Kevin Huynh is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015, following four years at Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting for non-discretionary programs. Their advisory process is supported by centralized due diligence and uses systematic quantitative and qualitative research to build model asset allocations, incorporating ESG eligibility criteria and broader derivatives capabilities.

Jon Johiro is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 33 years of industry experience. His prior firms include First Allied Advisory Services and First Allied Securities, where he worked for a combined 28 years. Outside of his advisory role, he is an owner and general manager of Kiferline, LLC, a commercial real estate business. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with options ranging from model portfolios to bespoke strategies.

Aimee Mckone is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and 23 years of industry experience. She has worked with Wells Fargo entities since 1989, including 10 years specifically at Wells Fargo Clearing. Outside of finance, she owns a home design consulting business called Elevated Design. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Gabriel Issa is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding the CFP® and ChFC® designations with 16 years of industry experience. He has been with MML Investors Services Inc. since 2008 and associated with MassMutual/Silicon Valley Financial Group since 2005. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software to analyze client goals and deliver written recommendations.

Karra Canum is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2025. Her prior roles include nine years at Wells Fargo Clearing and six years at Prudential Equity Group, LLC. Outside of her advisory work, she owns KL Canum Consulting, an LLC focused on vintage automobile acquisition and appraisals, and holds a partial ownership in PMT Technologies LLC, which develops precision motorsports timing software. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, with clients choosing whether or how to implement recommendations through various brokerage and advisory programs.

Morgan Marshall is a Financial Consultant at Fidelity Investments, where they have been working since 2025. Their role involves empowering clients to make informed financial decisions by understanding their unique situations and employing a holistic planning approach. Morgan's objective is to simplify financial planning to help clients achieve peace of mind and progress towards their goals. Morgan has held multiple positions at Fidelity Investments, including Investment Consultant (2024-2025), Relationship Manager (2023-2024), and Financial Representative (2022-2023). Prior to joining Fidelity, Morgan gained experience as a Financial Services Intern at CJ Advisory in 2021. They hold a California Insurance License. Outside of their professional career, Morgan has interests in board games, movies, music, and caring for pets.

Vivian Lee is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The advisory process includes centralized due diligence with systematic quantitative and qualitative research and may incorporate an ESG eligibility framework.

Priscilla Fung is a Financial Consultant currently working at Fidelity Investments since 2025. She previously held positions at J.P. Morgan Chase, serving as Vice President-Private Client Advisor from 2024 to 2025 and Assistant Vice President-Private Client Banker from 2020 to 2024. Her career has focused on private client financial services, providing tailored financial advice. She holds a California Insurance License, supporting her expertise in financial planning and insurance matters. Priscilla emphasizes a collaborative and transparent approach, aiming to help clients make confident decisions about their financial futures. Outside of her professional work, Priscilla enjoys attending concerts, participating in family activities, engaging with friends in social events, practicing Pilates, traveling, and volunteering.

Terrence Medley is a financial advisor at Raymond James & Associates with 46 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Wells Fargo Clearing, Ameriprise, and Prudential Equity Group. He is based in San Jose, CA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

Rajvinder Budwal is a financial advisor with OSAIC in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years and has operated Budwal And Associates since 2001. Outside of his advisory role, he provides notary public services and offers living trust services through a referral arrangement. OSAIC serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services including financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment process and supports various account structures and third-party managers, distinguishing itself by its scale and complex affiliate network.

Maria Lamas is a financial advisor at UBS Financial Services in San Jose, CA, with eight years of industry experience. She holds the Series 66 designation and has worked at UBS since 2018. Prior to her current role, she held positions at 24 Hour Fitness, Insight Global, Extended Travel, the UC Berkeley Police Department, and UC Berkeley. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and provides proprietary research to tailor investment strategies to clients.

Sadaf Rashidi Nezami is a financial advisor with Cetera, holding Series 65 and Series 63 credentials and two years of industry experience. She has worked at several firms including Ameriprise, LPL Financial, and Meriwest Wealth Advisors. Outside of her advisory role, she is a co-founder and administrative support of Seashell Inc, a retail window covering business operating as Budget Blinds. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Ashley Fetsch is a financial advisor with Wells Fargo Clearing in Los Gatos, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, Ashley worked at Amazon and Planet Fitness Saber Fitness LLC. Outside of finance, Ashley is involved in dog walking as a part-time Rover dog walker. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in their investment menus.

Wayne Loi is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 16 years of industry experience. His career includes roles at Cetera Investment Services, East West Bank, Bancwest Investment Services, Bank of the West, Edward Jones, and Wells Fargo. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with both discretionary and non-discretionary account options.

Xinmin Liu is a financial advisor with Cambridge Investment Research Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Liu has worked with Cambridge Investment Research Advisors since 2010 and previously spent five years at Mass Mutual Investors Services. Outside of advisory work, Liu serves as COO of Aqua Electronics Co Ltd, an international trade company. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and proprietary model strategies.

Sanjaya Luthra is a Series 66-registered financial advisor with 17 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been associated with Wells Fargo Bank since 2006. He is based in San Jose, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Sandra Kim Her is a financial advisor at Merrill with seven years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Sandra is based in San Jose, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, and institutional investors.

Steven Duffy is a financial advisor at Edward Jones with 33 years of industry experience. He has been with Edward Jones since 1992 and holds Series 63 and Series 66 designations. Outside of his advisory role, he serves on the Lay Pension Board, Investment Committee, and Finance Council for the Diocese of San Jose, overseeing and reviewing the management of their investment pool. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm operates a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs, tax-efficient services, and affiliated investment products under a fiduciary standard.

Davion Chaidez is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and three years of industry experience. He previously worked at Wells Fargo from 2016 to 2020 and has held various roles since. Outside of advising, he owns a rental property in Spokane, WA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory, financial planning, and retirement plan consulting services. The firm combines research from Wells Fargo Investment Institute and third-party sources to offer both brokerage and advisory solutions.

Jonathan Barr is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He previously worked at Transamerica Financial Advisors and Wfg. Barr is associated with Solutions Wealth Management, an investment-related business affiliated with his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research tools and diverse investment options.