Evan O'Leary is a financial advisor with Empower Advisory Group, holding a Series 66 designation and two years of industry experience. His prior work includes roles at US Capital Advisors and various positions outside the financial sector. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s integrated model emphasizes long-term portfolio returns and annual rebalancing within selected plan lineups.

Jennifer Sangillo is a financial advisor at Janney Montgomery Scott with five years of industry experience. She holds Series 63 and Series 66 registrations and has been with Janney Montgomery Scott and its affiliates since 2000. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate clients, and municipal entities, offering a range of brokerage, financial planning, and advisory services.

Kathleen Barrett is a financial advisor at Lincoln Investment with five years of industry experience. She holds Series 63 and Series 66 licenses. Prior to joining Lincoln Investment, she worked at Simone Campbell Tax Consulting LLC and several other companies in various roles. Lincoln Investment Planning, LLC is an enterprise investment advisory and broker-dealer serving a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, consulting, and portfolio management with a focus on tailor-made allocations supported by an in-house Investment Management & Research team and third-party managers.

Christine Nealis is a financial advisor at TD Private Client Wealth LLC with two years of industry experience. She holds a Series 66 designation and previously worked at Raymond James Financial Services and TD Bank. Outside of her advisory role, she is an associate at Anchor Financial, where she is involved in sales, marketing campaigns, and monitoring annuities and life insurance policies. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm combines strategic and tactical asset allocation with investments from affiliated and third-party managers, offering portfolio management and financial planning support through a technology platform.

Scott Abernethy is a CFA® charterholder with two years of industry experience. He is currently with TIAA-CREF, where he has worked since 2025 following a prior tenure at Tiaa beginning in 2005. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm combines point-in-time planning services with ongoing discretionary management and serves as adviser to a donor-advised fund.

Barbara Bauer is a financial advisor at Valic Financial Advisors with 38 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including AGIA, OSAIC Services, Citizens Securities, and TD Wealth Management Services. Outside of advisory services, she is also an agent for non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, and employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning through a large network of advisors, utilizing Envestnet’s platform for discretionary unified managed accounts and overlay services.

Robert Schimeneck is a financial advisor with Valic Financial Advisors holding Series 66, Series 65, and Series 63 licenses and 19 years of industry experience. His prior roles include positions at Key City Capital, J. Alden Associates, and DLP Capital Advisors LLC. He is based in Mount Laurel, NJ. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors utilizing advanced technology and model solutions.

Susan Marino is a financial advisor with Lincoln Investment in Marlton, NJ, holding Series 63 and Series 65 credentials and over 26 years of industry experience. Her prior experience includes more than a decade at Van Eck Associates Corporation and Van Eck Securities Corporation. Lincoln Investment Planning, LLC serves a broad range of clients including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a particular focus on educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that constructs strategic model portfolios and employs third-party managers.

Nicholas Pierson is a financial advisor at TD Private Client Wealth LLC with a Series 66 credential and two years of industry experience. His prior roles include positions at Cetera, Diamond State Financial Group, and Rowan University, among others. Outside of finance, he has been involved with the Gloucester Township Recreation Department. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services primarily to institutional and high-net-worth private clients. The firm uses a combination of strategic and tactical asset allocation with affiliated and third-party sub-managers to construct portfolios, providing ongoing portfolio management and financial planning support.

Robert Lutz Jr. is a financial advisor with Commonwealth Financial Network in Cherry Hill, NJ, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Lincoln Financial Network and INVEST Financial Corp. He is also involved in fixed insurance sales, dedicating a portion of his professional time to this activity. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors, providing a range of advisory programs and back-office services. The firm offers discretionary model portfolios, customized investment solutions, and a platform with extensive operational and compliance support.

Sean Lore is a financial advisor at Equity Services, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at firms including National Life Group, Citizens Securities, Inc., and PNC Investments LLC. Outside of his advisory role, he is also an insurance agent with Evolution Financial Group. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, utilizes third-party asset managers and model portfolios, and combines long-term strategies with options for shorter-term trading and specialized instruments.

Stephen Mc Entee is a financial advisor at Lincoln Investment with four years of industry experience. He holds the Series 66 designation. His prior work experience includes roles at Capital Analysts and Milestone Wealth Management. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving individual and high-net-worth clients, trusts, charities, and retirement plans, including 403(b) and 457(b) programs. The firm offers financial planning, portfolio management through model portfolios, and access to third-party managers, supported by an in-house investment management and research team.

Gregory Mikolajczak is a financial advisor with Lincoln Investment who holds Series 63 and Series 65 designations and has 25 years of industry experience. He has been affiliated with Lincoln Investment Planning, Inc. since 1999 and has worked concurrently at Flyer's Skate Zone and Camden County College for over two decades. Lincoln Investment Planning, LLC is an enterprise investment advisory and broker-dealer serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm employs an in-house Investment Management & Research team to construct strategic portfolios and offers both advisor-led and firm-managed investment solutions.

Michele Gravlin is a financial advisor with Lincoln Investment in Marlton, NJ, holding a Series 66 designation and possessing 31 years of industry experience. She has been with Lincoln Investment Planning, Inc. since 1995. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, consulting, and portfolio management with a focus on advisor-led strategies and employs an in-house Investment Management & Research team that constructs strategic model portfolios and adaptive investment strategies.

Shawn Bedford is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Principal Securities Inc. and Principal Life Insurance Company since 2016. Bedford also serves as a designated bank officer for Principal Bank and Principal Trust Company, supporting retirement plan account relationships across the firm’s insurance, broker-dealer, and bank/trust offerings. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Keith Herman is a Series 66-registered financial advisor with 20 years of industry experience. He has been with United Planners' Financial Services of America since 2017 and previously worked at Summit Brokerage Services. Outside of his advisory role, he is a partner in Haddon Advisory Group, a non-investment-related partnership. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates as both a registered investment adviser and broker-dealer, offering financial planning, portfolio management, and brokerage solutions through an open-architecture platform with multiple custodians and third-party money managers.

Barbara Headley is a financial advisor with Commonwealth Financial Network, holding the ChFC® designation and Series 63 and Series 65 licenses, with 39 years of industry experience. She has worked at Commonwealth Financial Network since 2024 and previously worked for Cetera Advisors LLC for eight years. Outside of her advisory role, she serves as secretary and site manager for the Willow Ridge Office Park Condo Association in Marlton, NJ. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad range of managed-account programs and access to third-party asset managers, providing comprehensive trading, reporting, and custody services.

Matthew Dansker is a financial advisor with Lincoln Investment in Marlton, NJ, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Lincoln Investment since 2014 and previously worked at Merrill and A. G. Edwards & Sons, Inc. His career includes over a decade at Lincoln and several years at notable firms earlier in his career. Lincoln Investment Planning, LLC is an enterprise investment advisory and broker-dealer serving a diverse client base, including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm’s investment approach involves strategic model portfolios developed by an in-house Investment Management & Research team, use of third-party managers, and a range of financial planning and portfolio management services.

John Torrence is a financial advisor at Farther with 32 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Masso Torrence Wealth Management Inc. and Commonwealth Financial Network. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm employs Modern Portfolio Theory in its investment approach, using proprietary model portfolios with algorithmic rebalancing and a mix of ETFs, mutual funds, equities, fixed income, and independent managers.

Garrett Mayhart is a financial advisor with Valic Financial Advisors in Mount Laurel, NJ, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior roles include positions at Mass Mutual Investors Services and MassMutual Life Insurance Company. He is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, using discretionary unified managed accounts and technology-driven model solutions.