Michael Foss is a CFA® charterholder with 22 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2008. He holds Series 63 and Series 66 licenses and is based in Baltimore, MD. Brown Advisory provides investment management and advisory services to a diverse client base including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up fundamental research approach and offers a range of strategies across equity, fixed income, and balanced portfolios, as well as OCIO solutions and family office advisory.

Luke Land is a financial advisor at T. Rowe Price Advisory Services, Inc. in Baltimore, MD, with 10 years of industry experience. He holds the Series 66 and Series 63 licenses and has been with T. Rowe Price since 2016. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm emphasizes model portfolio allocations and tax-aware strategies delivered through a combination of financial advisor support and an interactive online planning tool.

Johanna Bathurst is a financial advisor with Kestra Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with Kestra Advisory since 2016 and Kestra Investment Services since 2010. Bathurst is the owner of JLB Wealth Management Group, LLC, through which she provides client advising on investment strategies, retirement income planning, budgeting, and savings. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm provides fiduciary consulting, plan-level investment advice, and access to multiple management platforms, serving a range of clients including large institutional investors and sovereign wealth funds.

Trevor Davis is a financial advisor with Janney Montgomery Scott LLC, holding a Series 66 designation and beginning his advisory career in 2026. He previously worked nine years at Gregory Agency and spent one year as a full-time student at the University of Virginia. Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, and advisory programs supported by both in-house and third-party portfolio management.

Jennifer Ryan is a CFP® and holds a Series 66 license with 18 years of industry experience. She currently works at Focus Partners Wealth, LLC and has previously been affiliated with The Colony Group, Connectus Wealth, The Simmons Partnership LLC, Morgan Stanley, and Citigroup Global Markets. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients, offering a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies and provides access to both third-party and affiliated private funds.

Laura Snyder is a financial advisor at Janney Montgomery Scott with 26 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior experience includes roles at Wells Fargo Clearing Services LLC and Raymond James & Associates. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plan sponsors, charities, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Timothy Riley is a financial advisor at HB Wealth with three years of industry experience. He holds a Series 65 credential and previously worked at WMS Partners, LLC, The Home Depot, and Virginia Polytechnic Institute & State University. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management and a multi-strategy investment approach, including both public and private assets, as well as outsourced chief investment officer and institutional advisory services.

Dominic Soto is a financial advisor at Valic Financial Advisors with two years of industry experience. He holds Series 65 and Series 63 licenses. Outside of financial advising, Dominic works as a bartender at TAKODA Beer Garden & Rooftop Bar and serves as an agent for non-securities insurance products with Agia. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, leveraging centralized technology and model solutions.

Kristopher Olenginski is a CFP® with 19 years of industry experience, currently advising clients at Janney Montgomery Scott since 2009. His credentials include the Series 66 license. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets, serving a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients through a range of brokerage, financial planning, and advisory programs.

Frederick Zeller is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Janney Montgomery Scott since 2015. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, and advisory services through in-house and third-party portfolio management.

Paul Sortino is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) based in Timonium, MD. He holds the CFP® designation and securities licenses Series 63 and Series 65, with 18 years of industry experience. His work history includes roles at Worthington Financial Partners since 2010 and Equity Services, Inc. since 2007. Outside of advising, Sortino serves as a general board member and co-chair for the Maryland chapter of the Cystic Fibrosis Foundation. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm operates with multiple advisory platforms, frequently using third-party asset managers and model portfolios, and offers both discretionary and non-discretionary programs.

Zeyn Desai is a financial advisor with T. Rowe Price Advisory Services, Inc. in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at PNC Bank, PNC Investments, PNC Wealth Management, Banc of America Investment Services, Quick & Reilly, and Merrill. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service, serving individual investors and households focused on retirement goals through a combination of nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs.

Kevin Balliet is a financial advisor at PNC Wealth Management in Baltimore, MD, holding a Series 66 designation with three years of industry experience. He has worked at PNC Investments LLC since 2023 and previously at APGFCU from 2014 to 2019. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithm-driven risk assessment and invests through approved mutual funds and ETFs with annual rebalancing.

Michael Alessi Jr. is a financial advisor with Kestra Advisory Services, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior work includes over two decades at LPL Financial and Summit Investment Advisors, where he was also registered as an Investment Advisor Representative. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors and large institutional investors. The firm offers fiduciary services, plan-level investment advice, and access to multiple management platforms and third-party solutions.

Kenneth Stuzin is a CFA® charterholder based in Baltimore, MD, with 25 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2001. Brown Advisory provides investment management and advisory services to a diverse range of institutional and individual clients, including high net worth individuals, endowments, foundations, pension plans, charitable organizations, and corporations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios across various mandates and offers a combination of internally managed strategies and external manager access.

Joshua Rowe is a CFA® charterholder and holds a Series 65 license with seven years of industry experience. He is currently an advisor at HB Wealth, where he has worked since 2025. Prior to that, he spent four years at WMS Partners, LLC, and three years at Orinda Asset Management. Outside of his advisory work, Rowe serves as an adjunct faculty member at Johns Hopkins University, teaching an economics course twice a week. HB Wealth Management is a registered investment adviser providing wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm offers discretionary portfolio management with a capital markets-driven approach and incorporates a combination of quantitative and qualitative due diligence across a range of public and private investment strategies.

Ryan Terrents is a financial advisor with William Blair, holding a Series 66 designation and one year of industry experience. He has held roles at Coppermine, Heritage Financial Consultants, and other organizations prior to joining William Blair. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients, employing an active, research-driven approach across various asset classes and providing access to proprietary models, third-party sub-managers, and private investment opportunities.

Angel Hawthorne is a financial advisor at Empower Advisory Group with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at ICMA Retirement Corporation, GWFS Equities, Inc., and Advised Assets Group, LLC. Outside of his advisory role, he markets telecommunication services through a home-based business with ACN, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm emphasizes long-term portfolio returns within an integrated model connected to Empower’s recordkeeping and administrative platforms.

Thomas Kenney is a financial advisor at TIAA-CREF with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily for individuals with existing relationships through TIAA-administered employer retirement plans, as well as for trusts, estates, partnerships, and small retirement plans. The firm operates within a vertically integrated group and serves as an adviser to a donor-advised fund.

Jeffrey Weiner is a financial advisor with Benjamin F. Edwards & Company, Inc. He holds Series 63 and Series 65 licenses and has 30 years of industry experience. Prior to joining Benjamin F. Edwards in 2013, he worked at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He serves as co-trustee for close family friends' trusts and as trustee for his grandchildren's trust. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporations. The firm provides a range of services including wrap-fee advisory programs, financial planning, investment and retirement consulting, and brokerage services, utilizing both proprietary and third-party investment strategies.