Nickolas Prieto is a financial advisor at UBS Financial Services with 10 years of industry experience. He holds Series 65 and Series 63 designations and has previously worked at Osborne Partners Capital Management and Brouwer & Janachowski. He has been with UBS since 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Stephan Choulos is a financial advisor with LPL Financial in Walnut Creek, CA, holding a Series 66 designation and bringing 27 years of industry experience. His prior firms include Raymond James & Associates, Howe Barnes Capital Management, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Jacquelyn Hernandez is a Series 66-licensed financial advisor with Merrill in Walnut Creek, CA, with 19 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Hernandez serves as a board member for Benicia Youth Football, a community youth sports organization. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Premnauth Persaud is a financial advisor with LPL Financial in Concord, CA, holding Series 63 and Series 66 credentials and 22 years of industry experience. His prior roles include positions at Morgan Stanley and Bank of America. He also serves as a Senior Premier Relationship Manager with BMO Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services utilizing both proprietary and third-party strategies across multiple account types.

Darius Bahador serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their current financial situations and introduce them to suitable solutions available through Merrill and Bank of America. His approach involves getting to know clients personally to develop strategies that align with their financial goals. Darius has expertise in general investing, retirement planning, and saving for unexpected events. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from McMaster University. He emphasizes ongoing advice and guidance, adapting to clients' evolving needs to help them pursue their financial objectives effectively.

Ian Longtin is a financial advisor at Ameriprise with eight years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2017, including a prior role at Ameriprise Financial Services, Inc. Outside of his advisory work, Ian serves on the Board of Directors for Berean Christian High School and engages in public speaking and consulting for local groups, churches, and schools. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement, with a focus on clients who meet specific asset thresholds. The firm offers a range of advisory, brokerage, and insurance solutions, utilizing a centralized retirement-income consulting team that employs both research and algorithmic tools to produce tailored, non-discretionary recommendations.

Darren Riley is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2013, with a brief period at Merrill from 2021 to 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and methodology. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning arrangements.

Kyle Ashcraft is a financial advisor with Wells Fargo Clearing, holding a Series 66 license and four years of industry experience. His career includes multiple terms at Wells Fargo Clearing and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, managing approximately $671 billion in assets with over 14,000 financial advisors.

Ian Lee is a financial advisor at Cetera with 33 years of industry experience. He holds a Series 63 license and has been with Cetera and its related entities since 2013. Outside of his advisory role, Lee serves on the investment committee for the Walnut Creek Presbyterian Church Foundation and is a member of the stewardship committee at Walnut Creek Presbyterian Church. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of advisors. The firm offers a range of portfolio management and financial planning services with access to various program platforms and third-party managers.

Shelby Buccellato is a financial advisor with Morgan Stanley in Orinda, CA, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Allison Schwarz is a Certified Financial Planner (CFP®) with five years of industry experience. She is currently with Wells Fargo Clearing and previously worked at Russell Investments Implementation Services, LLC and Penserra Securities. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions utilizing research from Wells Fargo Investment Institute and third-party sources.

Norman Ng is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 licenses and having 31 years of industry experience. He has been with Morgan Stanley since 2015 and joined Morgan Stanley Private Bank, N.A. in 2025. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools including Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations to model financial outcomes.

Griffin Turner is a financial advisor at UBS Financial Services with a Series 66 designation and one year of experience. His career includes roles at Morgan Stanley and teaching positions at several universities and a high school. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing proprietary capital market assumptions and research to tailor plans based on clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and advisory solutions.

Thomas Taylor is a CFP® professional with 34 years of industry experience, currently affiliated with Cetera. His career includes multiple roles within Cetera entities since 2013. Outside of financial advising, he owns and oversees operations of a retreat and inn in Big Bear City, California. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporations, charitable clients, and institutions. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to both affiliated and third-party investment managers.

Matthew Giacoletti is a financial advisor at Wells Fargo Advisors with one year of industry experience. He holds the Series 66 designation and has previously worked at V3 Talent Partners, Adams and Martin Group, and several other firms. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu and utilizes proprietary research and tools to develop tailored recommendations, delivering services that cover a wide range of financial needs.

Barry Tague is a CFA® charterholder and securities professional with 30 years of industry experience. He is currently with J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where he has worked since 2022. His prior experience includes roles at RBI Capital Management, LLC, and Spring Point Capital, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research with an ESG eligibility framework and offers access to derivatives and commodities capabilities.

Cathy Zaeni is a financial advisor at Morgan Stanley with 15 years of industry experience and holds a Series 66 designation. She has worked at Morgan Stanley Smith Barney LLC since 2011 and at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and offers planning through structured discovery conversations and firm-approved tools.

Nico Martinez-Mejia is a Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2019, progressing through positions including Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Universal Banker at Bank of the West from 2018 to 2019. Nico holds insurance licenses in Arkansas and California, supporting his expertise in financial planning and client relationship management. His approach focuses on understanding clients' individual goals and values to develop tailored financial plans aimed at achieving clarity and confidence in their financial futures. Outside of his professional work, Nico has interests in comedy, fitness, food, golf, outdoor adventures, and pets.

Edward Caballero is a financial advisor at LPL Financial with 14 years of industry experience. He holds the CFP® designation and the Series 66 license. Prior to joining LPL Financial in 2024, he worked at Commonwealth Financial Network, Bank of America, N.A., and Merrill Lynch. Caballero is also involved in tax preparation and accounting through his work with 17 Mile Drive Accountancy. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, combining model portfolios, third-party subadvisors, and customized strategies supported by advanced operational and research tools.

David Wong is a Series 66-credentialed financial advisor with 19 years of industry experience. He is currently with Morgan Stanley in Walnut Creek, CA, where he has worked since 2018, including a role at Morgan Stanley Private Bank, N.A. Prior to that, he was employed at Citigroup Global Markets and MyVest. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.