Eric Leal is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has held various roles within USAA-affiliated entities since 2012, including positions at USAA Life Insurance Company and USAA Financial Advisors, Inc. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm offers a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products and account services, operating mainly as a referral and retirement-advice intermediary rather than a portfolio manager.

Steven Gutierrez is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked at Citigroup Global Markets for 17 years and Frost Brokerage Services, Inc. since 2024. Outside of his advisory role, Gutierrez serves as an adjunct instructor at the College of Biomedical Equipment Technology, teaching an online Ethics in Healthcare course. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, implementing client portfolios through the Fidelity Managed Account Xchange platform with a research-driven investment process and optional tax and ESG overlay services.

Richard Dullnig is a financial advisor at 1900 Wealth with 32 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Ameriprise and Investment Professionals, Inc. Outside of his advisory role, he serves as President of the Oakwell Farms HOA Board of Directors and as Treasurer for the San Antonio Stock Show & Rodeo BBQ Committee. 1900 Wealth serves a range of clients including individuals, family offices, pension plans, and corporations, offering financial planning, consulting, and investment management. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds to build diversified portfolios tailored to client objectives and routinely manages accounts on a discretionary basis.

Harold Clay is a financial advisor at Frost Investment Services with five years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Frost, he worked at the University of Texas at San Antonio and NorthWest Vista College. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with around 179 advisors and is noted for its affiliation with a banking institution, managing approximately $3.7 billion in client assets.

Thomas Moore is a CFP® professional with four years of industry experience, currently serving at Titleist Asset Management, LLC. His prior roles include positions at Secure Financial Management and Northwestern Mutual, among others. Titleist Asset Management is a multi-advisor wealth management firm serving individuals, trusts, estates, and employer-sponsored retirement plans. The firm employs a Rules Based Investing Total Return System that combines asset allocation strategies, quantitative and technical research, and access to third-party managers and model portfolios.

Kevin Caputo is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Apollon Wealth Management, LLC. His career includes roles at PKS Investments, City National Bank, and RBC Capital Markets. Outside of finance, he serves on the board of Junior Achievement of Southern California, contributing to financial literacy education for youth. Apollon Wealth Management is an SEC-registered advisory firm serving individuals, families, businesses, charitable organizations, and retirement plans. The firm combines model-driven and locally managed investment strategies, employs fundamental analysis with tactical allocations, and offers specialized services including ESG-focused portfolios, private funds, and tax-managed strategies.

Christine Kellogg is a financial advisor at Frost Investment Services with nine years of industry experience. She holds the Series 63 and Series 65 designations and has previously worked at Wells Fargo Clearing and Wells Fargo Bank. Outside of her advisory role, she serves as a board member and treasurer for Irving Cares, a community philanthropy organization. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, implementing client portfolios through the Fidelity Managed Account Xchange platform with a combination of proprietary and third-party strategies.

Phyllis Kyle is a financial advisor with 2 years of industry experience, currently practicing at 1900 Wealth. She holds the Series 63 and Series 65 credentials. Prior to joining 1900 Wealth, she spent over two decades at Orleans Capital Management. 1900 Wealth provides financial planning, consulting, and investment management services to individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds to build diversified portfolios tailored to client goals and risk tolerance.

Kyle Hampton is a financial advisor at Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 licenses with five years of industry experience. His prior roles include positions at Frost Brokerage Services, Purshe Kaplan Sterling Investments, and 49 Financial. Before entering the financial industry, he worked in various other fields including forensic engineering and the hospitality sector. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with a banking institution affiliation, managing approximately $3.7 billion in client assets through about 179 advisors.

Macdonald Etugbo is a financial advisor with USAA Investment Services Company, holding the CFP® and ChFC® designations and possessing 26 years of industry experience. He has worked at USAA and its affiliated companies since 1994. Outside of his advisory role, he is a co-owner of a rental property business. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm delivers a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products, operating as a referral and retirement-advice intermediary rather than managing client assets.

Erik Jackson is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked at multiple firms, including BBVA Wealth Solutions, PNC Managed Account Solutions, and currently Frost Brokerage Services. Outside of his advisory role, he manages a small property rental business. Frost Investment Services serves individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm combines enterprise-scale resources with a bank affiliation, managing approximately $3.7 billion in client assets across nearly 180 advisors.

Francisco Prieto is a financial advisor with Frost Investment Services in Dallas, TX, holding a Series 63 designation and 10 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Valic Financial Advisors, and Massachusetts Mutual Life Insurance Company. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing the Fidelity Managed Account Xchange platform and a research-driven investment process.

Jennifer Lopez is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 66 and Series 63 licenses and two years of experience in the industry. Her prior work includes roles at Fidelity Investments and several retail companies. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management through an enterprise platform with approximately 179 advisors and $3.7 billion in client assets. The firm is notable for its affiliation with a banking institution and its fee model based primarily on assets under management.

Justin Davis is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. His prior roles include positions at Frost Brokerage Services, PNC Investments, and multiple BBVA affiliates over more than two decades. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing the Fidelity Managed Account Xchange platform and incorporating fundamental, technical, and cyclical research in its investment process.

Leah Eller is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Snowden Capital Advisors LLC. She has previous experience with Snowden Lane Partners, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Located in San Antonio, TX, she holds Series 63 and Series 65 licenses in addition to her CFP® credential. Snowden Capital Advisors LLC serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and other institutional clients. The firm offers discretionary and non-discretionary portfolio management, investment consulting, and financial and estate planning, often utilizing third-party sub-advisers while maintaining client oversight.

Davis Hance is a financial advisor at Frost Investment Services with one year of industry experience. He holds the Series 66 designation and previously worked at Deloitte for five years. Outside of his advisory role, he provides accounting services as an independent contractor for The Courtly Canvas in Houston. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, implementing client portfolios through Fidelity's Managed Account Xchange platform with a mix of model-based and advisor-managed strategies.

Alicia Gonzalez is a financial advisor at Frost Investment Services with 17 years of industry experience. She holds a Series 63 designation and has been affiliated with Frost Brokerage Services and Frost National Bank since 2007 and 2006, respectively. Based in San Antonio, TX, she has a long tenure within the Frost organization. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs, utilizing the Fidelity Managed Account Xchange platform and a multi-disciplinary investment approach that includes fundamental, technical, and cyclical research.

Shelly Churchill is a financial advisor at Frost Investment Services with two years of industry experience. She holds a Series 66 designation and has previously worked at First Command Insurance Services and Consumer Portfolio Services, Inc. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs using the Fidelity Managed Account Xchange platform, incorporating proprietary and third-party model portfolios with options for tax and ESG overlays.

Eric Reid is a CFP® with 25 years of experience in financial advising. He is currently with Hightower Advisors, where he has worked since 2020, and previously held roles at Frontier Investment Management, Bank of America, and Merrill. In addition to his advisory work, Reid teaches management, finance, and Certified Financial Planning coursework part-time at the University of the Incarnate Word in San Antonio. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and charitable organizations. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a range of investment vehicles.

John Wheat is a financial advisor with Eagle Strategies (NY Life) based in San Antonio, TX, holding Series 66 and Series 63 licenses and having two years of industry experience. His prior work includes roles at NYLIFE Securities LLC and New York Life Insurance Company. He serves as a board member for the Belle Oaks Ranch Property Owners Association, providing oversight on community maintenance. Eagle Strategies serves a diverse client base including individual investors and institutional plans, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a large portion of assets on a non-discretionary basis within an integrated New York Life affiliate structure.