Luke Rassow Kantor is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. and Octagon prior to his current role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Cashman is a financial advisor with Morgan Stanley in Madison, CT, holding a Series 66 designation and four years of industry experience. He previously worked at Wells Fargo Bank and Wells Fargo Clearing Services before joining Morgan Stanley. He serves as a board member on the Finance Committee for the United Way of Greater New Haven. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and provides advisory services through structured planning tools and a broad set of retail and institutional offerings.

Adelio Gallucci is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Eric Tashlein is a CFP® professional with 33 years of experience in the financial services industry. He is currently affiliated with Cambridge Investment Research Advisors and has held various positions within the Cambridge organization since 2011, along with owning Connecticut Benefits Group, an insurance and benefits firm. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers multiple portfolio management strategies and emphasizes both proprietary and third-party model solutions.

Ryan Naser is a financial advisor with LPL Financial in Wallingford, CT, holding a Series 66 designation and 12 years of industry experience. He previously worked at Woodbury Financial Services for six years before joining LPL Financial, where he has been since 2022. In addition to his advisory work, he is involved in software sales through a separate business venture. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, supported by model portfolios and research from multiple sources.

Justin Carfora is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. His previous roles include positions at First Trust Advisors L.P., Clinton Investment Management, and TerraNova Capital Equities, Inc. He is also involved with Webster Investments in connection with his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and various advanced technologies.

Kirk Knudsen is a CFP®-credentialed financial advisor with 38 years of industry experience. He is currently with Morgan Stanley in New Haven, CT, having joined the firm in 2026 following a 21-year tenure at UBS Financial Services. Outside of his advisory work, Knudsen serves on the finance committee of the New Haven Rowing Club, contributing to the organization’s community rowing initiatives. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a broad range of investment offerings, serving clients through various advisory and brokerage services.

Michael Leclair is a financial advisor with Stifel in Hamden, CT, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Stifel since 2007. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Shubina Mathur is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been a part of the Bank of America organization since 1989. She specializes in areas such as Education Planning, Family Wealth Management Strategies, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Women and Wealth, and Retirement Income. Throughout her career, Shubina has collaborated with multiple teams and internal partners to develop customized financial strategies and has established strong client relationships. Shubina holds a Bachelor's Degree from Vanita College and has pursued continuing education in economics and sociology. She has earned several professional designations, including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Originally from India, Shubina is fluent in Hindi and has been a resident of Connecticut for the past 35 years. She lives with her husband, an engineer, and has two children and two grandchildren. Both of her children are Finance graduates working in hedge funds and private equity in New York and Toronto, respectively.

Charles Kaywood is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves on the Finance and Investment Committee of Trinity Church, where he assists with operational and financial matters. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process and offers a broad range of financial products and services.

Daniel Calarco is a financial advisor with Wells Fargo Clearing in Hamden, CT, holding a Series 66 designation and 24 years of industry experience. He previously worked at Citizens Securities, Inc. for eight years before joining Wells Fargo in 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings, serving a broad range of institutional clients.

Robert Sorensen is a financial advisor at Edward Jones in New Haven, CT, holding Series 66 and Series 63 licenses with 13 years of industry experience. His prior roles include long-term positions at Primerica Advisors and Primerica Financial Services as well as experience with Tage Wright State Farm and Transform/Sears. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a variety of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large national network of financial advisors and branch offices.

Daniel Guerra is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 21 years of industry experience. His career includes roles at Waddell & Reed, Inc. and Mass Mutual Life Insurance Company. Outside of finance, he serves as a high school wrestling official. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing, collaborative planning relationships using analytical tools and offers various investment and planning programs.

Hons Yu is a CFP® with 20 years of experience in the financial services industry. He is currently with LPL Financial and previously worked with Cetera Investment Services and Foresters Advisory Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, combining discretionary and non-discretionary management with research from internal and third-party sources.

Aidan Medvecky is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked at Guilford Savings Bank and held various roles in education and local recreation. Morgan Stanley Wealth Management serves individual and institutional clients offering comprehensive financial planning and advisory programs, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and does not provide individual security recommendations as part of its standalone planning service.

Kusum Ramchandani is a financial advisor with Cetera, holding a ChFC® designation along with Series 63 and Series 65 licenses, and has 20 years of industry experience. Prior to joining Cetera in 2025, Ramchandani worked at LPL Financial for 14 years and Webster Bank for 18 years. Ramchandani is the sole owner of Sankus LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and retirement services, operating as a multi-manager platform with over $256 billion in assets under management.

Celeste Hamler is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial and estate planning. The firm employs a structured planning process using approved tools and models to help clients develop tailored financial plans.

Josephine Ferriola is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 credential and previously worked at Bank of America, Merrill, Wells Fargo, and the Madison Police Department. Outside of her advisory role, she serves as a trustee and executrix for family trust and estate accounts. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm employs structured planning tools and manages approximately $2.74 trillion in client assets.

Mark Bolduc is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors, LLC. Outside of his financial career, Bolduc has been involved with Color Bar Salon since 2014. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical institutional advisers.

Jonathan Worobow is a financial advisor with MassMutual Investors Services in Hamden, CT, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with MassMutual and its affiliated entities since 2015. Worobow is also involved in managing ClearWorld Financial LLC, where he oversees staff and client financial planning. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, and charitable organizations, among others, using firm-approved tools to deliver written recommendations as part of annual planning engagements.