Adriana Eppstein is a financial advisor at Merrill with nine years of industry experience. She holds Series 65 and Series 63 licenses and has worked with firms including Bank of America, Wells Fargo, and Prudential Insurance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Anthony Vila is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He previously worked at Hapoalim Securities USA, Inc. and Bank Hapoalim. Vila has been with Morgan Stanley since 2018. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Gabriela Perdomo Fernandez is a Financial Advisor at Merrill Lynch Wealth Management, specializing in personal retirement planning, women and wealth, and retirement income strategies. She supports individuals and families by offering tailored financial advice that aims to simplify complex financial concepts and empower clients to take control of their financial futures. Gabriela's expertise includes guiding clients through financial planning and investment needs, with professional designations such as Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She holds a Bachelor's Degree from Florida International University and communicates fluently in both English and Spanish. Outside of her professional role, Gabriela enjoys adventure sports, biking, dancing, ice hockey, reading, traveling, watching movies, and writing. She is committed to clear communication and providing personalized guidance to help clients achieve their financial goals.

Prescott Barkow is a CFP® professional with 39 years of experience at Raymond James & Associates, where he has worked since 1987. He serves as a trustee for a family trust and is on the advisory board at the University of Miami, contributing to the development of its Master of Science in Economics program. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Iris Pacheco is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 66 registrations and has been with Morgan Stanley and its affiliates since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Jessica Valera is a financial advisor at Raymond James & Associates with 24 years of industry experience. She has worked at Raymond James since 2018 and previously at Safra Securities LLC for five years. Outside of advising, she holds a real estate salesperson license and is affiliated with Universal 1 Realty in Coral Gables, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Blake Schneringer is a financial advisor with Equitable Advisors in Miami, FL. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 2026. Prior to his current role, he worked in real estate with Fathom Realty and Keller Williams Realty. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers services through a network of Investment Adviser Representatives and offers a range of investment programs including referrals to third-party asset managers and LPL-sponsored advisory programs.

Dmitry Panfilov is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and seven years of industry experience. He has worked with Wells Fargo Clearing since 2019 and with Wells Fargo Bank, NA since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Milton Jimenez is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds the Series 66 designation and has worked at UBS International since 2007. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Jenniffer Castillo is a Series 66 credentialed financial advisor with UBS Financial Services in Coral Gables, FL, and has eight years of industry experience. She has been with UBS Financial Services Inc. since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of services supported by proprietary research and capital markets expertise.

Bruno Miranda is a financial advisor with UBS Financial Services in Coral Gables, FL, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with UBS Financial Services since 2010 and has previous experience with UBS International Inc. and PaineWebber. Outside of his advisory role, he is the sole proprietor of BMM Investment LLC, a real estate investment business. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supporting its advisors with proprietary research and a broad range of capital markets services.

Donato Arguelles is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2013. Outside of his advisory role, he is involved with Vidacare Plus LLC, a healthcare screening service operating in South Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering financial planning services supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers advice through a combination of direct client relationships and corporate financial planning agreements.

Olivia Mills is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2017, including seven years with Morgan Stanley Private Bank. Prior to joining Morgan Stanley, she was involved in positions at ASD|sky and University Tees, and also attended The University of Alabama. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Fredy Bulla is a financial advisor with Raymond James & Associates who holds a Series 66 designation and has 17 years of industry experience. He previously worked at Morgan Stanley for seven years before joining Raymond James in 2021. Outside of advising, he is also the owner of a business named Sxiert LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting with a range of portfolio management styles and affiliated research resources.

Magda Castro is a financial advisor at Raymond James & Associates with 12 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at PNC Investments LLC, Citigroup, and HSBC in various roles. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and municipal entities, and offers financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research.

Adriana Molina is a Series 66-licensed financial advisor with UBS Financial Services, where she has worked since 2014. She has 21 years of industry experience and is based in Coral Gables, Florida. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Arlyn Kalka is a financial advisor with UBS Financial Services in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. Prior to joining UBS in 2018, Arlyn worked at HSBC Private Bank International and HSBC Securities (USA) Inc. from 2005 to 2018. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services, providing a broad range of financial and capital markets solutions.

Torad Bushati is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and 22 years of industry experience. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm provides a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and approved planning tools.

Gustavo Civetta is a financial advisor with UBS Financial Services, holding a Series 66 credential and over 30 years of industry experience. He has been with UBS Financial Services since 2010 and also serves at UBS International, Inc. since 2002. Outside of his advisory work, Civetta is a board member of WORLD TEL FAX ELECTRONICS, a telecommunications value-added services company. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory offerings, including portfolio management and financial planning. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to deliver tailored investment solutions.

Manuel De Pena is a financial advisor at Raymond James Financial with 10 years of industry experience and holds a Series 66 credential. His prior experience includes roles at Bradesco Bank and Bradesco Global Advisors. Outside of financial services, he is a shareholder in an educational tutoring and exam preparation business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporate, and institutional clients. The firm emphasizes tailored, non-discretionary advice using analytical tools and supports clients through various advisory programs.