Brandon Fourman is a CFP® professional with seven years of industry experience and is currently with LPL Financial in Centerville, OH. His prior roles include positions at Westminster Financial Securities, Inc. and Wright State University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad network of investment adviser representatives. The firm provides a range of advisory and brokerage services including financial planning, wrap and model portfolio programs, and access to third-party asset managers.

Edward Zdolshek is a financial advisor at Ameriprise with nine years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining Ameriprise in 2023, he worked at Cetera Advisor Networks and Foresters Financial Services. Outside of his advisory role, he serves as an assistant coach for a high school hockey team. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Austin Bernth is a financial advisor with LPL Enterprise based in Centerville, OH. He holds Series 63 and Series 65 licenses and has three years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, JPMorgan Chase Bank NA, and Northwestern Mutual. Bernth is also involved with Pine & Iron Lodge, LLC, a real estate rental business. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, employer-sponsored retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Nathan Saner is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds a Series 66 designation. His prior work includes roles at PNC Investments LLC, PNC Bank, Montgomery Insurance & Investments, and Wright State University. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through independent financial professionals, employing various portfolio management and model-based solutions tailored to client objectives.

Jason Moore is a financial advisor with Raymond James Financial in Dayton, OH, holding Series 63 and Series 65 licenses and with 16 years of industry experience. His prior roles include positions at National Wealth Management Group, LLC and PNC Wealth Management. Outside of his advisory work, he has been involved with Centerville Crossfit since 2017. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm uses analytic tools and risk profiling to tailor non-discretionary planning and consulting aligned with client goals.

David Beyerle is a CFP® and Series 66-registered financial advisor with Robert W. Baird & Co., bringing 12 years of industry experience. He has worked at Robert W. Baird since 2019 and previously held roles at UBS Financial Services. Outside of his advisory work, he is an LLC member of BFE Parking, a non-investment-related business. He is part of The DDK Group at Robert W. Baird, which serves individuals, families, pensions, corporations, and institutional clients by providing a range of financial planning and portfolio management services tailored to client goals and risk tolerances. The firm offers both traditional and complex investment strategies, including discretionary management and overlay services, alongside municipal advisory and public finance capabilities.

James Hyland is a financial advisor with UBS Financial Services in Miamisburg, OH, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He has been with UBS Financial Services since 2007. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management through proprietary research, model-based asset allocations, and a broad range of financial products.

Kent Montgomery is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and six years of industry experience. He previously worked at The Ohlmann Group for three years before joining Cambridge in 2019. Outside of his advisory role, Montgomery is active as a guitarist and vocalist in multiple music groups based in the Dayton, Ohio area. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charities, and trusts. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals, offering a range of portfolio management options that include proprietary models and third-party strategies.

Maxwell Blalock is a financial advisor at UBS Financial Services with six years of industry experience. He has held positions at Nationwide Investment Services Corp and previously at UBS Financial Services, as well as experience at the Hilary Boone Center and the University of Kentucky. He holds Series 63 and Series 66 credentials. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services that include financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services using proprietary research and model-based asset allocations.

David Austria is a financial advisor with Ameriprise in Beavercreek, Ohio, holding a Series 66 designation and five years of industry experience. Prior to joining Ameriprise in 2021, he worked at Deloitte & Touche, LLP and has experience in diverse roles including at Kings Island and Miami University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service focused on written recommendation reports and annual retirement-income planning advice that emphasizes dependable income sources and tax-aware withdrawal strategies.

Jennifer Larue is a financial advisor with Morgan Stanley in Centerville, OH, holding a Series 66 designation and 14 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been associated with Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and sophisticated modeling tools to assist clients in their investment and estate planning needs.

Vickey Parks is a financial advisor with Primerica Advisors in Centerville, OH, holding a Series 63 designation and 20 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2005. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a select number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

William Leonard is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012. Outside of his advisory role, he is involved in managing a family home restoration business through Leonard Homes. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Kelly Luken is a financial advisor at Merrill with 29 years of industry experience. She holds the Series 63 and Series 65 licenses and has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Chapman is a financial advisor with Equitable Advisors in Centerville, OH, holding a Series 66 license and 14 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors LLC, since 2012. Outside of his advisory work, he serves as board member and treasurer for Miami Valley Housing Opportunities, Inc., and is the local chapter president of Game Changers BNI. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party advisory programs.

Charlie Pool is a financial advisor with LPL Financial in Centerville, Ohio, holding a Series 63 designation and 29 years of industry experience. Prior to joining LPL Financial in 2018, he worked at ValMark Advisers, Inc. and Valmark Securities, Inc. from 2005 to 2018. Outside of his advisory role, Pool is a partner and owner of a commercial real estate business that owns the building housing his wealth management firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, providing advice through a large network of investment adviser representatives who use a range of investment strategies.

Sydney Cotton is a financial advisor at Morgan Stanley with eight years of industry experience. Prior to joining Morgan Stanley in 2018, Cotton worked for three years at Wells Fargo Advisors. Cotton holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual plans and Corporate Financial Planning agreements.

Brian Schultz is a financial advisor with Cambridge Investment Research Advisors in Dayton, OH. He holds the ChFC® designation along with Series 63 and Series 66 licenses and has 33 years of industry experience. Prior to joining Cambridge Investment Research Advisors in 2014, he was involved in independent insurance agency work and currently serves as president of BK Schultz Consulting. Additionally, he has a side business related to fur harvesting. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals, offering a range of strategies including proprietary models and access to third-party managers.

Timothy Schmale is a CFP® and Series 66 holder with eight years of experience in the financial services industry. He has been with Edward Jones since 2017 and previously worked for GM Financial from 2010 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors.

Harry Williamson is a financial advisor at Raymond James Financial with 33 years of industry experience. He holds a Series 63 designation and has been with various branches of Raymond James since 2010. Williamson is also the owner of Williams Wealth Advisors, LLC, a non-investment-related support company based in Dayton, OH. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse clientele, including individuals, high-net-worth clients, corporations, and institutional investors, using tailored, non-discretionary approaches supported by analytical tools and risk profiling.