Alfred De La O is a financial advisor with Primerica Advisors in Corona, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked with PFS Investments Inc. since 2008 and Primerica Financial Services since 2007. Outside of advisory duties, he is involved in sales of loan products and home security services through affiliated companies and operates De La O Associates, Inc. for Primerica business purposes. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and limited discretionary separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure rather than fixed fees.

Brian Moshenko is a financial advisor with Cetera who holds a Series 66 credential and has 23 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services for over two decades and has owned Moshenko & Associates Inc. since 1999, where he provides accounting and tax preparation services. He also serves as a board member of the Laguna Niguel Rolling Hills Community Association and as treasurer of Desert Oasis Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options and has over $256 billion in assets under management.

Derek Draper is a financial advisor with Wells Fargo Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at various Wells Fargo entities since 2009. Outside of his advisory role, he is involved with DRAZAAR, LLC and co-owns Stocks & Blonds LLC, an investment-related LLC for boat ownership. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis, using proprietary research and tools to develop tailored recommendations.

Yuxuan Dou is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing personalized wealth management strategies. Fluent in Mandarin and English, Yuxuan focuses on helping new immigrants navigate the U.S. financial market with confidence. Her approach centers on building strong client relationships and delivering tailored strategies to meet individual financial goals. Yuxuan’s areas of expertise include education planning, family wealth management, legacy planning, managing new wealth, retirement and portfolio management, small business strategies, women and wealth, individual and corporate investment strategies, and retirement income. She holds the Personal Investment Advisor (PIA) designation and has over five years of experience in retail and corporate finance. Yuxuan earned both her Bachelor's degree in Business Management and her Master's degree in Business Analytics from the University of California System. Outside of her professional work, she enjoys adventure sports, biking, cooking, gardening, hiking, interior decorating, skiing, spending time with her family, traveling, and watching movies.

Kristen Spang is a Series 66-licensed financial advisor at Cambridge Investment Research Advisors with three years of industry experience. Her prior roles include six years at LPL Financial and two years at Tuvalu. In addition to her advisory work, she is employed part-time in insurance and benefits human resources at Kapri Financial. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services through a network of independent financial professionals, providing both discretionary and non-discretionary strategies tailored to client objectives.

Du Lu is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies tailored to clients' individual financial goals. His expertise includes college and education planning, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, tax minimization, and retirement income. Du holds a Bachelor's Degree from the University of California System and has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Committed to the Merrill tradition of community involvement, he spends time volunteering with local organizations. Outside of work, Du enjoys baseball, basketball, football, golfing, and spending time with his family.

Eric Chen is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been overseeing assets for private clients and large institutions for 17 years, focusing on wealth building, corporate cash management, insurance, and family succession planning. Eric works primarily with senior corporate executives and business owners who have complex financial needs and limited time. His clients include business owners with operations in Hong Kong, China, Taiwan, and the Philippines. Eric holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and is also a Personal Investment Advisor (PIA). Eric earned a bachelor's degree from the University of California, Davis, with dual majors in economics and financial management. He speaks Mandarin and holds Merrill Life Agency's California License Number 0522776. Outside of work, Eric advocates for the San Francisco Film Festival and enjoys spending time with his family, as well as participating in adventure sports and cooking.

Carrie Katzaroff Hennessey is a financial advisor at UBS Financial Services with five years of industry experience. She has been with UBS since 2016 and previously worked with Machine Control Technologies, Inc., Tapley Corporation, and Jaime Contreras, M.D. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a wide range of capital markets and research resources.

Taryn Moll is a financial advisor at Raymond James & Associates with 38 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Bank of America and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Alan Mariconda is a Wealth Management Advisor with Merrill Lynch Wealth Management, offering clients access to Merrill's investment resources alongside the banking services of Bank of America. He serves as an Investment Advisory Program Portfolio Manager, managing personalized and defined investment strategies on a discretionary basis. His focus includes areas such as divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Mr. Mariconda has been in the financial services industry since 1981 and joined Merrill Lynch Wealth Management in 1986. He is part of an investment team dedicated to guiding multi-generational families toward their financial goals by applying knowledge drawn from extensive experience and ongoing education. His professional designations include Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), Chartered Life Underwriter (CLU), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned both a bachelor's degree in Public Administration and a master's degree in Business Administration from Drake University. Outside of his professional work, Alan Mariconda participates in community activities through the Best Friends Animal Society. He pursues personal interests such as adventure sports, biking, hiking, running—including half and full marathons—skiing, traveling, and spending time with his family. His experience as an Ironman triathlete reflects his commitment to pushing boundaries both physically and mentally.

Jonathan Huerta is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2018 and previously worked at Foresters Financial Services, Inc. and Lyft. He holds Series 63 and Series 66 credentials. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Pedro Arellano Jr. is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and seven years of industry experience. His prior roles include positions at Wescom Financial Services, CUSO Financial Services, JP Morgan Securities LLC, JPMorgan Chase Bank, Penske Automotive Group, and Saks Fifth Avenue. He is also a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources, and provides both discretionary and non-discretionary management options.

Arthur Cordts is a CFP®-certified financial advisor with 27 years of industry experience. He has been with LPL Financial since 2009 and operates under the DBA Synergy Wealth Management in Anaheim Hills, CA. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a broad network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both proprietary and third-party research and technology-driven portfolio management.

Donald Steepe is a financial advisor with Primerica Advisors in Mission Viejo, CA, holding Series 63 and Series 65 licenses and with 42 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1983. Outside of his advisory role, he is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Francesca Silvestro is a financial advisor at OSAIC with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked with OSAIC since 2018. Outside of her advisory role, she is involved in a family insurance business that she plans to take over through succession. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage a wide range of investment portfolios.

Lay Phang Cheong is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at JPMorgan Chase Bank, N.A., Bank of America, N.A., and Merrill. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Christopher Gendreau is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Primerica Advisors since 1984 and Primerica Financial Services since 1991. Outside of advisory services, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed account options under a wrap-fee structure.

Sung Won Suh is a financial advisor with Fidelity, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. Prior to joining Fidelity, he worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Bank of America, and Merrill. Outside of his advisory work, he has been involved with Pet and Tree for eight years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, oversight controls, and its advisory role to registered investment companies and fund-of-funds.

Breanna Ohearn is a financial advisor at Wells Fargo Advisors with one year of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for three years and spent time at Dominics Ristorante Italiano and California State University Long Beach. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu utilizing Wells Fargo research and tools, delivering tailored recommendations through advisors with optional implementation through various brokerage or advisory programs.

Dylan Aschoff is a financial advisor with LPL Financial in Corona, CA, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for nine years before joining LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside model portfolios, third-party research, and various technology-driven investment solutions.