Jacob Yates is a financial advisor with Cetera, holding CFP® and Series 66 credentials and 12 years of industry experience. He has worked at Diamond State Financial since 2014 and has held roles at Minnesota Life Insurance Co and Securian Financial Services. Outside of advisory services, he is involved as an agent and broker in fixed insurance sales. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Seth Immediato is a Series 66 credentialed advisor with Ameriprise in Wilmington, DE, with three years of industry experience. Prior to joining Ameriprise, he worked at the University of Delaware and Delaware Military Academy. He also supports a registered financial advisor through Kimberlee M. O. LLC, assisting with meeting preparation, follow-up, and client services. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and annual advice focused on dependable income and tax-aware withdrawal strategies.

Jeanne Griffith is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. She has been with Wells Fargo Advisors and its affiliate firms since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Kerri Matthews is a financial advisor at UBS Financial Services with nine years of industry experience. She holds the Series 63 and Series 66 designations and has worked at UBS since 2018, following four years at Capital One Investing LLC. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Ketul Mody is a financial professional with 18 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 registrations and has been associated with Cetera and Cetera Wealth Services since 2023. Prior to this, he worked at Diamond State Financial Group and Minnesota Life Insurance Company, among others. Outside of his advisory role, Mody serves as co-secretary and volunteer for the Gujarati Samaj of Delaware, a local Indian community group. Cetera is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides a multi-manager platform offering a range of investment and advisory services through discretionary and non-discretionary portfolio management and access to third-party managers.

Gregory Cella is a CFP® with 10 years of industry experience, currently serving as a financial professional at Cetera since 2023. He has held roles at Diamond State Financial Group since 2016 and worked with Minnesota Life Insurance Company and Securian Financial Services from 2016 to 2023. In addition to advisory services, he has engaged in fixed insurance sales as an agent/broker. Cetera Investment Advisers LLC is an SEC-registered adviser supporting over 10,000 independent advisors nationwide, offering a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients. The firm utilizes a multi-manager platform with various program structures and custodial relationships, managing over $256 billion in assets.

Cassandra Dekis is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Riley Peffley is a financial advisor at Primerica Advisors with three years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Primerica Advisors since 2022. Outside of finance, he has experience in the food service industry and has been affiliated with the University of Delaware since 2020. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Matthew Gehrt is a Series 66-licensed financial advisor with Morgan Stanley in Greenville, DE, bringing 23 years of industry experience. He has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through Financial Advisors and Estate Planning Strategies Groups.

Joseph Vargin is a Financial Consultant and Certified Financial Planner™ with Fidelity Investments, where he currently collaborates with clients to develop and implement customized financial plans aimed at achieving their goals. He employs a holistic planning approach to assist investors through various life stages, focusing on balancing present needs with future financial objectives. Joseph's professional experience includes roles at several financial institutions. He has been a Financial Consultant at Fidelity Investments since 2022. Prior to this, he served as Lead Advisor at Stordahl Capital Management in 2021 and held multiple positions at Charles Schwab from 2017 to 2021, progressing from Financial Services Professional to Vice President - Financial Consultant. He also worked as a Financial Services Professional at New York Life Insurance Company from 2015 to 2016.

Tamara Whiteside is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. She holds the Series 66 designation and has worked at JPMorgan Securities LLC since 2008 and JPMorgan Chase Bank NA since 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

Kevin Russo is a financial professional with Cetera and its affiliated entities, holding Series 63 and Series 65 credentials and three years of industry experience. Prior to his current role, he has worked in insurance and advisory services with Diamond State Financial Group. Outside the financial sector, he owns a fashion business and works in food and beverage service. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse investment strategies and portfolio management options, overseeing substantial assets through a nationwide network of advisors.

Amanda Price Ransom is a financial advisor at Merrill with 23 years of industry experience. She holds a Series 66 license and has worked at Merrill since 2009 and Bank of America, N.A. since 2019. Outside of her advisory role, she serves on the board of the Moorestown Youth Football Association High School Boosters, operates a small record label, participates in planning events for the Friends of the Moorestown Library, and is involved with the Emergency Ready Project, a nonprofit focused on providing life-saving education and supplies to underserved communities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Trevor Johnson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he is a partial owner of Voodoo Lacrosse, LLC, a company that sells lacrosse equipment. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides brokerage and advisory solutions supported by research and analytics.

Sydney Balint is a financial advisor at Morgan Stanley with three years of industry experience. Prior to joining Morgan Stanley in 2025, Balint worked at Lincoln Financial Group and OSAIC. Outside of finance, Balint is involved in the fitness industry as a group fitness coach, personal trainer, and nutrition coach. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and employer-based financial planning agreements.

John Marble is a Series 66-licensed financial advisor with Wells Fargo Clearing in Newark, DE, where he has worked for 10 years. He has 20 years of industry experience, including seven years with Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Amanda Macfarland is a Series 66-licensed financial advisor at Merrill with 10 years of industry experience. She has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Lloyd III is a financial advisor with LPL Financial in Wilmington, DE, holding Series 63 and Series 65 licenses and having 14 years of industry experience. He previously worked at Lincoln Financial Distributors for six years before joining LPL Financial in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Patrick Dougherty is a financial advisor with Wells Fargo Advisors in Wilmington, DE, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has been with Wells Fargo Advisors since 2016 and briefly worked at Portfolio One New York, LLC prior to that. Outside of his advisory role, he serves on the board of trustees for the Robert Carwithen Music Foundation, participating in scholarship selection and meeting preparation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including niche areas such as business-owner transition planning and special-needs analysis, delivered through tailored recommendations based on proprietary research and tools.

Mark Slapcinsky is a financial advisor with Ameriprise in Middletown, DE, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entity since 2005. Ameriprise provides a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, delivering written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a largely automated process overseen by specialized teams, serving clients through a broad range of advisory, brokerage, and insurance solutions.