Steven Kranzley is a financial advisor at Ameriprise in West Grove, PA, holding Series 63 and Series 65 designations with 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory role, he owns a retail business called Kranzley Group and participates in a residential solar referral program. Ameriprise offers retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to create personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Paul Bechly is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds the CFP® and CFA® designations and has worked at Morgan Stanley Private Bank, N.A. since 2015, and Morgan Stanley Smith Barney LLC since 2009. Outside his advisory role, he is involved with Bizybiz LLC, a consulting firm, and serves as an arbitration panel member for FINRA. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, emphasizing structured financial planning and utilizing firm-approved tools to model outcomes. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Danielle De Vard is a financial advisor at Merrill with Series 63 and Series 65 licenses and one year of industry experience. She has worked at Bank of America, N.A., and held positions at several insurance and financial service firms. Outside of advising, she owns Modern Now Innovations LLC, which licenses a patent for an adjustable needle designed for tailoring clothing. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Paul Gibler is a financial advisor at Ameriprise with 33 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its predecessor, American Express Financial Advisors Inc., since 1993. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice. The firm utilizes internal research, third-party data, and algorithmic tools while operating within a defined investment universe that includes affiliated product offerings.

Kevin Brandt is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets through a range of advisory programs and institutional relationships.

Eric Donato is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has previously worked at Envestnet, Massachusetts Mutual Life Insurance Company, and CREATIVE Financial Group. His background also includes four years at Holy Family University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Miles Nissly is a financial advisor with LPL Financial in Wilmington, DE, holding a Series 66 designation and two years of industry experience. His prior work includes positions at Covenant Wealth Strategies, Liberty University, Ameriprise Financial, and Hudson Ford. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a broad range of investment strategies and advisor support tools.

Bradley Foy is a CFP® with 27 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He has held positions at several firms, including Bassett, Dawson & Foy Inc. and Life Brokerage LLC. In addition to his advisory role, he is an advisory board member of Fancaster Inc., where he provides periodic strategic advice. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools to support client goals, with a broad network of advisors and unique services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Charles White is a financial professional at Cetera with one year of industry experience. He holds a Series 66 designation and has been associated with Cetera and related entities since 2024. Outside of advising, he has managed a field lining and painting services business for eight years. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Robert Bechtold is a financial advisor with Osaic Wealth, Inc. in Avondale, Pennsylvania, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His career includes roles at Morgan Stanley, Securities America Advisors, and Securities Service Network. He also operates an investment advisory business, WL Bechtold & Co. Osaic Wealth serves a diverse client base including individuals, institutions, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, utilizing advanced portfolio construction tools and third-party money management solutions.

Wanying Zhao is a financial advisor with Morgan Stanley in Greenville, DE, holding a Series 66 credential and three years of industry experience. Prior to joining Morgan Stanley in 2022, Zhao operated an online business selling cosmetic and electronic products through LPDFZ LLC, which she owns and manages independently. Morgan Stanley Wealth Management offers a broad range of advisory services to individuals and institutions, providing tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers investment programs alongside estate planning and corporate financial planning agreements.

Matthew Geraci is a CFP® professional affiliated with LPL Financial, with 16 years of experience in the financial services industry. He has worked at Janney Montgomery Scott, Securities America Advisors, and OSAIC prior to joining LPL Financial. He is also involved with G2Financial LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies supported by advanced operational and research tools.

Richard Cook is a financial advisor with Mass Mutual Investors Services in Newark, DE, holding CFP® and ChFC® designations and having 15 years of industry experience. He previously worked at MetLife Securities Inc. from 2011 to 2017 and has been with MassMutual Life Insurance Co. since 2016. Outside of his advisory role, he serves as an insurance agent and is a partner in an LLC formed to manage payroll for his assistant. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative annual planning engagements using firm-approved analytical tools and offers various investment and educational programs.

Stuart Cameron is a financial advisor with Cetera, holding Series 63 and Series 66 registrations and 24 years of industry experience. He has been associated with Cetera Wealth Services since 2013 and Wharton Investment Consultants since 2011. Outside of advising, he works as an independent insurance agent specializing in disability, life/accident/health, and long-term care insurance. Cetera Investment Advisers LLC operates a nationwide network of over 10,000 independent advisors and manages more than $256 billion in assets. The firm serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, offering a range of portfolio management and financial planning services through multiple program structures.

Ryan Lynch is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and six years of industry experience. His career includes roles at Merrill and multiple positions within Fidelity. Outside of his advisory work, he has experience in the restaurant industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, including retail and institutional investors, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction using mutual funds, ETFs, and ETPs.

Edward Kassab is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® and Certified Exit Planning Advisor (CEPA®) designations, as well as being recognized as a Personal Investment Advisor (PIA). With over a decade of experience, Edward develops tailored financial strategies for individuals, families, and business owners, focusing on significant life transitions. Throughout his career, Edward has assisted clients in managing various financial scenarios, including business transitions, job changes, college planning, retirement preparation, and concentrated stock positions. His approach emphasizes flexibility and client-focused strategies, aiming to understand each client's unique financial goals. Edward earned his Bachelor's Degree from Temple University's Fox School of Business. Outside of his professional role, he enjoys fishing, music, skydiving, and spending time with his family, including his wife Mallory, their son Leo, and their dog KC.

Matthew Von Worrall is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2017. Prior to his career in finance, he was employed by Adidas and spent four years at Monmouth University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Brown is a Financial Consultant currently working at Fidelity Investments since 2022. He specializes in developing personalized financial strategies by building relationships based on trust, empathy, and open communication. Prior to his current role, Andrew worked as a Financial Solutions Advisor at Merrill Lynch, Pierce, Fenner & Smith from 2018 to 2022. Before that, he served as a Workplace Investment Advisor at T. Rowe Price from 2013 to 2018. Andrew's approach to financial planning involves understanding each client's unique goals, values, and aspirations to create tailored strategies that aim to bring clarity, confidence, and a greater sense of financial well-being.

Ellen Donahue is a financial advisor with Mass Mutual Investors Services and holds the ChFC® and Series 66 designations. She has 18 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Co. Donahue is the owner of EMD Consulting, LLC, an entity used for business expense management. Mass Mutual Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and investment services to individuals, business owners, trusts, and charitable organizations. The firm offers a range of solutions including asset management, wrap programs, and educational seminars.

Joseph Kicinski Jr. is a ChFC® and Series 66-licensed financial advisor with Edward Jones, based in West Chester, PA, and has six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Infiniti of West Chester from 2011 to 2019. Outside of his advisory role, he serves as Vice President of the Malvern, PA chapter of Business Networking International (BNI). Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.