Sandy Aristy is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, Sandy worked at Bank of America, N.A. and Equitable Advisors, LLC. Outside of finance, Sandy works as a delivery driver for GG's Pizza in Rochester, NY. Merrill, through its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ruth Banegas is a financial advisor with Primerica Advisors, holding a Series 63 designation and possessing 10 years of industry experience. She has worked with PFS Investments Inc. since 2016 and with Primerica Financial Services since 2015. Outside of her advisory role, she is involved in sales of loan products and home-related services referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-based investment strategies managed by unaffiliated asset managers and supported by established custodians and overlay managers.

Gregory Miller is a financial advisor with Cetera, holding the PFS™ and Series 66 credentials and bringing 20 years of industry experience. He has worked with firms including Avantax Advisory Services and 1st Global Advisors and is a member and referring advisor at Davie Kaplan Wealth Care Advisors, where he has been active since 2006. Miller serves as treasurer and board member of the Rochester Rotary Charitable Trusts, a local nonprofit organization. Cetera Investment Advisers LLC operates as a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers portfolio management, financial planning, and access to various program structures and third-party managers.

Jacob Barragato is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and four years of industry experience. He previously worked at Cudlipp Financial Services, Inc. and Fairport Federal Credit Union. Based in Rochester, NY, he has been with Ameriprise since 2019. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Lucas Yankloski is a financial advisor at Equitable Advisors with seven years of industry experience. He holds the Series 66 designation and has prior experience at Axa Advisors and in academic roles at the State University of New York and Finger Lakes Community College. Yankloski also operates a sole proprietorship through which he manages administrative support. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing a delivery model focused on LPL-sponsored programs and a broad set of endorsed third-party managers.

Paul Winkler is a financial advisor with LPL Financial in Rochester, NY, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked at LPL Financial since 2010 and is also associated with ESL Investment Services, a related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios, research, and various investment strategies.

John Casey is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. His prior work includes roles at M&T Bank and Empire Valuation Consultants. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Matthew Prok is a CFP® with 13 years of experience in financial advising, currently with LPL Financial in Rochester, NY. He has been with LPL Financial since 2013. Outside of his advisory role, he is president and sole shareholder of Pinnacle Wealth Advisors Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory and brokerage services, including discretionary and non-discretionary management, model portfolios, retirement consulting, and access to various investment strategies supported by internal and third-party research.

Sarah Fuller is a Certified Financial Planner® with 37 years of industry experience. She is currently with Raymond James Financial Services Advisors, Inc. and its affiliated entities, having joined in 2026 after prior roles at firms including American Portfolios Financial Services and Angleo Planning Group. Outside of advisory work, she spends a small portion of her time on fixed insurance sales. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary services supported by analytical tools and maintains specialized programs for municipal finance and SIMPLE IRA employer consulting.

David Hall is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in sophisticated planning solutions for executives and business owners. He manages the Hall Crawford Group, a team providing exclusive advisory services to a select number of families, including executives at prominent companies, partners at prestigious firms, and founders of rapidly growing ventures. David focuses on addressing the unique financial complexities his clients face, offering guidance on tax efficiency, executive compensation plans, trust and philanthropic planning, and tailored strategies for business owners. With more than fifteen years of experience in financial services, David holds the Certified Private Wealth Advisor® designation and is a graduate of Appalachian State University. He grew up in a family business environment, which informs his understanding of building and sustaining valuable enterprises. His expertise encompasses corporate executive services, education planning, executive and equity compensation, investment consulting for defined contribution plans, legacy and retirement planning, portfolio management, small business strategies, and tax minimization. David is involved in several community organizations including the Entrepreneur's Organization, where he serves as a Strategic Alliance Partner, the Parkinson Association of the Carolinas as a former Board Chair, and the YMCA Impact Committee where he was the former Chair of Corporate Engagement. He resides in Eastover, Charlotte with his wife Jill and their two sons, Parker and Connor, and he enjoys activities such as biking, cooking, golfing, hiking, interior decorating, music, running, skiing, spending time with family, and tennis.

Peter Park is a Series 66 licensed advisor with 23 years of industry experience, currently with Cetera in Rochester, NY. He has been with Cetera Advisors LLC since 2013 and with Cetera since 2024. Outside of his advisory role, he serves as a trustee for his parents' trust and is involved with LifeQuest Financial, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large nationwide network of over 10,000 advisors.

Zachary Wagner is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and two years of industry experience. He has been with Mass Mutual Investors Services since 2022 and also has experience with MassMutual Life Insurance Co starting in 2021. Prior to his financial services career, he worked in the painting industry and as a high school employee. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing ongoing financial planning to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars, focusing on collaborative, annual financial planning relationships.

Susan Nieznanski is a financial advisor at LPL Financial with 25 years of industry experience. She holds the CFP® designation as well as Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2021, she has been associated with M&T Bank since 1996. She is also a Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by model portfolios and research from various sources.

Jason Duga is a financial advisor with LPL Financial in Rochester, NY, holding a Series 66 designation and 26 years of industry experience. He has worked with LPL Financial since 2018 and previously spent 11 years at Invest Financial Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management along with research from multiple sources.

Ryan Schwedfeger is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012. Outside of his advisory role, he is the owner of Altitude Acres LLC, an entity he created for future real estate activities. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations to deliver a comprehensive range of services.

Angel Alvarez is a financial advisor at Equitable Advisors with a Series 66 license and one year of industry experience. Prior to joining Equitable Advisors, he was involved with Men's Health Network and has academic experience from John Fisher University. He has also managed a family-owned restaurant business for six years. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively through program sponsors and third-party managers to deliver advisory and brokerage solutions.

Joe Elia is an Investment Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial plans that align with their goals and values. He has been with Fidelity Investments since 2025. Prior to his current role, Joe worked as a Financial Advisor at 457 Plan Service Group from 2024 to 2025, and as a Financial Service Representative at the same firm from 2022 to 2024. His professional experience spans various roles in financial advising and investment consulting. Outside of his professional career, Joe enjoys family activities, fitness, golf, hiking, soccer, and traveling.

Bryan Bonisteel is a financial advisor with Mass Mutual Investors Services in Rochester, NY, holding a Series 63 designation and 18 years of industry experience. His career includes roles at Cambridge Investment Research and MetLife Securities. Outside of financial advising, he serves on the VOYA Advisory Board and officiates soccer games for Rush Henrietta Travel Soccer. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing planning through structured, collaborative engagements using firm-approved analytical tools.

Andrew Olbrich is a financial advisor at LPL Enterprise with 35 years of industry experience. He holds a Series 63 designation and has a long tenure with Prudential Insurance Company of America and its affiliates, dating back to 1990. Olbrich is also involved as an agent with New York’s state-sponsored auto and homeowners insurance plans. LPL Enterprise serves a broad range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, model wealth portfolios, third-party asset management, and access to various brokerage and insurance products via an integrated platform.

Eric Palumbo is a financial advisor with MassMutual Investors Services in Rochester, NY, holding a Series 63 designation and 17 years of industry experience. He has been with MassMutual Life Insurance Company and MassMutual Investors Services since 2011. Outside of his advisory work, he is also active as an insurance agent, selling and servicing outside carrier insurance products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning programs and educational seminars, structuring financial planning as annual, collaborative engagements.