Austin Seelye is a financial advisor at Charles Schwab with five years of industry experience. His background includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and Robinhood Financial, LLC. Prior to his advisory career, he had positions at the University of Mississippi and other firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment advisory solutions supported by multi-asset model portfolios and thorough due diligence processes.

Juan Garcia is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 66 and Series 63 designations and has previously worked at TD Ameritrade, Wells Fargo, Amazon, TTI, Inc., and Walmart. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through Schwab Wealth Advisory and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and offers a range of integrated brokerage, custody, and advisory services.

Tanya Muldrow is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She worked at TD Waterhouse Investor Services Inc. for 16 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA options and uses multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Gregory Cella is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Charles Schwab and Charles Schwab Bank, SSB since 2012. Outside of his advisory role, he owns a food and beverage production business focused on baking and selling bread, and he is also engaged in freelance photography. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by comprehensive research and centralized operational infrastructure.

Richard Mays is a CFP® professional with 19 years of industry experience, currently advising at Charles Schwab in Westlake, TX. He has been with Charles Schwab and its affiliated entities since 2010, including roles at Charles Schwab Bank, SSB, and Schwab Private Client Investment Advisory, Inc. Charles Schwab & Co., Inc. serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Lautaro Millaman Teruel is a financial advisor at Charles Schwab with the Series 66 designation and two years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2020 and was previously employed by NuWater SAPI de CV from 2014 to 2020. Outside of his advisory role, he works as a rideshare driver and as a package delivery driver through Amazon Flex. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Austin Todd is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 66 and Series 63 designations. His prior experience includes roles at TD Ameritrade and Western & Southern Life. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment services supported by multi-asset model portfolios and centralized operational infrastructure.

Matthew Burton is a financial advisor with Charles Schwab who holds Series 63 and Series 66 designations and has 18 years of industry experience. He has worked at Charles Schwab since 2022, including time with Charles Schwab Bank, and previously spent 16 years at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and order-routing arrangements.

Caroline Wells is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and five years of industry experience. Her prior roles include positions at The Lockton Management and Mercer Capital, as well as work with the Texas Rangers and The University of Texas. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management with integrated brokerage, custody, and financial planning services.

Anthony Naughton is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Paladini Financial Management and TD Ameritrade. Outside of finance, he spent a year working with Python Restoration. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Juan Suarez is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Klindata Solutions, Onetrust, Moxo, Alteryx, and Bwtech. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed accounts and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Antoinette Jones is a financial advisor at Charles Schwab with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at TD Ameritrade Clearing Inc., TD Ameritrade, and TIAA-CREF. She is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by in-house research and due diligence.

Samuel Walker is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Charles Schwab Bank and Young America Realty, as well as time spent at Grand Canyon University and Dick's Sporting Goods. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a centralized operational structure.

Matthew Hayes is a financial advisor with Osaic Wealth, Inc. in Keller, Texas, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. His career includes roles at Transamerica Financial Advisors, Overridge Wealth Advisors, and Signator Investors, Inc. He is involved in fundraising activities for the Autism Treatment Center of Dallas and serves as treasurer for a local homeowners association. Osaic Wealth serves a diverse client base that includes retail and institutional investors, offering brokerage and advisory services across multiple programs such as financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by a broad affiliate network and scale from recent consolidation activities.

Kelly Edwards is a financial advisor with Charles Schwab, holding a Series 66 designation and 17 years of industry experience. Her career includes roles at Charles Schwab entities since 2021, with prior experience at Wells Fargo Clearing, Northern Trust, Chase Investment Services, Ameriprise, and other financial firms. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary managed accounts, using multi-asset model portfolios and centralized operational support.

Jonathan Shoush is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and 21 years of industry experience. His career includes significant tenure at Fidelity Investments from 2006 to 2025 and a brief period at Ameriprise in 2005-2006. He has also been with Charles Schwab and its affiliated entities since 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios supported by research and due diligence on alternative investments, all within a large-scale, integrated operational framework.

Aaron Soderstrom is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 licenses and possessing 17 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Chase Investment Services Corp., and Wells Fargo Investments. He is the owner of Omega Squared Capital Management, where he writes an investment newsletter, and serves as Chief Investment Strategist at Omega Squared Insights, focusing on macroeconomic indicator development and related research. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through a large network of financial professionals, managing a multi-billion dollar asset base and offering a range of management platforms and proprietary model strategies.

Jesse Martinez is a CFP® professional with five years of industry experience. He currently works at Charles Schwab and previously held roles at TD Ameritrade and as a self-employed advisor. His background also includes experience outside finance at 24 Hour Fitness. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client guidance with access to affiliated discretionary SMA portfolios and offers integrated brokerage, custody, and advisory services.

Adam Gonsoulin is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management, using multi-asset model portfolios and a centralized operational structure.

William Naramore Sr. is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 licenses and has 39 years of industry experience. His prior work includes roles at Woodbury Financial Services, Banc of America Investment Services, Quick & Reilly, and UBS Financial Services. He serves as a board member and deacon at First Baptist Church of Dallas and is a trustee emeritus at John Brown University. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs across multiple platforms and custodians.