Regis Breen is a financial advisor at Ameriprise with seven years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors and Heritage Consultants. Outside of his advisory role, Breen serves as Vice President of Business Development at Brad Schwartz Wealth Management LLC and occasionally speaks to graduating students at Towson University about entering the workforce. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach combines proprietary research and algorithmic tools to deliver tailored, tax-aware retirement advice within a defined investment framework.

David Vogelsang is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His work history includes roles at Starry Associates, PFS Investments Inc., and Primerica Financial Services. Outside of advisory services, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management via its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Ryan Fabian is a financial advisor with LPL Financial, holding Series 66 and Series 63 designations and six years of industry experience. His prior work includes roles at M&T Bank, World Equity Group, Inc., Wealthvest, and The Leaders Group Inc. He is based in Damascus, MD. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with access to model portfolios, third-party asset management, and institutional platforms.

Jason Koval is a CFP® and Series 65 registered financial advisor with LPL Financial, based in Westminster, MD. He has one year of industry experience and has worked at several firms including Elite Income Advisors, Red Oak Financial Group, Ameriprise Financial Services, and Baltimore-Washington Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and retirement advice, utilizing a wide range of investment strategies supported by technology and research tools.

Christopher Yingling is a financial advisor at RBC Capital Markets with 33 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His work history includes roles at City National Bank since 2019 and RBC Capital Markets Corporation since 2009. Outside of his advisory work, Yingling serves on the Planned Giving Committee for Carroll Community College. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers tailored investment strategies through various advisory programs and integrates in-house and third-party managers to meet client-specific risk profiles.

Gregory Gann is a financial advisor with LPL Financial in Baltimore, MD, holding Series 63 and Series 66 credentials and over 32 years of industry experience. He previously worked at Transamerica Financial Advisors and has been with LPL Financial since 2005. Gann is a licensed attorney in Maryland, though he is not currently practicing law, and he has authored a booklet titled "Your Investment Time Bomb." He also contributes occasionally as a freelance writer for Proactive Advisor Magazine and owns a mediation and litigation support services firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Patrick Gibbons is a financial advisor with LPL Financial, holding a Series 66 credential and over 23 years of industry experience. Prior to joining LPL Financial in 2019, he spent 16 years at Northwestern Mutual in various capacities including wealth and investment management. He serves as finance committee chairperson for Emory Church and is a board member of the Construction Finance Association, both nonprofit organizations. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional platforms supported by advanced operational tools and manages over $819 billion in discretionary assets.

Joshua Rivlin is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 16 years of industry experience, including prior roles at LPL Financial and 1st Global Advisors Inc. In addition to his advisory work, he serves as president of The Rivlin Group PC, a tax preparation and accounting firm, and is involved in independent insurance sales and promoting the Xero brand to accounting professionals. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base across multiple platforms and provides both discretionary and non-discretionary management options.

Matthew Larson is a CFP® with eight years of industry experience, currently serving as a financial advisor at OSAIC since 2025. He previously worked at StoneBridge Advisors for nine years and was affiliated with the University of Maryland College Park for two years. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach incorporates model-based asset allocation, portfolio optimization tools, and a mix of discretionary and third-party strategies.

Frank Eilbacher is a financial advisor with Primerica Advisors in Eldersburg, MD, holding Series 63 and Series 65 licenses with eight years of industry experience. His work history includes roles at Cornell Technical Services, PFS Investments, Inc., Primerica Financial Services, Inc., and GDIT. He is also involved in the sale of non-investment products through affiliates of PFS Investments Inc., including loan products and home-related services. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-driven investment strategies supported by third-party asset managers and custodians.

Paul Chisholm is a financial advisor with Edward Jones in Catonsville, MD, holding Series 63 and Series 66 registrations and 26 years of industry experience. He joined Edward Jones in 2019 after roles at Merrill Lynch, AXA Advisors, Bank of America, Wells Fargo, BB&T Investment Services, Thrivent Investment Management, and UBS Financial Services. Outside of his advisory work, he is involved as a coach and commissioner for Elev8 youth sports and is a member of the Greater Catonsville Chamber of Commerce. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers various advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard. Edward Jones is notable for its extensive retail advisor and branch network, as well as affiliated capabilities beyond advisory services.

Stephanie Boddiford is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. She has held prior roles with Bankers Life and its affiliated entities, as well as a brief tenure at T Rowe Price. Outside of her advisory work, she is also an insurance agent with Bankers Life & Casualty, focusing on Medicare Supplement, annuities, and related insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management strategies, supporting over 22,800 advisors and maintaining oversight of more than $819 billion in discretionary assets.

Michael Welsh is a CFP® professional with over 36 years of experience at Welsh Financial & Accounting Services, LLC in Sykesville, MD. He has specialized in both accounting and financial advisory services throughout his career. Welsh Financial & Accounting Services, LLC operates primarily as an accounting firm that also offers registered investment advisory services to a limited client base. The firm emphasizes individualized financial planning and uses fixed-fee and hourly-fee billing arrangements rather than asset-based fees.

Steven Bass is the sole advisor at Steve Bass & Associates, Inc., an independent firm based in Reisterstown, MD. He holds Series 63 and Series 65 licenses and has 22 years of industry experience. He has worked at Steve Bass & Associates since 2002. Steve Bass & Associates serves clients with independent financial advisory services.