Mark Frederick is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at First Allied Advisory Services, Inc. and First Allied Securities, Inc. Outside of his advisory work, he serves as a trustee for a family trust and is involved with Fortified Financial Group, a financial services firm where he acts as a financial professional. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform that includes affiliated and third-party managers, with assets under management exceeding $256 billion.

Julia Dunnigan is a Series 66–licensed financial advisor with nine years of industry experience. She currently works at Morgan Stanley in Folsom, CA, having previously spent eight years at BlackRock Investments, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Aaron Albillar is a financial advisor at Edward Jones in Folsom, CA, holding a Series 66 designation. He joined Edward Jones in 2024 and has prior experience in construction, real estate services, and tile care. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Brittany Amador is a financial advisor at Fidelity with Series 65 and Series 63 licenses and four years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Bank, nA. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves multiple registered investment companies and fund-of-funds.

Monica Yassear is a financial advisor at Charles Schwab with 10 years of industry experience and holds a Series 66 designation. Her work history includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and TD Ameritrade Investment Management, LLC. She is based in Roseville, CA. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Pamela Budenbender is a financial advisor with Ameriprise in Fair Oaks, CA, holding a Series 63 designation and 37 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she operates a tax preparation business. Ameriprise is a large institutional firm that offers retirement-income planning services for clients nearing or in retirement, combining research, modeling, and tax-efficient strategies to deliver customized recommendations.

Joseph Hoon is a financial advisor with Robert W. Baird & Co. Inc. in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Robert W. Baird & Co. since 2008. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.

Robert Brunst is a CFP® professional with 29 years of experience in the financial industry. He has been with Wells Fargo Advisors since 2022, following previous roles within Wells Fargo Clearing and Wells Fargo Advisors LLC dating back to 2009. Outside of his advisory work, he co-owns and operates Heaven Scent Farm in Loomis, CA. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of specialized planning options. The firm combines research and planning tools to develop tailored recommendations, with clients having the choice of implementing strategies through various brokerage or advisory programs.

Stanford Hirata is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior roles include positions at First Allied Advisory Services and Sierra College, where he worked for 25 years. Outside of advising, he is a member of the Sacramento Senator Lions Club and serves as an associate board member for First US Community Credit Union. Cetera Investment Advisers LLC is an SEC-registered advisor that offers a range of portfolio management and financial planning services through a large nationwide network. The firm serves individuals, retirement plans, corporate, charitable, and institutional clients, operating a multi-manager platform with access to affiliated and third-party investment strategies.

David Nelson is a financial advisor at Wells Fargo Clearing in El Dorado Hills, CA, holding a Series 66 designation with eight years of industry experience. He has been with Wells Fargo Clearing since 2018 and previously worked at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Maxwell Morris is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, his background includes roles at UC Davis and Lifetime Fitness. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice.

Rehmat Amin is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Rehmat assists clients in building financial futures by developing and implementing personalized financial plans aimed at helping them achieve their goals. Rehmat’s expertise encompasses areas such as college education planning, family wealth management strategies, managing new wealth, small business strategies, tax minimization, and retirement income. Rehmat holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Rehmat earned a Bachelor's Degree from Rochester Institute of Technology, a Medical Doctorate from Ross University, and an MBA from Georgetown University. Rehmat communicates in English and Spanish.

Patricia Chorn is a financial advisor at Ameriprise with 34 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise since 2017, following five years at Morgan Stanley Smith Barney. Ameriprise offers a retirement-income planning service targeted at clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports delivered through a centralized consulting team.

Alireza Torabian is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their unique priorities and develop personalized financial strategies focused on college education planning, legacy planning, retirement income, and portfolio management services. His approach emphasizes simplicity and transparency throughout the wealth planning process. Reza holds a Bachelor's Degree from the University of California system and has earned the Personal Investment Advisor (PIA) designation. Fluent in Farsi and English, he supports clients in setting short-, mid-, and long-term financial goals, providing ongoing advice as their needs evolve. He also coordinates access to Bank of America specialists for banking, credit, home financing, and small business solutions. In addition to his professional work, Alireza is involved in church and community activities. Outside of his practice, he enjoys adventure sports, basketball, football, and reading.

Eric Graves is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Graves Law Offices and Streamline Circuits. He also serves as an advisor with Blue Oaks Management, LLC, an Ameriprise financial advisory franchise based in Roseville, CA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Janice Dunn is a CFP®-certified financial advisor with Robert W. Baird & Co., where she has worked since 2015. She has 25 years of industry experience and holds Series 63 and Series 65 licenses. Outside of her advisory role, she is a partner in a real estate rental business. She is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations by providing financial planning, portfolio management, and brokerage services tailored to client goals and risk tolerances.

Priscilla Luckhurst is a financial advisor at Edward Jones in Roseville, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, she worked full-time in education and operated her own consulting business for seven years. She also has a decade of experience with CorePower Yoga. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a large nationwide network of advisors and branches. The firm offers a range of advisory programs, including managed solutions and separately managed accounts, and operates under a fiduciary standard.

Chad Salvador is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 18 years of industry experience. He has been with JPMorgan Securities LLC since 2016. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Matthew Dazey is a financial advisor with Ameriprise in Roseville, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2021, he worked at DoorDash and Goodwill Industries. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports through a centralized consulting team.

Ricardo Aguilera is a financial advisor at Edward Jones in Folsom, CA, holding the ChFC® designation and Series 66 license with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options, managing approximately $1.01 trillion in assets through a large national network of advisors and branch offices.