Stephanie Olson is a financial advisor at Cambridge Investment Research Advisors with 13 years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank. Her professional activities include advisory roles connected to Green River Financial Services and Cambridge Investment Research. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals with a range of portfolio management options and institutional features.

David Swartz is a Managing Director and Wealth Management Advisor with Merrill Lynch Wealth Management in Mill Valley, California. He brings over thirty years of experience in investment management, assisting clients with various aspects of their financial lives, including investments, legacy planning, tax considerations, credit needs, long-term strategy, and family dynamics. David is a CFA® charterholder and has worked extensively in family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management, individual and corporate investment strategy, and tax minimization. Prior to joining Merrill, David was the Director of Investment Management for the Northern California Region of Northern Trust Bank, where he managed a large portfolio and supervised a team of portfolio managers. He has also held senior management and portfolio management positions at other major banks. David earned both his B.S. degree in Journalism and M.B.A. in Finance from the University of Florida and holds the Chartered Financial Analyst (CFA), Personal Investment Advisor (PIA), and Sports & Entertainment (SE) designations. Outside of his professional career, David has served on the Board of Directors of the Community Music Center in San Francisco and has been involved in various other community organizations. He enjoys cooking, football, ice hockey, music, photography, racquetball, reading, spending time with his family, traveling, and watching movies.

Lauren Zee is a financial advisor with Charles Schwab, holding a Series 66 designation and four years of experience in the industry. She has been with Charles Schwab and Charles Schwab Bank since 2022. Outside of her advisory role, she coaches wrestling at Sacred Heart Cathedral, the high school she attended. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts.

Martin Dunn is a Series 66 licensed financial advisor with Charles Schwab, based in Corte Madera, California. He has 26 years of industry experience and has been with Charles Schwab and Charles Schwab Bank since 1998 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance alongside access to discretionary separately managed accounts, leveraging multi-asset model portfolios and a centralized operational structure.

Alexandria Costello is a Series 66 credentialed financial advisor with Edward Jones in San Rafael, CA. She has held roles in environmental and consulting firms including RPS Group and BDO USA, with experience spanning various industries since 2014. Edward Jones is a full-service wealth management firm serving individual and institutional clients across the United States. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Jeffrey Ranke is a financial advisor with LPL Financial in San Anselmo, CA, holding Series 63, 65, and 66 registrations and 23 years of industry experience. He has been with LPL Financial since 2007. Outside of his advisory work, he operates an online shoe sales business as part of a family enterprise. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios, third-party research, and technology-driven approaches across its national network of investment adviser representatives.

William Roland is a financial advisor with LPL Financial who holds a Series 63 designation and has 36 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 23 years before joining LPL Financial in 2021. Roland also conducts non-variable insurance sales, including life, health, and long-term care insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management supported by in-house and third-party research.

Rodney Williams is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill, Bank of America, and Morgan Stanley Smith Barney prior to his current role. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides customized planning primarily through its Financial Advisors and Estate Planning Strategies Group.

Phil Walker serves as Vice President and Branch Leader at Fidelity Investments, a role he has held since 2018. In this position, he is engaged in connecting associates and clients to the company's mission through a development process focused on advancing Standards of Care. Prior to this, he held multiple roles at Fidelity Investments, including Regional Planning Consultant, Account Executive, Investments Consultant, Investment Solutions Representative, and Premium Service Trader, spanning from 2007 to 2018. Phil holds a California Insurance License, supporting his work within investment and insurance services. His tenure at Fidelity Investments demonstrates extensive experience across various facets of financial services and client engagement.

Melinda Fishel is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 25 years of industry experience. She has been with Raymond James & Associates since 2016. In addition to her advisory role, she serves on the finance and investment committee of Kiddo!, a nonprofit school endowment. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutional clients, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, drawing on multiple portfolio management styles and affiliated research.

Edward Murphy is a CFP®-certified financial advisor with 24 years of industry experience, currently serving at RBC Capital Markets. His prior experience includes nine years at UBS Financial Services and time at City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional clients and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies that incorporate in-house and third-party managers, providing comprehensive portfolio management and financial planning services.

Sweeti Shah is a financial advisor at Merrill with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at both Bank of America, N.A. and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Morgan is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2022. Prior to his advisory role, his background includes positions at the University of California, Davis, Peet's Coffee, and the College of Marin. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and oversees sub-advisers while addressing conflicts of interest.

Joiya Mitchell is a Financial Consultant at Fidelity Investments, a role she has held since 2023. She has been with Fidelity since 2015, serving in various positions including Assistant Branch Leader, Financial Consultant, and Investment Consultant. Prior to joining Fidelity, Joiya worked as an Active Trader Consultant at E*Trade Financial from 2006 to 2014. With over 20 years of experience in financial services, Joiya leverages her expertise and the resources available at Fidelity to assist clients in planning and investing with intentionality. She values maintaining high ethical standards and integrity in her work, aiming to help clients transition through life confidently by crafting thoughtful financial plans tailored to their goals. Joiya holds a California Insurance License. In her personal time, Joiya enjoys cooking and baking, family activities, hiking, singing, and volunteering. She is also engaged in parenthood, balancing her professional and personal commitments.

Arley Maldonado Herrera is a Financial Consultant currently working at Fidelity Investments since 2026. In this role, he assists clients with financial planning by collaborating with them to understand their long-term and short-term goals and build customized financial plans aimed at meeting their unique needs. He aims to ensure that clients feel confident and comfortable with their financial strategies. Prior to his current role, Arley held several positions within Fidelity Investments, including Investment Consultant from 2025 to 2026 and Planning Consultant from 2023 to 2025. Before joining Fidelity, he worked at Charles Schwab as a Financial Consultant Partner and Investment Consultant between 2022 and 2023. He has also held roles at Patelco Credit Union, including Member Solutions Specialist and Senior Member Service Representative from 2020 to 2022. Arley holds a California Insurance License. Outside of his professional work, he has an interest in movies.

Will Martens is an Investment Consultant at Fidelity Investments, where he partners with clients to understand their financial goals and build personalized financial roadmaps. Through thoughtful planning and guidance, he helps clients make informed decisions and maintain confidence in their strategies. Prior to joining Fidelity in 2026, Will worked at Valley Oak Wealth Management. He served as a Financial Advisor from 2025 to 2026 and as a Research & Investment Analyst from 2020 to 2025. He holds a California Insurance License.

Andrew Klase is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He collaborates with clients to understand their personal financial goals and utilizes Fidelity's resources to develop tailored financial plans and investment strategies. Andrew has been with Fidelity Investments since 2018, progressing through various roles including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked at Charles Schwab & Co Inc as a Client Relationship Specialist and at Schwab Charitable as a Donor Relations Specialist. He holds a California Insurance License.

Brian Macdonald serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been providing wealth management services since 1992. Partnering initially with his father, Brian focuses on family wealth management strategies, personal retirement planning, portfolio management, tax minimization, and retirement income. His approach emphasizes thoughtful, proactive support to help clients make sound financial decisions aligned with their long-term goals and values. Brian holds a B.S. in Business Administration from California State University, Sacramento. He is FINRA registered and holds multiple licenses, including insurance and mortgage licenses. Additionally, he has earned professional designations such as Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise involves navigating the financial landscape and supporting multigenerational family financial planning to help clients efficiently manage their assets and legacy. Outside of his professional work, Brian enjoys outdoor activities including hiking, backpacking, rafting, and global travel focused on less frequented destinations. He also has interests in cooking and exploring the diverse cuisine of the San Francisco Bay Area. Brian is involved in community organizations such as the Boy Scouts, Cal Trout, and the Marine Mammal Center. He resides in Petaluma, California.

Shalom Morgan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sanford Smith is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. He is currently based in Emerald Isle, NC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methods such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.