Teotihuacan Ngatuvai is a CFP® professional with 28 years of experience, currently serving at Fidelity. His career includes extensive tenure within various Fidelity entities since 2000. He is associated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Michael Stephens is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Fidelity Investments and Uber. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm operates within the larger J.P. Morgan organization and offers non-discretionary advisory services through a select group of Wealth Advisors.

Stephen Johnson is a financial advisor with Raymond James Financial in Alpine, Utah, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Raymond James Financial since 2009. Outside of his advisory role, he serves on the board of Rose Park Elementary, where he is involved in charitable fundraising efforts to support underprivileged families. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension plans, charitable organizations, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored strategies developed through risk profiling and firm research, with a notable portion of its advisory business conducted on a non-discretionary basis.

Rachel Metallo is a Financial Consultant currently working at Fidelity Investments since 2024. She has extensive experience in the financial services industry, having held roles such as Financial Advisor at Morgan Stanley from 2023 to 2024 and at Metlife and AXA Advisors in 2016. She also worked as a Financial Consultant at E*TRADE Capital Management from 2018 to 2024 and served as a Financial Engines Advisor Project Manager from 2017 to 2018. Prior to these roles, Rachel was a Manager at TD Ameritrade from 2005 to 2015. Rachel holds insurance licenses in Arkansas and California. She focuses on partnering with clients to analyze their investments and develop straightforward plans centered around their financial goals, comfort levels, and needs. Her approach emphasizes being a dedicated partner in her clients' financial journeys. Outside of her professional life, Rachel enjoys activities such as football, hiking, snowboarding, outdoor adventures, social events with friends, and parenthood.

Jacob Jordison is a financial advisor with LPL Financial in Riverton, Utah, holding a Series 66 designation and 18 years of industry experience. He has worked at LPL Financial since 2019 and has prior experience at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank. Jordison is also associated with Mountain American Credit Union. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research from internal and third-party sources.

Joram Jensen is a financial advisor at UBS Financial Services with nine years of industry experience. He has previously worked at Bank of America and Merrill Lynch. Jensen holds the Series 66 designation. He is also a co-owner of a family rental property business in St. George, Utah. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of investment and capital markets solutions.

Erik Pearson is a financial advisor with Equitable Advisors in Draper, Utah, holding a Series 66 designation and six years of industry experience. His work history includes roles at Wheeler Machinery Co. and Clyde Companies, Inc., prior to joining Equitable Advisors in 2020. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to offer advisory and brokerage solutions.

Mark Knutson is a CFP® professional with 42 years of industry experience, currently affiliated with OSAIC since 2024. He previously spent 21 years at Woodbury Financial Services. Outside of his advisory role, he owns a sole proprietorship called Simply Divine Cheesecakes, which produces and distributes cheesecakes. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm utilizes various asset-allocation tools and offers integrated brokerage, advisory services, and access to third-party money managers.

Nathan Garner is a financial advisor with Merrill in American Fork, Utah, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at firms including Bank of America, TIAA, and Fidelity. Outside of his advisory role, he teaches motorcycle safety courses part-time and provides consulting services for a small business specializing in artificial intelligence management. Merrill offers managed account services through the Select Portfolio Solutions program, serving a wide client base including individuals, high-net-worth clients, and institutional investors with model-based and discretionary investment strategies integrated within Bank of America’s platform.

Eric Azevedo is a financial advisor with Wells Fargo Advisors in Lehi, Utah, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Wells Fargo Clearing and Edward Jones, as well as a 20-year career in the United States Marine Corps. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using Wells Fargo research and planning tools to develop tailored recommendations.

Rachel Winfield is a Series 65-licensed financial advisor with Fisher Investments in Saratoga Springs, Utah. She has 11 years of industry experience and has been with Fisher Investments since 2011. Fisher Investments provides discretionary portfolio management and advisory services to a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals. The firm uses a centralized investment approach combining quantitative screening, qualitative research, and tax-aware processes to construct globally diversified portfolios.

Steven Fox is a financial advisor at LPL Financial with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2019, following six years at D.A. Davidson & Co. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services with both discretionary and non-discretionary management options.

Dorne Hall is a financial advisor at LPL Financial with 35 years of industry experience. He has held positions at Ameriprise, Ameriprise Financial Advisors Inc., Metlife Securities, Inc., and Metropolitan Life Insurance Company. Outside of his advisory role, Hall is involved with several businesses including Boxfin Financial and Halls of Glory, Inc. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning, retirement consulting, and access to model portfolios supported by both in-house and third-party research.

Curtis Ramsay is a Series 66 licensed financial advisor with J.P. Morgan Securities, where he has worked since 2012. He has 18 years of industry experience, including prior roles at JPMorgan Chase Bank and Granger Professional Pharmacy. Outside of his advisory work, he owns and operates an Instagram-based business called Stick to the Pavement. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

Brady Christensen is a financial advisor at Equitable Advisors with four years of industry experience. He holds a Series 66 designation and has worked in various roles including time with Kyle B. Christensen and involvement in multiple entrepreneurial ventures. Outside of financial advising, he serves as an ambassador for ChamberWest Chamber of Commerce and is a committee member for the Utah Valley University Prospective Student Association Alumni Committee. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer and works extensively with program sponsors and third-party managers to deliver advisory and brokerage solutions.

Michael Bateman is a financial advisor with Osaic Wealth, Inc. based in Provo, Utah, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. He has worked at Osaic Wealth since 2025 and previously with Independent Financial Group LLC for over two decades. Bateman is also president of Bjo Capital Management, Inc., where he provides economic and tax revenue analysis for the State of Utah. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party solutions to construct portfolios across various asset classes, managed on discretionary or non-discretionary bases.

David Moore is a Series 66-licensed financial advisor with Edward Jones in Provo, UT, and has one year of industry experience. He previously worked at Nextgear Capital for 11 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

Daniel Montesinos is a financial advisor with Merrill and holds Series 63 and Series 65 licenses. He has 19 years of industry experience, having previously worked at Morgan Stanley, Wells Fargo Clearing Services, and E*TRADE. Outside of his advisory work, he also works as a delivery contractor for DoorDash. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Braeden Cutler is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial services and advice to clients, assisting them in managing their wealth and investments. His professional responsibilities involve working within the wealth management line of business at Merrill Lynch. Specific details about his experience, expertise areas, education, credentials, personal interests, and community involvement are not provided.

John Holmgren is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliate since 1996. Outside of his advisory role, Holmgren serves on the board of directors for Parker Theatre in South Salt Lake, UT. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to generate tailored, non-discretionary recommendations delivered through a centralized consulting team.