Kate Richardson is Vice President and Financial Consultant at Fidelity Investments, where she has been serving since 2020. In her role, she partners with individuals and families to help grow, preserve, and transition wealth across generations, focusing on developing financial strategies aligned with her clients' goals. Her experience in the financial industry spans several years, including positions as Financial Consultant and Investment Consultant at Fidelity Investments, as well as Financial Advisor and Client Service Manager at Morgan Stanley. This background has equipped her with expertise in financial planning and client relationship management. Kate emphasizes building long-lasting and personal relationships based on honesty, integrity, and trust. She leads with planning to help clients implement effective financial strategies.

Brian Mccarthy is a financial advisor with RBC Capital Markets in Danvers, MA, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies and a range of portfolio management and financial planning services.

David Groves is a financial advisor at Fidelity with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked with firms including Strategic Advisors Inc, Fidelity Personal and Workplace Advisors, and T. Rowe Price Advisory Services. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds.

Marc Fortier is a financial advisor with RBC Capital Markets based in Danvers, MA. He holds the Series 66 designation and has 20 years of industry experience, including 17 years with RBC Capital Markets. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base ranging from individual investors to institutional clients and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by RBC’s extensive capital markets and affiliated asset management capabilities.

David Jacobs is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets beginning in 2000. Outside of his advisory role, he owns and manages a real estate rental business in Bethel, Maine. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee.

Ryan Dobbert is a financial advisor at Morgan Stanley in Middleton, MA, holding a Series 66 license with 20 years of industry experience. He has been with Morgan Stanley since 2013. Outside of his advisory role, he contributes as a content submitter to Adobe Stock Photo in the art and culture sector. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including Monte Carlo simulations and secular return estimates, to support client financial plans.

Catherine Ellis is a financial advisor at Ameriprise with 27 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has been with Ameriprise and its affiliated entities since 2014. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Rein Kampersal is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His career includes roles at Wells Fargo Advisors Financial Network and Fidelity Personal Investments. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, operating with over 14,000 advisors and $671 billion in assets under management.

Farah Khoulani is a Financial Consultant at the Danvers Investor Center. She works with local clients to build and maintain financial plans aimed at achieving their financial goals. Farah is originally from the Northeast area of Massachusetts and focuses on providing value through her partnership with Fidelity Investments. She has been with Fidelity Investments since 2020, progressing through several roles including Workplace Planning Associate, Workplace Planning Consultant I, Financial Representative, Relationship Manager, Planning Consultant, Investment Consultant, and currently Financial Consultant. Through these positions, she has developed knowledge and experience in financial planning and client relationship management. Farah's personal interests include cooking and baking, fitness, exploring food, outdoor adventures, traveling, and yoga.

Joseph Cifuni is a financial advisor at LPL Enterprise with 16 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory work, he is licensed as a property and casualty insurance agent in Georgetown, MA. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach that combines proprietary research and third-party portfolio strategists, and offers financial planning, access to asset managers, and insurance product sales through affiliated entities.

David Smith is a CFP® professional with 27 years of experience in the financial services industry. He is currently with Cambridge Investment Research Advisors and has previously worked at firms including Securities America Advisors, KMS Financial Services, and Investors Capital Corp. He also serves as president of DCS Financial Group, an independent insurance agency. Cambridge Investment Research Advisors, Inc. provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs to a diverse client base that includes individual, pension, and charitable organization clients. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across various platforms and custodians.

Brian Vinagro is a CFP® certificant and financial advisor with 23 years of industry experience, currently practicing at LPL Financial since 2018. His prior experience includes roles at Sii Investments and National Planning Corporation. Vinagro is based in Danvers, MA, and operates Vinagro Wealth Management, LLC as a non-investment-related business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and diverse operational tools.

Alexander Argeros is a financial advisor at LPL Enterprise with a Series 66 designation and three years of industry experience. His prior work includes roles at Pruco Securities LLC, Community Credit Union, and Ferro-Ceramic Grinding, among others. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm employs a model-driven approach to investment implementation and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Tanya Pramod is a financial advisor with LPL Financial, holding a Series 66 credential and one year of industry experience. Her background includes roles at Rockland Trust Company, Bank of America/Merrill Lynch, and Mighty Acorns Capital, as well as academic work related to Babson College. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions supported by extensive operational and research tools.

Lawrence Albert is a CFP® professional with 15 years of experience in the financial services industry. He is currently with Cambridge Investment Research Advisors and has previously worked at Blakely Financial and Commonwealth Financial Network. Outside of his advisory work, he serves as a volunteer treasurer. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services across multiple platforms and custodians.

Daniel Mahoney is a financial advisor at Ameriprise with 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Mahoney serves as Treasurer on the Board of Trustees for the Walnut Grove Cemetery in Danvers, MA, and acts as a Notary Public. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research-driven recommendations with a centralized consulting team to deliver tailored, tax-efficient withdrawal strategies.

Amanda Chittick is a Financial Consultant at Fidelity Investments, where she has been serving clients since 2019. She holds the designation of CERTIFIED FINANCIAL PLANNER™ and focuses on partnering with clients to develop financial plans tailored to their individual needs and priorities, aiming to support both their long-term and short-term financial goals. Amanda's experience at Fidelity Investments spans multiple roles, including Investment Consultant from 2018 to 2019, Relationship Manager from 2016 to 2018, and Financial Representative from 2015 to 2016. Through these positions, she has gained a comprehensive understanding of financial consulting and investment management. Outside of her professional work, Amanda enjoys beach activities, family time, fitness, and skiing.

John Mccarthy is a financial advisor with RBC Capital Markets who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has worked at RBC Capital Markets Corporation since 2008 and currently also serves at City National Bank. Outside of his advisory work, he was a limited partner in a real estate development venture, Hotel Salem LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple wrap fee advisory programs with customizable portfolio management and planning services, leveraging both in-house and third-party investment managers.

Jennifer Peterson is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 credential and has been with Merrill and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Dooley is a financial advisor with Wells Fargo Clearing in Beverly, MA, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. His prior roles include positions at Santander Securities, Santander Bank, Investors Capital Corp., Cambridge Investment Research Advisors, and LPL Financial. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and manages roughly $671 billion in assets with over 14,000 financial advisors.