Robert Pancrazi is a financial advisor with Dunham, holding Series 63 and Series 65 licenses and accumulating 27 years of industry experience. His prior roles include positions at Ast Investor Services LLC and Fourwood Capital Partners LLC since 2013, as well as earlier work with Voya Investment Management, New York Life Investment Management, and BlackRock. Dunham is an SEC-registered investment adviser and dually registered broker-dealer serving individual and high-net-worth clients with wealth management solutions including proprietary mutual funds, wrap fee programs, separately managed accounts, investment consulting, and a private fund. The firm employs a manager-of-managers approach with formal quarterly rebalancing and offers both algorithmic rebalancing tools and a range of fee structures, supported by affiliations with a chartered trust company.

Tyler Cohen is a CFP® and ChFC® credentialed advisor with five years of industry experience, currently affiliated with The AmeriFlex Group in San Diego, CA. His work history includes roles at Cambridge Investment Research, CURO Financial and Insurance Solutions, and several other firms. Outside of his financial career, he previously operated a dog boarding facility called The Animal Keeper. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers customized portfolio management, financial planning, and retirement plan consulting, utilizing various wrap programs and model asset allocations to deliver tailored investment strategies.

Chris Maudlin is a financial advisor at AlphaCore Capital LLC with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Altegris Investments, Merrill, and Morgan Stanley DW Inc. He has been with AlphaCore Capital since 2020. AlphaCore Capital LLC is an independent wealth advisory firm with approximately 70 advisors managing about $13 billion. The firm serves individuals, entities, and institutional investors, offering comprehensive financial planning, investment management, retirement plan advisory, and sub-advisory services. AlphaCore emphasizes allocation to alternative investments alongside traditional assets, utilizing macro analysis and due diligence to build multi-asset portfolios that include both liquid and illiquid private market commitments.

Collin Vaz is a financial advisor at HBW Advisory Services LLC with one year of industry experience and holds a Series 65 designation. Prior to his advisory role, he has worked in various positions including as a booking manager at Spin Nightclub, an event venue in San Diego. HBW Advisory Services primarily serves individual clients and also provides advisory services to businesses, trusts, estates, charitable organizations, and retirement plans. The firm employs a risk-tolerance questionnaire to guide asset allocation and relies on third-party managers and model portfolios to implement tactical and multi-manager investment strategies.

Richard Alexander is a CFP® and holds a Series 66 license with 15 years of experience in financial advising. He has worked at Pure Financial Advisors, LLC since 2018 and previously at Ameriprise Financial Services, Inc. from 2014 to 2017. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm’s investment approach is planning-centered and incorporates modern portfolio theory, tax-aware techniques, and the use of specialized sub-advisers.

Lucas Keefer is a financial advisor at Dunham with a Series 66 designation and one year of industry experience. Prior to joining Dunham, he held roles at LPL Enterprise and has experience outside the financial sector, including hospitality and retail positions. Dunham is an SEC-registered investment adviser and dually registered broker-dealer serving individual and high-net-worth clients. The firm employs a manager-of-managers investment approach with formal rebalancing and offers a variety of investment vehicles, including proprietary mutual funds, separately managed accounts, and a private fund, alongside trust and custodial services through an affiliated trust company.

Nathan Nicholas is a CFA® charterholder and holds a Series 63 license with 10 years of industry experience. He has been with Pure Financial Advisors, LLC since 2015 and also serves as president of Door Systems International, a company specializing in sales of electrified hardware. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm’s investment approach is planning-centered and incorporates tax-aware strategies, diversification, and oversight by an Investment Committee.

Donald Rogers is a financial advisor with Infinity Financial Services Advisory, holding Series 63 and Series 65 credentials and bringing 59 years of industry experience. He previously worked at Jeffrey Matthews Financial Group LLC and Western Equity Group, Inc., and has owned and operated Don Rogers Tax Service since 1986, where he provides tax preparation services. Infinity Financial Services Advisory serves individuals, pension and profit-sharing plans, charitable organizations, and small businesses with portfolio management, financial planning, and pension consulting. The firm employs a range of analytical methods and investment strategies, including discretionary management tailored to clients’ goals, and integrates its advisory platform with affiliated broker-dealer and insurance activities.

Brian Perry is a CFP® and CFA® with 20 years of industry experience. He is currently with Pure Financial Advisors, LLC, where he has worked since 2017, following five years at Charles Schwab. Perry is the author of several financial education books, including "Retirement Revamp," "Ignore the Hype," and "Piggy Bank to Portfolio," as well as a fiction book titled "The Holiday Party." Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, along with services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered, committee-overseen investment approach that incorporates modern portfolio theory, tax-aware techniques, and specialized strategies, supported by enterprise-scale infrastructure and advisor involvement in adult education.

Thomas Monahan is a financial advisor with Trustmont Advisory Group, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. Prior to joining Trustmont in 2025, he spent 17 years with Independent Financial Group. Outside of his advisory role, he is the owner of PMI Management, a business and leadership coaching firm. Trustmont Advisory Group serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides financial planning, investment advice, discretionary portfolio management, and group seminars, employing a long-term investment outlook supported by public research and adviser judgment.

Edmundo Alvarado is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding Series 63 and Series 65 registrations and bringing 10 years of industry experience. His prior roles include positions at Trilogy Capital Inc, LPL Financial, and National Planning Corporation. He is also the owner of Compass Capital, a financial services business. Sovran Advisors serves individuals, corporations, and retirement plan sponsors with financial planning, advisory relationships, and portfolio management across various program types. The firm employs both active and passive strategies within a framework of written investment policy statements, utilizing internal models and third-party strategists through technology-supported platforms.

Phillip Di Rocco is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding a Series 66 license and 22 years of industry experience. His prior roles include positions at Cetera Wealth Services, Mass Mutual Investors Services, and Metlife Securities. Outside of advisory work, he owns Wealth 365 Advisors, offering full financial planning and insurance services. Sovran Advisors serves individuals, corporations, and retirement plan sponsors, providing comprehensive financial planning, portfolio management, and retirement plan consulting. The firm employs a range of active and passive investment strategies and supports multiple program types, managing nearly $1.9 billion in assets.

Dee House is a financial advisor at Belpointe Asset Management LLC with five years of industry experience. He holds a Series 63 designation and has held ownership roles in non-investment related businesses, including retail sales and contract consulting through Dee House and Company and Financial Network. Prior to joining Belpointe, he worked at Axxcess Wealth Management and has been active in the financial services sector since 1982. Belpointe Asset Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, trusts, and other advisers. The firm offers customized discretionary portfolio management and financial planning, utilizing a combination of passive, active, tactical, and blended strategies across individual and institutional accounts.

Pamela Yaroma is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding a CFP® designation and Series 63 and 65 licenses. She has 10 years of industry experience, including prior roles at MassMutual Investors Services and Foresters Financial Services. Outside of her advisory work, Pamela is an owner of A C Mountain LLC, involved in real estate activities. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by providing comprehensive financial planning and portfolio management services. The firm combines advisor-driven strategies with internal and third-party portfolio models, employing both active and passive investment approaches across diverse asset classes.

David Foster is a CFA® charterholder with three years of industry experience, currently affiliated with Integrated Advisors Network LLC in San Diego, CA. Prior to joining Integrated Advisors Network, he worked at Allianz Global Investors for 14 years. Outside of his advisory role, he is involved with Copper Crest CPAs LLP in accounting, consulting, and planning. Integrated Advisors Network is a multi-team investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement and employee benefit plans, and corporate entities. The firm employs a mix of fundamental and quantitative analysis, using both discretionary and non-discretionary investment management approaches, and frequently utilizes third-party sub-advisers to implement client portfolios.

Rodney Caudillo is a financial advisor at Wedbush Securities Inc. with 34 years of industry experience. He has been with Wedbush since 2009 and previously worked at First Wall Street Corp. from 2007 to 2008. Caudillo serves as a volunteer commissioner on a local city commission in Chula Vista, California, focusing on safety issues affecting residents. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients. The firm offers a range of services including wealth management, fixed income, commodities, and institutional research, supporting tailored portfolio management strategies and operational capabilities such as custodial and clearing services.

Dana Mc Grath is a CFP® with 10 years of industry experience, currently serving at Octavia Wealth Advisors LLC. Prior to this, Mc Grath worked at Axa Advisors, LLC for five years. In addition to advisory duties, Mc Grath is involved with Octavia Risk Management LLC, focusing on the implementation of insurance products. Octavia Wealth Advisors is a multi-team SEC-registered firm managing approximately $2.15 billion for a diverse client base including individuals, high-net-worth clients, trusts, estates, businesses, retirement plans, institutions, and state or municipal entities. The firm offers discretionary and non-discretionary investment management, financial planning, retirement plan advisory, and trust and custody administration through partnerships, utilizing customized portfolios with a long-term investment approach.

Guillermo Adame is a financial advisor at Western Wealth Management LLC with 21 years of industry experience. He holds the ChFC® designation and Series 66 license. Adame has worked with Western Wealth Management since 2016 and has been associated with LPL Financial since 2008. Western Wealth Management LLC serves a diverse client base including individuals, charitable and corporate entities, other advisers, and pension/retirement plan sponsors. The firm offers comprehensive portfolio management, financial planning, retirement plan consulting, and institutional investment management through a decentralized network of 88 investment adviser representatives.

Joshua Murphy is a financial advisor with Kestra Private Wealth Services, LLC in San Diego, CA, holding Series 66 and Series 63 licenses and bringing 13 years of industry experience. He previously worked at Morgan Stanley and Stifel before joining Kestra in 2019. Outside of his primary advisory role, he is involved with California Wealth Transitions and serves as president of the Murphy Investment Group, both under Kestra Investment Services. Kestra Private Wealth Services provides investment advisory through independent advisors and multi-advisor teams serving individuals and institutional clients. The firm manages approximately $13.45 billion in client assets and offers a broad range of investment products and specialized services, including discretionary and non-discretionary arrangements.

Daniel Scherer is a CFP® with four years of industry experience, currently serving as a financial advisor at Root Financial Partners. Prior to joining Root Financial Partners, he worked at Cisco Systems, Cequell III, and Merrill. Root Financial Partners serves individuals, retirement plans, trusts, charities, and small businesses by providing discretionary investment management and comprehensive financial planning. The firm builds diversified, passive asset-allocation portfolios using low-cost index funds and ETFs, incorporates third-party sub-advisers for separately managed accounts, and offers direct indexing and AI-assisted research tools.