Frederick Azzurro is a financial advisor at OSAIC with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Securities America Advisors and AXA Advisors. Azzurro is also involved as a member in several LLCs unrelated to investment activities and serves as a trustee administering a family trust. OSAIC serves a diverse client base that includes individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various investment types.

Carolyn Smith Lo Giudice is a financial advisor at LPL Financial with 12 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Ameriprise and HSBC in various capacities. She is also involved with Certainty of the Uncertainty, LLC, an advisor-owned entity established to manage her practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Sally Wing is a financial advisor at Cetera with 30 years of industry experience. She holds a Series 63 designation and has been associated with Cetera and its affiliates since 2013. She is also the owner of Priority Wealth Management LLC, where she provides investment services and fixed insurance sales, including life, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Daniel Treacy is a financial advisor with Equitable Advisors based in Melville, NY. He holds the Series 66 designation and has 10 years of industry experience. Prior to his current role, he was affiliated with Axa Advisors, LLC. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers, operating with a hybrid referral and implementation model that combines advisory and brokerage channels.

William Riechert is a financial advisor with Mass Mutual Investors Services who holds 56 years of industry experience. Prior to joining Mass Mutual in 2017, he worked at MetLife Securities for 15 years. He is also an independent insurance agent at Riechert Financial Group, focusing on disability, life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses firm-approved software for financial analysis and offers a variety of planning programs, including recently introduced divorce planning services.

Sigrid Goltz is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 30 years of industry experience. She has worked with MassMutual entities since 2005, including MSI Financial Services and MassMutual Life Insurance Company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved analysis tools and offering event-driven planning services such as divorce and estate settlement planning.

Thomas Odonnell Jr. is a financial advisor at Stifel with 33 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2009 and holds Series 63 and Series 65 licenses. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment strategy methodology. The firm provides fee-based financial planning and asset allocation guidance relying on forward-looking capital market assumptions and probabilistic modeling.

Olivier Allain is a financial advisor with Cetera who holds a Series 63 designation and has 25 years of industry experience. Prior to joining Cetera in 2025, he worked for Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. for 10 years. Outside of his advisory role, Allain also works as a real estate agent with Charles Rutenberg Realty, Inc. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, with access to various investment strategies and program structures.

Joseph Bonifazio is a financial advisor with J.P. Morgan Securities in Ronkonkoma, NY. He holds Series 63 and Series 66 licenses and has two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at David Lerner Associates for three years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Angelo Gallo is a financial advisor with Equitable Advisors in Melville, NY, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Equitable Advisors, he worked in various roles including positions at Red Jug Pub and Uncle Giuseppe's Marketplace. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage channels tailored through a documented client intake process.

Michael Sackstein is a financial advisor with Osaic Wealth, Inc. based in Commack, NY. He holds Series 63 and Series 66 licenses and has 26 years of industry experience, including roles at American Portfolios Advisors Inc. since 2015. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutional entities, offering brokerage and advisory services, financial planning, retirement consulting, and access to various managed account solutions. The firm employs advanced asset-allocation tools and supports both discretionary and non-discretionary portfolio management across multiple investment types.

Michael Fragala is a financial advisor with Equitable Advisors in Melville, NY. He holds a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he worked at EOS Investors and ZCG, and he also operates MJF Accounting Services Inc. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, working extensively through program sponsors and endorsed platforms to deliver advisory and brokerage solutions.

Robert Cody is a financial advisor with Equitable Advisors, holding a Series 66 designation and beginning his career in 2026. Prior to joining Equitable Advisors, he gained diverse work experience across various industries, including roles at JJ Coopers and American Whiskey. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage services tailored to client goals, risk tolerance, and time horizon.

Joseph Cataldi is a CFP® with 10 years of industry experience, currently with LPL Financial since 2026. He has prior experience at Northwestern Mutual Wealth Management Company and Robert Edward Johnson. Outside of his advisory career, he is involved with The Rite Bite Nutrition Counseling LLC. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by extensive research and technology tools.

Daniel Toepfer is a financial advisor with Equitable Advisors, holding a Series 66 designation and 25 years of industry experience. He has been with Equitable Advisors since 2000 and previously worked at Axa Advisors, LLC for 20 years. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Russell Lusterman is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 63 designation and has worked at Cetera since 2004. In addition to his advisory role, he owns and operates two CPA firms providing accounting, tax preparation, and bookkeeping services, and he is also a notary. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various investment and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated managers.

Troy Prochazka is a financial advisor with Charles Schwab, holding Series 63, 65, and 66 designations and bringing 25 years of industry experience. His prior roles include positions at Fisher Investments and Fidelity, where he worked from 2013 to 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm offers a combination of non-discretionary and discretionary investment guidance, leveraging multi-asset model portfolios and a centralized operational structure.

James Filonuk is a financial advisor at Ameriprise with 25 years of industry experience. He holds the Series 63 designation and has previously worked at Cetera and Glatman & Filonuk Wealth Management. Outside of his advisory role, he is involved in accounting and tax preparation through his ownership and treasurer position at Glatman & Filonuk CPAs PC. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to develop personalized recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Laura Rudolph is a financial advisor at J.P. Morgan Securities with 36 years of industry experience. She holds Series 63 and Series 65 designations and has worked at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 1994. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Marshall Manoff is a financial advisor with Equitable Advisors in Melville, NY, holding a Series 66 designation and 17 years of industry experience. He has been with Equitable Advisors since 2008 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he is involved with Blue Cove Capital LLC and serves as a member of MaWa Capital, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services to client goals and risk tolerance.