John Berkery is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. His career includes 18 years at Bank of America prior to joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and firm-approved planning tools to support financial planning.

Conor Kennedy is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, he worked at Kennedy Incorporated and Castle Hill. Outside of finance, Kennedy is a freelance jazz musician and serves as co-editor and director of a nonprofit literary journal, Encyclopedia Prismatica. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Jeffrey Allison is a financial advisor with MassMutual Investors Services in East Providence, RI. He holds the ChFC® designation and a Series 63 license, with 40 years of industry experience. His prior work includes roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing firm-approved tools to analyze client goals and deliver written recommendations.

Stephen Poplaski is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Bank of America, H&R Block, and engagements in small business ventures such as Asia Grille LLC and Pranzi Catering. He has also worked in state government and spent several years self-employed. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

William Killeen is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Suburban Supply, Home Depot, and Fairfield University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Patrick Buffa is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and 52 years of industry experience. His previous roles include positions at IFP Securities LLC, Independent Financial Partners, and NBC Securities, Inc. He is currently based in Providence, RI. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Lorraine Sloper serves as a Senior Financial Advisor and senior partner in The Sloper Zawerucka Group at Merrill Lynch Wealth Management. With over 38 years of experience in the financial services industry, she specializes in retirement accumulation and income strategies, portfolio management, and wealth preservation. Lorraine works with affluent families, providing goals-based holistic financial planning and customized investment strategies with an emphasis on managing risk in challenging markets. Throughout her career, Lorraine has developed expertise in private bank and trust services, assisting high net worth clients in wealth management and preservation. She holds the Chartered Retirement Planning Counselor (CRPC) designation and is a Personal Investment Advisor (PIA). Her educational background includes a bachelor's degree from the University of Massachusetts and attendance at Bentley College. Lorraine is involved in community organizations, having served on the boards of the Animal Rescue League and Community Foundation, as well as affiliations with New Hope, Inc. and the Rotary Club of Attleboro. Her personal interests include interior decorating, music, reading, singing, spending time with family, and swimming.

John Evers Jr. is a financial advisor with LPL Financial, holding Series 65 and Series 66 designations and bringing 26 years of industry experience. He previously worked at Merrill for 10 years and has been associated with G.A. Repple & Company since 2020. Outside of his advisory work, he operates an online business selling Magic: The Gathering cards through tcgplayer.com. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, and other institutions nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and technology-driven strategies.

Steven Heslinga is a CFP® professional with 13 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Patricia Craddock is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. Her career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, as well as Citigroup Global Markets. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Stephen Rozzero is a Senior Financial Advisor at Merrill Lynch Wealth Management and leads the Rozzero Group. He has been with Merrill Lynch since 2007 and works with individuals and families to integrate investment planning and portfolio management. As a Portfolio Manager, he manages personalized or defined investment strategies on a discretionary basis, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He holds the Chartered Retirement Planning Counselor™ (CRPC™) designation certified by the College for Financial Planning Institutes Corp., as well as the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Stephen attended the University of Rhode Island without degree conferral and completed his high school education at School One. Stephen lives and works in Providence, Rhode Island. He enjoys long distance running, frequently participating in charitable road race events, and also spends time cooking and with his family.

Jonathan Carafotes is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He has previously worked at Goldman Sachs, Bradley Foster and Sargent, and several other firms. Outside of his advisory roles, he was involved with the Trinity College Career and Life Design Center from 2022 to 2024. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Cody Anter is a Series 66-licensed financial advisor at Merrill with two years of industry experience. His previous work includes roles at Bank of America and educational positions at the University of Rhode Island and local schools. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional fiduciaries.

Nicholas Galvani is a financial advisor at Merrill with 9 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Elijah Dias De Oliveira is a financial advisor with LPL Enterprise holding a Series 66 designation and one year of industry experience. His background includes positions at PRUCO Securities, Dairy Queen, and political campaign work with Seth Magaziner for Congress. He also attended the University of Maine from 2020 to 2024. LPL Enterprise serves a wide range of clients including individuals, retirement plans, charitable organizations, and corporations. The firm offers financial planning, advisory services, and access to model portfolios, combining investment advice with brokerage and insurance products through an integrated platform.

Pedro Cruz is a financial advisor with Merrill in Lincoln, Rhode Island, holding a Series 66 designation and 25 years of industry experience. He has been with Merrill since 2009 and concurrently associated with Bank of America, N.A. since 2007. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates these services within Bank of America’s broader platform, which includes a variety of lending, custody, and trading functions.

James Lynn is a Series 66-registered financial advisor with UBS Financial Services in Providence, RI, bringing 25 years of industry experience. He has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, discretionary and non-discretionary portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a wide range of capital markets offerings.

Michele Cadigan is a financial advisor at Merrill with 25 years of industry experience. She has held her current role since 2009 and holds Series 63 and Series 65 credentials. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

David Sorensen is a financial advisor at Merrill with 33 years of industry experience. He has worked at Merrill since 2009 and has been affiliated with Bank of America, N.A. since 2008. He holds Series 63 and Series 65 licenses. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated with Bank of America’s broader platform, providing access to a wide array of products and services.

George Asfura Montano is a Series 66 licensed financial advisor at Merrill with eight years of industry experience. He has worked at Merrill since 2018 and previously spent three years at Bank of America N.A. Outside of his advisory role, he is involved as a soccer coach in the New England Revolution's Player Development Program, where he supervises coach performance and trains players aged 4 to 17. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other institutional investors.