisors, Inc. Outside of his advisory work, he is an owner of rental property and has previously been involved as an insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services using a multi-manager platform with access to both affiliated and third-party managers.