Stephen Foody is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Bank of America for ten years before joining Wells Fargo in 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm provides a range of investment advisory services, financial planning, and retirement plan consulting, combining proprietary research and third-party analytics with a broad selection of brokerage and advisory solutions.

Michael Kelley is a financial advisor at Raymond James & Associates with 30 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Raymond James since 2016. Outside of his advisory work, he serves as Treasurer on the Board of Governors at Timuquana Country Club and is a board member of The Episcopal School of Jacksonville Foundation, where he oversees the Foundation’s Endowment. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and investment consulting with a broad range of portfolio management styles and affiliated research.

Denise Getsy is a financial advisor at Merrill with 27 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Merrill since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Beehner is a financial advisor at LPL Financial in Jacksonville, FL, with 14 years of industry experience. He holds the Series 66 designation and has worked concurrently at Vystar Credit Union and LPL Financial since 2015. Outside of his advisory role, he is involved with Fall Line Farms in Adrian, GA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and third-party research, alongside various institutional and participant advice services.

Zachary Pero is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 12 years of industry experience. He has held positions at Merrill and Bank of America as well as SoFi Securities and SoFi Wealth. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Geoffrey Moore is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 4 years of industry experience. He has been with Wells Fargo Clearing since 2013. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Eric Grodan is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in estate and wealth planning strategies, focusing on pre-liquidity tax minimization for business owners preparing to exit their companies. Eric advises high net worth families, business owners, and real estate developers on legacy planning, philanthropic planning, family wealth management, and managing new wealth. Eric holds a Bachelor's degree from Michigan State University, a Juris Doctorate from Southwestern University School of Law, and a Master's degree in the Laws of Taxation from Loyola Law School. He also holds the Personal Investment Advisor (PIA) designation and maintains Series 7 and 66 FINRA registrations. Although he has an extensive background as a transactional attorney, Eric does not provide tax or legal advice in his role with Merrill. In addition to his professional responsibilities, Eric has served as past president of the Los Angeles Estate Planning Counsel and as a board member of the Starlight Children’s Foundation. His personal interests include scuba diving, tennis, and traveling.

Kathryn Brinkman is a financial advisor at Morgan Stanley with 15 years of industry experience. Her prior roles include positions at Bank of America, Merrill, and Fidelity Brokerage Services. Outside of her advisory work, she is involved in a recreational business called Centred On Yoga. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee’s research.

Suzanne Rech is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and nine years of industry experience. Prior to joining LPL Financial in 2017, she worked at Securities Service Network from 2015 to 2017. Outside of her advisory role, she is involved with My Light Experience LLC, a tourism-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management along with research and model portfolios.

Danielle Littlefield is a financial advisor with Raymond James Financial in Jacksonville, FL, holding Series 63 and Series 66 licenses and 11 years of industry experience. Her prior roles include positions at LPL Financial LLC, VyStar Credit Union, and Pickler Wealth Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm delivers non-discretionary planning tailored to client goals and supports municipal and public-finance work through its affiliation with a municipal advisor.

Austin Hnath is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 designation and has served with the US Air Force Reserve since 2000. Hnath has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies and affiliated investment products through a large nationwide network of financial advisors and branch offices.

Janet Clements is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 designations and 38 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Outside of her advisory role, she serves as Finance Council Chair at Christ the King Catholic School. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Baker is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 designations and having 38 years of industry experience. He has been with Merrill since 1988 and has worked at Bank of America since 2009. Outside of his advisory role, he serves as an advisory board member for the Catholic Foundation, a charitable organization in Jacksonville. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Tabor is a CFP® professional with 14 years of industry experience, currently serving with LPL Financial in Jacksonville, FL. He has worked at LPL Financial and VyStar Credit Union since 2016. Tabor is chairman and supervisor on the board of The Crossings at Fleming Island Community Development District, a municipal government entity managing community common areas and amenities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from internal and third-party sources.

Joseph Ossi is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Ossi also holds a real estate license in Florida and serves as power of attorney for a family member. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Candice Neel is a financial advisor at Wells Fargo Clearing with the Series 66 designation and no prior industry experience. Her work history includes positions at Wells Fargo Bank, LPL Enterprise LLC, Brown & Brown Insurance, US Bank, and City National Bank. She is also involved in non-variable insurance activities tied to previous roles in insurance agencies. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets across more than 14,000 financial advisors.

Brittany Kubala is a Series 66-licensed financial advisor with Equitable Advisors in Fernandina Beach, FL, where she has worked since 2015. She has 11 years of industry experience, including five years at AXA Advisors, LLC. Outside of her advisory role, she serves as a second executor to her mother’s will and estate. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of investment programs and third-party asset managers to tailor solutions based on client risk tolerance and objectives.

Matthew Friedl is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Morgan Stanley since 2013 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Raelawn Dawson is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has prior experience at Wells Fargo Advisors and Wells Fargo Bank. Outside of finance, he works as an interior designer for William Sonoma. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to a broad range of clients, including individuals, corporations, and institutions. The firm provides both brokerage and advisory solutions, leveraging research and analytics to support diversified investment approaches.

Miranda Kimball is a financial advisor at LPL Financial with eight years of industry experience. She holds a Series 66 designation and has worked at LPL Financial and VyStar Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.