Charity Helvie is a financial advisor with LPL Financial in Memphis, TN, holding Series 63 and Series 66 credentials and 10 years of industry experience. Prior to joining LPL Financial in 2020, she worked at GNH Designs and LiveFIT. In addition to her advisory role, she is involved in life coaching through her personal venture, Coaching with Charity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by extensive research and advanced technology.

John Strange is a financial advisor with Raymond James & Associates, holding a Series 63 designation and 40 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he is involved in several agricultural ventures, including ownership and management responsibilities in multiple farming enterprises and a small business called CHENE GEAR CO LLC. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a broad client base that includes individuals, institutions, pension and profit-sharing plans, charitable organizations, and municipal entities. The firm offers tailored financial planning and non-discretionary investment consulting, supported by a nationwide adviser network and a diverse range of portfolio management styles.

Samuel Powell is a financial advisor at Morgan Stanley in Memphis, TN, holding a Series 66 designation with one year of industry experience. His career includes roles at Morgan Stanley and prior positions in various organizations including Smith and Nephew and the University of Tennessee. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Mary Dunlap is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 66 designation and two years of industry experience. Prior to her current role, she spent eight years with the New Ballet Ensemble and School. Outside of financial advising, she works as a freelance musician and violinist for several local churches. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and nonprofit entities, offering financial planning and non-discretionary investment consulting supported by diverse portfolio management strategies and affiliated research.

Juan Varela is a Series 66-licensed financial advisor with three years of industry experience. He is currently affiliated with Cetera and its related entities, having worked there since 2023. Outside of his advisory role, he has worked as a freelance painter. Cetera Investment Advisers LLC is an SEC-registered firm supporting over 10,000 independent advisors and approximately 800,000 clients. The firm offers a range of portfolio management, financial planning, and retirement services across multiple program structures, utilizing both affiliated and third-party investment managers.

Jacob Peeples is a financial advisor with MML Investors Services, holding a Series 66 designation and having one year of industry experience. Prior to joining MassMutual, he held positions at Altitude Group and worked in the restaurant industry for several years. He also operates an outside insurance sales business focused on life, disability income, and fixed annuities. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management, using firm-approved software to analyze client goals and deliver written recommendations.

Cliff Sulcer is a Financial Consultant at Fidelity Investments, a position he has held since 2019. In this role, he helps clients construct, implement, and maintain effective financial plans to work toward their financial goals. His professional experience spans several roles in the financial industry, including Financial Representative at Ashford Advisors & Park Avenue Securities from 2013 to 2019, Senior Associate at SouthernSun Asset Management from 2007 to 2012, Vice President of Private Banking at Regions Bank from 2004 to 2007, and Director of Financial Planning at Sovereign Wealth Management from 2002 to 2004. He holds an insurance license in Arkansas. Outside of his professional work, Cliff enjoys baseball, football, golf, movies, traveling, and participating in family activities.

Thomas Givens is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His prior work includes positions at Sycamore Bank and F. O. Givens and Company. Outside of his advisory role, he serves on the Planning Commission of Senatobia, Mississippi, and has been involved with OxComm, LLC, a for-profit business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, with access to model portfolios, third-party research, and advanced portfolio management technologies.

Coleman Barron is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 licenses and having 12 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously spent two years at MetLife Securities Inc. Barron also serves as a health and group life insurance agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning using firm-approved analytical tools and offers event-driven planning services including divorce and estate settlement planning.

Robert Burnett is a financial advisor at Raymond James & Associates with three years of industry experience. He holds Series 63 and Series 65 credentials and has prior experience at Thornburg Investment Management. He has also worked at Memphis University School in various roles. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, emphasizing tailored advice supported by extensive research and multiple portfolio management styles.

Stephen Anderson is a CFP®-certified financial advisor with 19 years of industry experience. He is currently with RBC Capital Markets and has previously worked at Cetera, Shoemaker Financial, Securian Financial Services, Minnesota Life Insurance, and Raymond James & Associates. Anderson serves on the board of Bodine School in Germantown, TN. RBC Wealth Management, a division of RBC Capital Markets, provides a range of advisory and brokerage services to individual and institutional clients, including portfolio management and financial planning. The firm uses tailored investment strategies involving both in-house and third-party managers and offers integrated capital markets and lending capabilities.

Joseph Young is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works closely with clients to develop personalized financial strategies aimed at pursuing their long-term goals. He leverages investment insights from Merrill along with banking and lending solutions from Bank of America to create flexible strategies that align with clients’ changing market conditions. Joseph holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a High School Diploma from The Baylor School. Committed to community involvement, Joseph volunteers with local organizations in support of the Merrill tradition of community participation.

John Ross is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds the CFP® designation, as well as Series 63 and Series 65 licenses. Ross has been with Morgan Stanley and its related entities since 2009, including Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its financial planning process.

Alexander Quinn is a financial advisor with Wells Fargo Clearing in Nashville, TN, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Nathan Ollie is a Financial Advisor and Chartered Advisor in Philanthropy® professional at Merrill Lynch Wealth Management. He focuses on supporting business owners, philanthropists, their families, and nonprofit organizations to build lasting legacies and maximize social impact. Nathan collaborates closely with clients to develop comprehensive wealth strategies tailored to their unique aspirations, including retirement, trust, estate, philanthropic planning, and impact investing. He also provides strategic consulting, portfolio management, and operational support for endowments, foundations, and nonprofits. Nathan holds a bachelor's degree from the University of Memphis and possesses professional designations as a Chartered Advisor in Philanthropy (CAP) and Personal Investment Advisor (PIA). His expertise includes family wealth management strategies, philanthropic planning, socially responsible and ESG investing, tax minimization, and liquidity management. Nathan is involved in several professional and community organizations such as 100 Black Men of Memphis, Inc., ARTSmemphis, Agape Child & Family Services, Habitat for Humanity, Kappa Alpha Psi Fraternity, Inc., and St. Andrew AME Church. Outside of his professional pursuits, Nathan enjoys basketball, chess, football, golfing, reading, spending time with his family, traveling, watching movies, and writing. He is committed to serving those who serve society and aims to simplify the complexities of wealth management to provide clarity and confidence for his clients as they pursue their personal and philanthropic goals.

John Prather is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has been with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Co. since 1998. Outside his advisory role, he is involved in several business ventures, including insurance sales and partnerships related to real estate and financial services. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning as annual, collaborative relationships that focus on goals-based recommendations without discretionary investment authority.

Teri Hirt is a CFP® professional affiliated with Cetera, with 12 years of experience in the financial services industry. She has worked at Cetera since 2023 and has prior experience with Shoemaker Financial and Minnesota Life. Hirt also serves as a volunteer board member for Thrive Memphis, a nonprofit supporting adults with special needs, and the Greater Memphis chapter of the Financial Planning Association, where she contributes to community financial literacy efforts. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services with options including model portfolios, third-party managers, and customized strategies across various program structures.

Stephanie Gear is a financial advisor with Wells Fargo Clearing in Memphis, TN, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap‑fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party resources.

Jessica Horst is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. Her prior experience includes roles at Fidelity Investments and Cambridge Investment Research. In addition to her advisory work, she is an associate employee at Pinnacle Asset Management, where she assists clients with banking and investment needs and refers them to Raymond James advisors for investment services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and employs analytical tools such as risk profiling and modeling to support client goals, with specialized capabilities in municipal and public finance.

Keri Gage is a financial advisor with UBS Financial Services in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has been with UBS since 2012. Outside of her advisory role, Gage serves on the board of Madonna Circle, a Catholic women’s organization focused on community service and fundraising in Memphis, where she co-chairs the Blessings Fund Committee. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor investment strategies based on proprietary research and client goals.