Jack Lonergan is a CFP® professional with eight years of experience in the financial services industry. He has been with Edward Jones since 2018 and previously worked at Bio-Cat. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Nicholas Chavis is a Series 66-registered financial advisor with MassMutual Investors Services, where he has worked since 2009. He has 21 years of industry experience and is based in Mechanicsville, VA. In addition to his advisory role, he is a partner in Clear Water Capital, a DBA under MassMutual focused on building a financial planning practice in the area. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations with financial planning, asset management, and educational programs.

Justin Schrinel is a CFP®-certified financial advisor with LPL Financial in Richmond, VA, where he has worked since 2012. He has 18 years of industry experience, including four years at Merrill prior to joining LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management access, and institutional platforms.

Tony Gomer is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and beginning his advisory career in 2025. Prior to entering the financial industry, he served in the United States Navy and held various roles including positions at Acuity International and the City of Havelock. Outside of his advisory work, he is an owner and partner of Sentinel Capital LLC, a real estate and property management firm. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Amarinder Saini is a Planning Consultant at Fidelity Investments, where he collaborates with clients to address their financial needs and develop comprehensive financial plans aligned with their goals and values. Since joining Fidelity Investments in 2021, he has held multiple roles, including Planning Consultant, Relationship Manager, and Investment Solutions Representative. Prior to his current position, Amarinder gained experience in client services across various financial institutions, including TD Ameritrade, RBC Wealth Management, and BB&T Scott & Stringfellow LLC. His professional background spans from 2012 to the present, focusing on supporting client financial objectives. Outside of his professional duties, Amarinder enjoys cooking and baking, spending time with pets, traveling, and practicing yoga.

Eric Van Der Hyde is a financial advisor with Raymond James Financial, holding CFP® and ChFC® designations and 17 years of industry experience. He has worked at Northwestern Mutual and currently owns and manages Concentric Wealth Partners, where he is involved in operations and client relations. Van Der Hyde serves as a family member director at Perdue Farms, Inc., and volunteers as treasurer on the Endowment Committee of St. Stephen's Episcopal Church in Richmond, VA. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses detailed risk profiling and modeling tools to tailor recommendations and supports municipal advisory services and specialized retirement plan consulting.

Christopher Brown is a financial advisor at Raymond James & Associates in Richmond, VA, holding a Series 66 license with two years of industry experience. Prior to joining Raymond James, he served in the U.S. Navy for ten years. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, offering financial planning and investment consulting services through a range of portfolio management styles and affiliated research.

Laura Yox is a CFP® and Series 66-registered financial advisor with Edward Jones in Richmond, VA, bringing nine years of industry experience. She has held advisory roles at Edward Jones since 2004 with a break during which she worked in education and retail. Yox serves as a board member for the Goochland Chamber of Commerce. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates through a large network of advisors and branch offices nationwide.

Charles Hammond Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Cambridge since 2012. Outside of his advisory role, Hammond is a co-founder of The 401k Study Group, a nationwide organization focused on collaboration and education within the qualified retirement plan industry. Cambridge Investment Research Advisors serves a diverse client base including individuals across wealth levels, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, providing a mix of discretionary and non-discretionary investment solutions across multiple custody platforms.

Garrett Maged is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at Fidelity Investments, Rocket Mortgage, and Cambridge Investment Research. He is based in Glen Allen, VA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios supported by centralized supervisory and custody arrangements.

Alexander Thompson is a financial advisor at Cambridge Investment Research Advisors with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Endeavor Capital, LLC and Commonwealth Commercial. Thompson is involved in independent insurance agency work and operates a tax services business. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services. The firm offers a variety of investment solutions through a network of independent professionals, utilizing both proprietary and third-party strategies across multiple platform arrangements.

Robert Braden is a financial advisor with Wells Fargo Clearing in Mechanicsville, VA, holding a Series 66 designation and 21 years of industry experience. He previously worked at LPL Financial from 2010 to 2018 before joining Wells Fargo Clearing. Outside of his advisory role, he owns and operates DryMedic, a fire, water, mold cleanup, and restoration business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Joshua Schaff is a financial advisor at Charles Schwab with Series 66 credentials and one year of industry experience. He previously worked at UBS Financial Services, Inc. and The Hobbs Group P.A. before joining Schwab. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational structure.

Holly Stallworth is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a CFP® designation and Series 63 and 65 licenses. She has 25 years of industry experience and has worked at firms including Atlantic Union Bank and Union Investment Services. She serves as Treasurer and Executive Board Member for the Ronald McDonald House Charities in Richmond. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advice supported by analytical tools and has specialized programs for municipal finance and SIMPLE IRA employer advisory services.

Gerardo Guzman Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and five years of industry experience. His prior work includes roles at US Tech Solutions and Target Co., among others. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers a broad range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Tania Lounsbury is a financial advisor at Charles Schwab with 11 years of industry experience. She holds the Series 66 designation and previously worked at TDAmeritrade, Inc. for 10 years before joining Charles Schwab. Charles Schwab serves a large client base that primarily includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios and a centralized operational structure.

Peter Switzer is a financial advisor with Equitable Advisors in Richmond, VA, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at AXA Advisors LLC and Fastsigns. He also operates a business called Community Financial Group. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management services. The firm utilizes both proprietary and third-party programs and offers advice across mutual funds, ETFs, separately managed accounts, and select alternative investments.

Jason Koptish is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. since 2013. He is also the CEO and owner of Mainsail Wealth Advisors, LLC, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting, using analytical tools to align recommendations with client goals.

Howard Disavino Jr. is a financial advisor with Mass Mutual Investors Services in Glen Allen, VA, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has been with MassMutual and its affiliated firms since 1994. Outside of financial advising, he is involved in several ventures including ownership of a brewery and an arena racing team. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements utilizing software tools and provides educational seminars alongside various investment programs.

Roger Kasch is a financial advisor at Ameriprise with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Ameriprise and its affiliated entities since 2005. Kasch is a co-owner of Kasch, Levitch, McAleer & Associates and serves on the board of The Rita Patricia Ball Foundation. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.