James White is a financial advisor at TIAA-CREF in Charlotte, NC, holding a Series 66 designation and bringing 11 years of industry experience. He has been with TIAA and TIAA-CREF since 2015. Outside of his advisory role, he owns multiple residential rental properties. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm provides a fiduciary standard through its RIA services and manages portfolios ranging from model-based to customized solutions under approved investment policy statements.

Ryan Prokay is a financial advisor at TIAA-CREF with 11 years of industry experience. He holds Series 66 and Series 63 registrations and has been with TIAA-CREF since 2023. Outside of his advisory role, he previously owned and operated a landscaping business, Carmel Lawn and Landscaping LLC, for over a decade and currently serves as a board member for the Mt Isle Harbor Homeowners Association in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with prior TIAA retirement plan relationships. The firm offers both point-in-time planning and ongoing discretionary management through model and customized portfolios, maintaining a fiduciary standard within its vertically integrated advisory model.

Joseph Rebello is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 registrations and bringing 32 years of industry experience. He has worked with Truist Advisory Services since 2021 and previously spent over two decades with Bb&T Investment Services. Outside of his advisory role, he is the president of a home building and remodeling business based in Charlotte, NC. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary management relationships and employs AI-enabled research tools to support its investment approach.

Joshua Selvey is a financial advisor at TIAA-CREF with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining TIAA-CREF, he held various roles including involvement with Calibers Indoor Gun Range LLC and Breezy Moving Company LLC. He has also worked in non-financial sectors such as Wilmington Water Tours and the University of North Carolina Wilmington. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm operates a vertically integrated advisory model that includes point-in-time planning and ongoing portfolio management services.

Brandon Johnson is a financial advisor with First Citizens Investor Services, Inc. He holds a Series 66 designation and has 13 years of industry experience. His prior work history includes multiple roles at Wells Fargo Clearing and First Citizens Bank. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a client-centered process involving financial needs assessments and applies fundamental, quantitative, and technical analysis to portfolio allocation across various investment types.

Joseph Varamo is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63, 65, and 66 certifications. He has 45 years of industry experience, including long-term roles at BB&T Investment Services and related entities since 1998. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm’s approach includes asset allocation, investment policy analysis, and fiduciary support, utilizing a combination of discretionary manager relationships and non-discretionary consulting with AI-enabled research tools and integrated inter-affiliate services.

Kyle Greer is a financial advisor with Empower Advisory Group in Charlotte, NC. He holds Series 66 and Series 63 licenses and has one year of industry experience. Prior to his current role, he has held various positions including work at Gas Lamp Grill and 1750 Taphouse. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to select retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Richard Custer is a financial advisor with Principal Financial Services in Charlotte, NC. He holds a Series 66 designation and has 19 years of industry experience, including 20 years with Principal Life Insurance Company. In addition to his advisory role, he serves as a bank/trust officer to support and manage Principal retirement plan account relationships across the firm’s insurance, broker-dealer, and bank/trust offerings. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and business entities. The firm’s advisory services include financial planning, retirement plan consulting, and access to third-party money manager programs through both adviser and promoter arrangements.

Melissa Vian is a financial advisor at TIAA-CREF with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, and it acts as adviser to the TIAA Donor Advised Fund sponsored by Charityvest.

Andrew Bowling is a financial advisor with Wells Fargo Investment Institute, Inc. He holds Series 63 and Series 65 designations and has four years of industry experience. Prior to joining Wells Fargo Investment Institute in 2022, he worked at The Vanguard Group and Fidelity Investments. Wells Fargo Investment Institute is an SEC-registered, bank-affiliate advisory and research organization that provides manager due diligence, securities research, and asset-allocation guidance primarily for Wells Fargo wealth and fiduciary businesses. The firm’s research and model portfolios are delivered to affiliated businesses for implementation rather than being individually tailored or directly managed by the institute.

Sara Homsi is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. Her prior work includes positions at Equitable Advisors, Merrill, US Trust, and AXA Advisors. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm distinguishes between one-time planning services and ongoing portfolio management, and it acts as adviser to the TIAA Donor Advised Fund.

James Campbell is a financial advisor at TIAA-CREF with two years of industry experience. He holds Series 63 and Series 66 designations and has prior experience at Wells Fargo Clearing, Vanguard Marketing Corporation, and Apple. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm combines point-in-time planning services with ongoing portfolio management and acts as adviser to a donor-advised fund sponsored by Charityvest.

Ashley Fowler is a financial advisor at First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 66 credentials with eight years of industry experience. She has been with First Citizens Investor Services since 2017 and previously worked at First Citizens Bank from 2015 to 2018. First Citizens Investor Services, Inc. offers advisory and brokerage services to individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a client process focused on financial needs assessment and risk tolerance, utilizing a range of investment strategies across equities, fixed income, mutual funds, and ETFs.

Richard Harvey is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at LPL Financial, Uvest Financial Services Group, Inc., and Questar Asset Management, Inc. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, participant advice, and a manager-selection program, utilizing a mix of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Tina Jackson is a financial advisor at TIAA-CREF with nine years of industry experience. She holds Series 63 and Series 66 licenses and has been with TIAA since 2016. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often working with clients connected to TIAA-administered employer retirement plans. The firm provides both point-in-time planning and ongoing portfolio management, utilizing model and customized portfolios managed under a fiduciary standard.

Gaetano Defazio is a financial advisor at TIAA-CREF in Charlotte, NC, with 13 years of industry experience. He holds a Series 66 designation and has been with TIAA-CREF since 2012. Outside of his advisory role, he produces online video content focused on consumer products. TIAA-CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected through employer retirement plans. The firm offers a range of advisory services, including model portfolio management and customized portfolios, and acts as adviser to a donor-advised fund.

Haley Clanton is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and six years of industry experience. Prior to joining TIAA-CREF in 2022, she worked at Charles Schwab and Charles Schwab Bank from 2019 to 2022. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing employer retirement plan relationships, as well as to trusts, estates, partnerships, corporations, and small retirement plans. The firm offers both point-in-time planning and ongoing portfolio management through a range of managed account options.

Logan Haga is a financial advisor at Empower Advisory Group with five years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at The Vanguard Group and J.P. Morgan Securities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to select IRA and retail brokerage clients. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns, annual rebalancing, and savings rates.

Richard Reber is a CFP®-certified financial advisor with 18 years of industry experience. He is affiliated with Independent Advisor Alliance, LLC and has prior experience with Morgan Stanley and Morgan Stanley Private Bank. Reber is also the author of "How to Talk to Your Partner About Money and Not Kill Each Other." Independent Advisor Alliance serves a diverse client base including individuals, small businesses, and charitable organizations, offering asset management, financial planning, and retirement plan consulting. The firm employs a network model of advisory representatives and integrates various portfolio management strategies along with technology platforms to support its services.

Jeffrey Emperador is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His career includes multiple roles within Truist entities and prior work as a self-employed advisor and at Empower Financial Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing both discretionary manager relationships and non-discretionary consulting supported by third-party platform arrangements and AI-enabled research tools.