Derek Seo is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, Seo owns and manages Duckhorn Properties, LLC, a property management business. Ameriprise offers retirement-income planning services tailored to individuals nearing or in retirement who meet specific asset thresholds, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. As a large institutional firm, Ameriprise delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Philip Woodland is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors for 11 years. Outside of his advisory role, Woodland serves as a notary public and is the practice manager of Retirement Security Centers LLC, where he supports financial planners with analysis and operations. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and third-party money managers to construct portfolios across various asset classes.

Mark Jagow is a financial advisor with LPL Financial holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Bancwest Investment Services, Inc., M Holdings Securities, Inc., and LPL Enterprise. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Amy Peeples is a financial advisor at UBS Financial Services with 28 years of industry experience. She holds the Series 66 designation and has worked previously at Safe Credit Union, LPL Financial LLC, Wells Fargo Clearing, and Wells Fargo Advisors LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services delivered by a large network of advisors using proprietary research and model-based asset allocations.

Michael Russell is Market Leader at Fidelity Investments, where he leads and develops a team of Branch Leaders and Financial Consultants serving the Northern California community. He has progressively held roles at Fidelity Investments since 2013, including Vice President Branch Leader, Vice President Financial Consultant, Investment Consultant, Retirement Solutions Representative, and Trader. He holds a California Insurance License and has extensive experience across investment consulting, retirement solutions, and branch leadership. His career progression reflects a focus on coaching teams and serving client financial needs. Outside of work, Michael enjoys biking, fitness, hiking, kayaking, running, and swimming. He also participates in Ironman triathlon training and racing. Michael has a wife of 30 years, a daughter aged 29, and a son aged 25.

Alexandria Davis is a CFP® with six years of experience in financial advising. She is currently with LPL Financial and has previously worked at Facet Wealth and Ameriprise Financial Services. Outside of advisory work, she owns and operates Beyondtax, a tax preparation business in Rancho Cordova, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing both discretionary and non-discretionary management along with model portfolios and research from various sources.

Joseph Moricone is a financial advisor with Edward Jones in Roseville, CA, holding a Series 66 designation. He has been with Edward Jones since 2023, with prior experience at Umpqua Bank and in real estate through Vision Forward Realty and Next Home Cedar Street Realty. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of advisors and branch offices across the United States.

Craig Miyamoto is a financial advisor at Edward Jones with 25 years of industry experience. He holds the CFP® and ChFC® designations and has been with Edward Jones since 2000. Earlier in his career, he worked as a golf instructor. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment options supported by a large national network of advisors and branch offices.

Stephanie Venturella is a financial advisor with Ameriprise in Roseville, CA, holding a Series 66 designation and seven years of industry experience. Her work history includes roles at Ameriprise since 2017 and at Weinberg Gonser Frost LLP since 2022. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies. The firm’s retirement services incorporate internal research and third-party data, with enrollment criteria tied to investable assets and managed account holdings.

Alexander Saldana is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked with Raymond James and affiliated entities since 2012. In addition to his advisory role, he serves as a compliance principal at Addison Avenue Investment Services, a division of First Tech Federal Credit Union. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and nonprofit clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and investment consulting aligned with client goals.

Giancarlo Foti is a financial advisor with Cetera holding a Series 66 credential and 24 years of industry experience. He has worked with firms including LPL Financial, Sierra Ridge Wealth Management, and Waddell & Reed. He is based in Roseville, CA. Cetera Investment Advisers LLC serves a broad client base ranging from individual investors to institutional clients. The firm offers a multi-manager platform with diverse portfolio management options and access to various third-party money managers.

Galang Nguyen is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding a Series 66 designation and six years of industry experience. He previously worked at Bank of America, N.A. and Merrill from 2015 to 2022 before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with services tailored to plan objectives and demographics, and includes a broader set of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Justin Curry is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and has a background that includes roles at WestAmerica Bank, Banner Bank, and Umpqua Bank. Outside of finance, he owns and operates DJ Direct Entertainment, providing DJ and emcee services for weddings and corporate events. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Daniel Kirk is a financial advisor at Edward Jones with 11 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Edward Jones in 2018, he worked at Bank of America from 2010 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets across a large network of advisors and branch offices.

Susan Dawson is a financial advisor at Robert Baird & Co. with 12 years of industry experience. She holds the Series 66 designation and has worked at Baird since 2023, with prior experience at Cetera Advisor Networks and Ana I Ramirez. Outside of financial advising, she serves as Chief Financial Officer and Secretary of Clearview Systems Consulting, Inc., an IT systems consulting company. The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers financial planning, portfolio management, separately managed account programs, and custody and brokerage services, using a range of strategies including tax management and direct indexing, supported by internal research and technological tools.

Daniel Koch is a financial advisor with Raymond James Financial in Rocklin, CA, holding a Series 66 designation and 24 years of industry experience. He has worked with Raymond James Financial and its affiliates since 2005 and has spent time at Beacon Wealth Strategies and Legato Financial. Koch is also an independent contractor financial advisor at Legato Financial. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses a non-discretionary approach tailored to client goals and offers specialized services such as municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Rashida Lilani is a CFP® professional with 24 years of industry experience, currently affiliated with OSAIC since 2024. She previously worked at Securities America Advisors for eight years and has operated Lilani Wealth Management since 2007. Lilani serves as Secretary of the Peninsula Estate Planning Council and is the President Elect of the Financial Planning Association of Northern California. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a broad network of financial advisers and multiple advisory platforms, offering integrated brokerage, investment advisory, financial planning, and retirement consulting services.

Norielle Gottschalk is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Ameriprise since 2011. She holds the Series 66 designation and is based in Sacramento, CA. Outside of her advisory role, she has involvement in non-investment-related real estate ownership. Ameriprise is a large institutional firm offering retirement-income planning services targeted at individuals nearing or in retirement, combining research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations.

Lamar Simpson Jr. is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with LPL Financial since 2015, alongside his ongoing role at JM Ridgway since 2004. Outside of financial advising, he owns Sheepdog Defensive Training, a business that provides instruction on safe firearms usage and concealed carry permits. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, employing both discretionary and non-discretionary management supported by model portfolios and research.

Logan Fackrell is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He has progressed through various positions within Fidelity Investments, including Investment Consultant, Relationship Manager, Central Relationship Manager, and Customer Relationship Advocate, gaining comprehensive experience in financial services since 2021. Logan's professional approach centers on understanding clients' needs and priorities to provide tailored financial planning. He offers professional insight aimed at empowering clients to make informed decisions that contribute to their financial peace of mind. He holds a California Insurance License, supporting his ability to advise on insurance matters. Outside of his professional life, Logan enjoys activities such as biking, boating, golf, skiing, and traveling.