Pamela Matthews is a financial advisor at Ameriprise in Los Gatos, CA, holding Series 63 and Series 65 designations with 35 years of industry experience. She has been with Ameriprise and its affiliated entity since 2009. Ameriprise provides a retirement-income planning service tailored for individuals approaching or in retirement with significant investable assets, delivering detailed written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with algorithmic tools overseen by a dedicated team to support its advisory services.

Kimberly Custodio Contreras is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing since 2016 and Wells Fargo Bank since 2011. Outside of her financial services career, she is involved in LADY LURKERS, a women's skateboard brand based in Boulder Creek, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with diversification principles to provide both brokerage and advisory solutions across a broad range of financial products.

Sheldon Lee is a Series 66-licensed financial advisor at Wells Fargo Clearing with six years of industry experience. He has been with Wells Fargo Clearing since 2020 and has a total of 13 years of experience with Wells Fargo Bank, N.A. outside of his advisory role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Gary Cornford is a financial advisor with Charles Schwab in Cupertino, CA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Charles Schwab since 2000 and Charles Schwab Bank, SSB since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and alternative investments, supported by a large-scale, integrated operational structure.

Gary Sargenti is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at RBC Capital Markets since 2008 and has been affiliated with City National Bank since 2017. Outside of his advisory role, he serves on the boards of Quanta Laboratories Inc., a nonprofit testing laboratory, and the San Jose Youth Symphony, where he is treasurer and participates in finance advisory. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and nonprofit organizations. The firm offers tailored portfolio management and advisory services through various programs, utilizing both in-house and third-party investment managers along with options for tax management and responsible investing.

Tammy Ramsay is a financial advisor at OSAIC with 36 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Securities America Advisors, Morgan Stanley, Citigroup Global Markets, and Fidelity. In addition to her advisory role, she is a leaseholder of her office space in San Jose, which she sub-leases to a business related to the insurance industry. OSAIC serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform with an emphasis on model-based asset allocation and portfolio optimization. The firm’s scale, complex affiliate network, and private-equity ownership distinguish it within the industry.

Gregory Wood Jr. is a financial advisor with LPL Enterprise, holding Series 66, 65, and 63 licenses and four years of industry experience. His prior roles include positions at Merrill, Bank of America Merrill Lynch, and Freedom Asset Management Limited. He has served in the United States Navy Reserve Component since 2016. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm uses model-driven investment implementation and offers access to third-party asset managers and financial planning services.

Sophia Sinsigalli is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her work history includes roles at Standard Strength and Bank of America N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Solis is a financial advisor with Wells Fargo Clearing based in San Jose, CA. He holds a Series 66 designation and has 18 years of industry experience. He has worked with Wells Fargo Bank, N.A. since 2006 and with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, supported by research from the Wells Fargo Investment Institute and third-party sources.

Michael Fujii is a PFS™ credentialed advisor at Cetera with one year of industry experience. He has worked at Avantax Advisory Services and currently holds roles at JY Wealthcare LLC and Johanson & Yau Accountancy Corporation, where he is a partner in a public accounting firm providing tax preparation, planning, and audit services. Fujii is involved in managing tax clients and developing business initiatives, and he is a member of an LLC that owns the building housing his various business operations. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, retirement plans, corporate and charitable entities, and institutional accounts through a network of independent advisors. The firm offers diverse portfolio management and financial planning services with a multi-manager platform, overseeing over $256 billion in assets and more than 10,000 advisors nationwide.

Yin Wang is a financial advisor with LPL Enterprise in San Jose, CA, holding Series 63 and 66 licenses and two years of industry experience. Prior to joining LPL Enterprise, Wang worked at several firms including Prudential Insurance Company of America, Pruco Securities LLC, NYLIFE Securities LLC, and New York Life, and has over two decades of experience as a dentist at Milpitas Dental Group. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily utilizes model-driven investment approaches and offers access to third-party asset managers, financial planning, and a range of affiliated services including insurance and trust custody.

Rex Wang is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. He holds a Series 66 designation and previously worked at LPL Enterprise, Prudential Insurance Company of America, Pruco Securities, LLC, various insurance carriers, and Waddell & Reed, Inc. He is based in San Jose, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and develops tailored recommendations using proprietary research and tools, with clients choosing whether and how to implement them.

Michael Burns is a financial advisor with Merrill in San Jose, CA, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner and Smith, Inc. since 2012 and also has over a decade of experience with Bank of America. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nathaniel Garcia is a financial advisor with Fidelity in San Jose, CA, holding Series 63 and Series 66 licenses. He has two years of industry experience and has worked at Fidelity Investments since 2023, with prior roles at Regions Bank and Fidelity National Financial Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios using a systematic approach across various asset classes.

Edward Madden is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and 37 years of industry experience. He has worked at Prudential Insurance Company of America since 1989 and joined LPL Enterprise in 2024. Madden also acts as an insurance agent broker for individuals and small businesses in the San Jose, CA area. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm uses model-driven investment approaches and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Don Willner is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Woodbury Financial Services, Inc. and Questar Asset Management. Outside of advising, he facilitates seminars focused on women's situational awareness and self-defense. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach with tools for asset allocation, portfolio optimization, and offers a wide range of advisory and brokerage services through a multi-advisor platform.

Adeline Bellot is a financial advisor with LPL Financial in San Jose, CA, holding a Series 66 designation and nine years of industry experience. She has been with LPL Financial since 2015 and also provides investment advisory services through Mariner Independent Advisor Network, an independent registered investment advisor firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management options, including model portfolios and third-party asset management.

Joycelyn Tran is a financial advisor at Wells Fargo Advisors with four years of industry experience and holds the Series 66 designation. Prior to joining Wells Fargo Advisors in 2026, she worked at LPL Enterprise and Pruco Securities LLC, and has experience with The Prudential Insurance Company of America. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations.

Amy Mallo is a financial advisor at Merrill with a Series 66 designation and 1 year of industry experience. She has been with Merrill since 2001, totaling 25 years at the firm. Outside of her advisory role, she serves as a co-trustee of a fiduciary trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eugene Mendoza is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo, Citigroup, Merrill, and Bank of America. Outside of his advisory role, Mendoza manages a rental property in Sacramento, California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting.