Katelin Shield is a financial advisor with UBS Financial Services in Norfolk, VA, holding a Series 66 designation and 16 years of industry experience. She has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a broad range of capital markets solutions.

Kevin Furey serves as a Senior Resident Director with Merrill Lynch Wealth Management, bringing over 25 years of experience as a financial advisor. In his role, he manages a broad range of wealth management services, including trust and agency services provided through Bank of America Trust Services. Kevin’s practice supports national clients with sophisticated wealth management needs, focusing on personalized strategies that address family wealth management, managing new wealth, tax minimization, and retirement income. Kevin holds multiple securities licenses, including Series 3, 7, 9, 10, 65, and 66, along with a Virginia Insurance License. He also holds professional designations such as Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor’s Degree from Old Dominion University and completed his high school education in West Bridgewater, Massachusetts. In addition to his professional pursuits, Kevin has been engaged with various community organizations, including current membership as a Bank of America Trustee with the Hampton Roads Chamber of Commerce and past involvement with the Bon Secours Health Foundation, Old Dominion University College of Business Dean’s Executive Advisory Council, The United Way of South Hampton Roads Foundation, Virginia Aquarium and Marine Science Foundation, and Volunteer Hampton Roads. Outside of work, he enjoys hiking, music, running, and tennis.

Joanne Maguire is a CFP® with 19 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Hillery Schanck is a financial advisor with Wells Fargo Advisors in Virginia Beach, VA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Before joining Wells Fargo Advisors in 2025, Schanck worked within Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 onward. Outside of advising, Schanck is the author of a devotional book titled *The Soul Meets Its Worth*. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients, offering comprehensive investment and financial planning services tailored to clients who meet certain net-worth thresholds. The firm’s approach integrates multiple financial products and services with planning, covering a broad range of client needs from retirement to niche areas such as business-owner transition and sports & entertainment planning.

Albert Masood is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 27 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of advising, he is a silent partner in his daughters' business through Olivia Valais LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

P Murphy is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. Prior to joining Ameriprise in 2019, Murphy worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of advisory work, Murphy serves as adjunct faculty at multiple universities and coaches a high school girls softball team. Ameriprise is an institutional firm that offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets. The firm provides comprehensive, research-driven recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies, supported by a centralized consulting team and automated analytics.

Patrick Everett is a financial advisor with Ameriprise in Hampton, VA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Ameriprise and its affiliates since 1997. Outside of his advisory role, he owns a tax preparation business, serves on the House Facility Board for Beta Theta Pi at The College of William and Mary, and volunteers with the Peake Childhood Center nonprofit. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations through a centralized consulting team.

Dwight Wagaman is a financial advisor with LPL Financial, holding a Series 66 designation and based in Chesapeake, VA. He has worked in various roles including positions at ThayerMahan, Delta Defense, Point One USA, and Veterans United Home Loans, and served in the United States Navy from 2013 to 2021. He joined LPL Financial in 2026. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Joseph Caldwell is a financial advisor with Wells Fargo Advisors in Virginia Beach, VA, holding a Series 66 designation and 28 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. He is also a part owner of two investment-related firms, Joseph Caldwell, LLC and Schanck Caldwell Investment Consulting Group, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory services with various financial products and referral channels.

James Reese is a CFP® professional with 27 years of experience in the financial services industry. He has been with Ameriprise since 2005, currently serving as an advisor in Norfolk, VA. Reese holds Series 63 and Series 65 licenses. Ameriprise provides a retirement-income planning service targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Michael Rapay is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 designation and six years of industry experience. His career includes roles at JPMorgan Chase Bank, Bank of America, and Merrill. He is a member of the Hampton Roads Estate Planning Council, a local network of professionals focused on estate planning. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized manager due diligence and applying an ESG eligibility framework in its investment recommendations.

Jeremy Byrnes is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has been with Ameriprise since 2017, following a year at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement income planning and tax-aware withdrawal strategies based on comprehensive analysis and ongoing advice.

Brandon Zenisek is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he held positions at City Wide and was self-employed, in addition to work in the wellness and retail sectors. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of financial advisors and branch offices.

Kate Ryan is a Series 66 licensed financial advisor with nine years of industry experience, currently working at Merrill. She has been with Merrill since 2015, except for a one-year period of unemployment from 2021 to 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrew Bolling is a financial advisor with Raymond James Financial who holds Series 63 and Series 66 credentials and has 27 years of industry experience. He has been with Raymond James Financial since 2009 and has worked at Towne Bank since 2004. He serves as a board member on the Finance and Audit Committees for Nansemond-Suffolk Academy, a local private school. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through affiliations uncommon among large institutional advisors.

Alexandra Babb is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in providing comprehensive, goals-based wealth management and investment advice to high-net-worth individuals and their families. Alexandra focuses on building and maintaining trusted client relationships by proactively managing their needs, identifying solutions, and providing access to firm resources. She is also a member of The Somers Group’s Investment Committee. Alexandra began her career in the financial industry at Merrill in 2010 as a Financial Advisor. She returned to Merrill and joined The Somers Group in 2023. Prior to her return, she worked at Oppenheimer as a Private Wealth Advisor and at TIAA CREFF as a Wealth Management Advisor. Alexandra obtained her bachelor’s degree in Business Administration and Management from Virginia Tech and earned her M.B.A. from Old Dominion University. She holds several professional designations including CERTIFIED FINANCIAL PLANNER® professional and Chartered Retirement Planning Counselor™. Outside of her professional work, Alexandra serves on the board of directors for Billy the Kidden Rescue. She enjoys swimming, animals, and cooking. She resides in Virginia Beach, Virginia, with her son and daughter.

John Crain is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to his career in finance, he spent 18 years at Smith Turf & Irrigation Co., LLC. Outside of advising, he occasionally provides disc jockey services for children’s and social events. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Randall Carr is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and possessing 31 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Carr serves as co-trustee for his father's investment-related trust in Windsor, VA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Neeraj Agarwal is a financial advisor with Cambridge Investment Research Advisors, holding CFP® and ChFC® designations and 18 years of industry experience. Prior to joining Cambridge in 2023, he spent eight years at Lincoln Financial Securities Corporation. He has been involved with the Hampton Roads Society of Human Resources Management for over 15 years and owns an independent insurance agency as well as a financial strategies firm in Virginia Beach. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services delivered through independent Financial Professionals, utilizing multiple platform arrangements and both proprietary and third-party investment strategies.

Zachary Trafton is a Financial Advisor at Merrill Lynch Wealth Management, joining the firm in 2024. He began his career in the financial industry in 2020 as an Individual Financial Consultant for TIAA. Zachary focuses on a goals-based approach through financial modeling and portfolio construction to assist clients in achieving financial success through diversification and investment management. He holds a bachelor's degree in Finance and Business Economics from the University of South Carolina Darla Moore School of Business. Zachary has obtained the SIE, Series 7, and Series 66 FINRA registrations, holds Life and Health insurance licenses, and is a CERTIFIED FINANCIAL PLANNER® professional. His client focus areas include college education planning, family wealth management strategies, legacy planning, retirement planning, portfolio management, tax minimization, and small business strategies. Outside of his professional role, Zachary is involved in the Cape Henry Rotary and is affiliated with the YSC professional organization. His personal interests include chess, fishing, golfing, running, soccer, spending time with family, and surfing.