Richard Suraci is a financial advisor with Primerica Advisors in Hamden, CT, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked with Primerica Advisors since 1989 and Primerica Financial Services since 1991. Outside of advising, he is involved with Christian Question Inc, a role he has held since 2000. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited selection of separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with trading and implementation delegated to BNY Mellon Advisors.

John Grillo is a CFP® certificant with over 31 years of industry experience. He is currently associated with Cambridge Investment Research Advisors and previously operated Grillo & Associates for 23 years. Outside of his advisory role, he serves as a board member of the Atlanta Neuroscience Foundation and is a partner in a charter boat business. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports discretionary and non-discretionary management across multiple platforms and provides access to third-party advisers and proprietary model strategies.

Robert Hoynes is a financial advisor at LPL Financial with 25 years of industry experience. He holds the ChFC® designation and the Series 66 license. Prior to joining LPL Financial in 2019, he worked at Sagepoint Financial, Inc., OSAIC Services, Inc., WealthSpire Advisors, and Osaic FA, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lindsey Shaffner is a Financial Consultant at Fidelity Investments, a role she has held since 2025. Prior to this, she served as a Planning Consultant at Fidelity Investments from 2023 to 2025. Lindsey has extensive experience in the financial sector, having worked as an Equity Trader at Neuberger Berman from 2006 to 2021. In her current position, Lindsey focuses on building trusted relationships by understanding each client's goals and partnering with them to develop personalized financial plans aimed at long-term success. Outside of her professional work, her personal interests include spending time at the beach, comedy, fitness, social events with friends, movies, and reading.

Steven Tillona is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His career includes long tenures at LPL Financial and Cetera Advisors LLC, among other firms. Outside of his advisory work, he serves as an adjunct professor teaching personal finance, sits on the board of a nonprofit serving persons with disabilities, and owns a tax preparation business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management options, including discretionary and non-discretionary strategies, model portfolios, and access to third-party managers.

Robert Outtrim Jr. is a financial advisor with Merrill in New Haven, CT, holding Series 63 and Series 65 credentials and nearly 50 years of industry experience. He has worked at Merrill since 1976 and has been associated with Bank of America since 2009. Outside of his advisory role, he serves on the audit committee of the New Haven Lawn Club. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of clients including individuals, high-net-worth investors, and institutional entities.

Bryan Kotlarz is a CFP® and Series 66-registered financial advisor with 13 years of industry experience. He has worked at OSAIC since 2023, following prior roles at Sagepoint Financial, Inc. and TD Private Client Wealth LLC. Outside of advisory work, he serves as CFO of Diant Pharma and operates BK Capital LLC, an investment management firm. OSAIC serves a diverse range of retail and institutional clients with brokerage and advisory services delivered through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, offering discretionary and non-discretionary strategies, third-party managers, and proprietary models.

Brett Hutchison is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides guidance and support to clients in managing their financial assets. He holds a Bachelor's Degree from Quinnipiac University.

Christopher Podkowiak is a financial advisor at Primerica Advisors with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked with Primerica in various capacities since 2010. Outside of advising, he has been serving at the Probate Court of Berlin, CT since 2015. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and operates at scale with thousands of advisors and billions in assets under management.

Chelsea Spencer is a financial advisor at Cetera with nine years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Foresters Financial Services and in the hospitality sector. Outside of her advisory role, she is involved with New View Wealth Management LLC, operating under Cetera Business. Cetera Investment Advisers LLC provides services through a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

George Kovka is a financial advisor at LPL Financial with 44 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Securities America Advisors and National Planning Corporation. Outside of his advisory role, Kovka is a notary public and is involved with a marketing entity called Barbara Butler Artist Builder Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports its investment adviser representatives with model portfolios, third-party asset management, and advanced operational tools, serving over 22,800 advisors and managing substantial discretionary assets.

Frederick Condit is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in managing equity compensation plans for corporate executives and implementing tax minimization strategies for concentrated stock positions. Frederick provides customized planning services, including college savings and family wealth management strategies, tailoring his approach to clients’ specific needs and risk tolerance. He focuses on areas such as personal retirement planning, retirement income, and tax minimization. Frederick holds a Bachelor’s Degree from Suffolk University and has earned the Personal Investment Advisor (PIA) designation. He is committed to community involvement and participates in local initiatives such as Saint Vincent's Swim Across the Sound. Based in Seymour, Connecticut, Frederick lives with his fiancé and their four cats. Outside of work, he enjoys boating, skiing, cooking, and following professional sports teams including the New York Yankees and Philadelphia Eagles.

Angelo Pederson is a financial advisor with Merrill and holds a Series 66 designation. He has one year of industry experience and previously worked at Modern Woodmen of America. Outside of finance, he has experience in various roles including teaching at Central Connecticut State University and involvement with small businesses such as Just Cracks LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, combining internal and third-party management with a range of asset allocation approaches.

Jason Marsh is a financial advisor at Edward Jones with 11 years of industry experience. He has been with Edward Jones since 2014 and holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Christopher Young is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with MML Investors Services and MassMutual Life Insurance Company since 2015. Outside of his advisory role, he is also involved in insurance brokerage, focusing on individual life and fixed annuities through Guggenheim Life and Annuity. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative annual planning engagements without discretionary investment authority.

Matthew Hyres is a financial advisor with Merrill in New Haven, CT, holding Series 66 and Series 63 credentials and six years of industry experience. His prior roles include positions at Bank of America, The Vanguard Group, and Fidelity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to a range of clients including individuals, high-net-worth investors, and institutional entities.

Daniel Grove is a financial advisor with Mass Mutual Investors Services in Hamden, CT, holding Series 63 and Series 65 credentials and four years of industry experience. He previously worked at State Farm Insurance for 15 years. Outside of advisory work, he is also licensed as an insurance agent, focusing on life, disability, long-term care, fixed annuities, and health insurance products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing firm-approved analytical tools and offering collaborative, annual planning engagements.

Susananne Bailey is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has previously worked at Lincoln Financial Securities before joining Merrill and its affiliate Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Costa is a Series 66 licensed financial advisor with Merrill in New Haven, CT, bringing three years of industry experience. He has previously worked at Bank of America for eleven years before joining Merrill in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Jason Phillips is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Cetera and its affiliated firms since 2019. Outside of his advisory work, he has been involved with youth sports organizations, including a role with the Greater New Haven Warriors Youth Hockey League. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing various program structures and investment options to accommodate diverse client needs.