Ryan Stango is a Series 66 licensed financial advisor with 16 years of industry experience. He is currently with Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc., having previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. and AXA Advisors, LLC. Outside of his advisory work, he streams video games on Twitch Interactive, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice follows Charles Schwab’s asset allocation models and internal research tools, offering tailored recommendations while executing trades only with client authorization.

Adrian Weekes is a financial advisor at PlanMember Securities Corporation with eight years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including BNY Mellon and ITAU Private Bank. Outside of financial advising, Weekes also works as a substitute teacher in Orange County, Florida. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation process and manages unitized, risk-based mutual fund portfolios, offering education and support services such as seminars and personalized retirement planning.

Keith Zdrowak is a financial advisor at Kestra Advisory with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at B. Riley Wealth Management and National Securities Corporation. Outside of his advisory role, he manages an entity for administrative tasks related to his financial advising. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, investment advice, and employee education, managing approximately $79.8 billion in assets and serving a client base that includes sovereign wealth funds.

William Hylton is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has worked at Truist Advisory Services since 2016 and was previously with Ameriprise from 2004 to 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by inter-affiliate integration and AI-enabled research tools.

Namdar Hosseinzadeh is a financial advisor with Truist Advisory Services in Orlando, FL, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Merrill and PNC Wealth Management before joining the Truist-affiliated firms since 2016. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enhanced research.

Matthew Beam is a CFP®, CFA®, and Series 66-registered financial advisor with Schwab Wealth Advisory in Orlando, FL. He has five years of industry experience, including roles at Schwab Private Client Investment Advisory, Charles Schwab Bank, and Finemark National Bank & Trust. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research, with client recommendations tailored according to stated goals and risk tolerance.

Andrew Llewellyn is a financial advisor at Hightower Advisors with Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at Sanford C. Bernstein & Co., LLC, M1 Finance, and Adage Services. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and offering a range of investment vehicles.

Juan Faget Aveledo is a financial advisor at Schwab Wealth Advisory with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Charles Schwab, Bank of America, Merrill Lynch, and Fidelity Investments. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on standard asset-allocation models and internal research, with client authorization required for trades.

Seabron Oliver is a Series 66-licensed financial advisor with five years of industry experience. He is currently with Empower Advisory Group and Empower Financial Services, having previously worked at Merrill, Citigroup, and other financial institutions. Oliver has a background that includes roles at several major firms and experience across various financial service settings. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Benjamin Pearce is a financial advisor at Schwab Wealth Advisory with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab and its affiliates since 2011. Pearce has been with Schwab Wealth Advisory Inc. since 2019. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Michelle Ogden is a Certified Financial Planner® with 20 years of industry experience. She is currently with Carson Wealth and has held roles at Ogden Wealth, LLC and VOYA Financial Advisors, Inc. Ogden serves on the boards of the Central Florida Christian Chamber and Teen Challenge. Carson Wealth operates an enterprise platform with more than 650 advisors and oversees approximately $50.6 billion in assets. The firm offers discretionary asset management, financial planning, and retirement plan services, supported by an Investment Committee that constructs and monitors model portfolios using both fundamental and technical analysis.

Timothy Magid is a CFP® professional with 11 years of industry experience, currently serving at Rockefeller Financial LLC since 2023. His prior roles include positions at Bank of America, Merrill, and Wells Fargo Clearing. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm operates a Private Advisor model and consolidated investment platform, offering discretionary and non-discretionary portfolio management, financial planning, and consulting, along with broker-dealer services that include securities transactions, variable insurance products, and investment banking.

Cedric Knight is a CFP® professional with 27 years of experience in the financial services industry. He has been with Schwab Wealth Advisory Inc. since 2012 and has worked at Charles Schwab since 1999. Outside of his advisory role, he was involved with I. Knight Florida Highwaymen Art LLC for 12 years. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on asset-allocation models and internal research tools, with recommendations tailored to each client’s goals and risk tolerance.

Jane Espinosa is a financial advisor at Schwab Wealth Advisory with 16 years of industry experience. She has held roles at Charles Schwab since 2012 and worked at PNC Wealth Management from 2011 to 2012. Espinosa holds the Series 63 and Series 65 designations and is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients. The firm’s advice relies on Charles Schwab & Co.’s asset allocation models and internal research, with a focus on client goals and risk tolerance through annual reviews.

Tracy Gillette Sr. is a CFP® professional with 38 years of industry experience, currently affiliated with Planmember Securities Corporation. He has held positions at Lincoln Investment Planning, Inc., Irm Distributors, Inc., Asset Money Management, and Financial Services & Investment Corp. In addition to his advisory work, he serves as Director of Operations and agent at Asset Money Management Inc., where he is involved with financial services and insurance products. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios ranging from conservative to aggressive.

John Lindell is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds a Series 66 designation and has worked at firms including Charles Schwab & Co., Bank of America, Merrill, and Morgan Stanley. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s asset-allocation models and internal research tools. The firm’s services focus on client-authorized trades and at-least-annual reviews tailored to individual goals and risk tolerance.

James Reuter is a financial advisor with Schwab Wealth Advisory, Inc., holding the Series 63 and Series 66 licenses and bringing three years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he worked at Charles Schwab & Co., Inc. and Edgewater Family Wealth. Outside of his advisory role, he is involved in the restaurant industry as a server at Big Fin Seafood in Orlando. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and research tools, offering tailored recommendations typically involving mutual funds, ETFs, and separately managed accounts, with trade execution requiring client authorization.

Christopher Damiano is a financial advisor with Truist Advisory Services in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked with SunTrust Advisory Services since 2016 and SunTrust Investment Services, Inc. since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary manager relationships and non-discretionary consulting supported by third-party platform and manager arrangements.

Derek Shadick is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63 and Series 65 licenses and has 17 years of industry experience. His career includes positions at Charles Schwab, E*TRADE Capital Management, Wells Fargo Clearing, and Stifel. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset allocation models and internal research, with client trades requiring authorization and regular reviews tailored to individual goals and risk tolerance.

John Madden is a financial advisor with Principal Financial Services in Orlando, FL, holding Series 63 and Series 65 licenses and with 25 years of industry experience. He has been with Principal Securities Inc. and Principal Life Insurance Company since 2011. Outside of his advisory role, Madden sells supplemental health insurance and fixed insurance products, including fixed life, annuities, disability insurance, and long-term care insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through various advisory and promoter arrangements.