Douglas Quartner is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and modeling techniques.

Bernard Cohen is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 55 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, he serves as a trustee and successor trustee for a private investment-related trust. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Makarios Palios is a CFP® with 33 years of industry experience, currently serving at Raymond James Financial. He has been with various Raymond James entities since 2008. Outside of his advisory role, he is a partner in Ten Ten Associates, LLC, which supports office expenses for a Raymond James branch, and CEO of Philotimo Capital Management LLC, an entity associated with his Raymond James business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary strategies using analytical tools, with capabilities in municipal advisory and specialized retirement plan consulting.

Eugene Schatz is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been affiliated with Morgan Stanley and its related entities since 2009. Outside of his advisory role, he has been involved with Christ the King High School for over three decades and operates a sole proprietorship in property management. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured planning tools and investment modeling.

Steven Boschert is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. He collaborates with clients to develop and implement financial plans aimed at increasing confidence and reducing uncertainty. Prior to his current position, he served as a Financial Consultant at Fidelity Investments from 2009 to 2015. Steven emphasizes building trusting relationships with clients and approaches his work with a disciplined methodology to support client success. He holds a California Insurance License, which complements his financial advisory responsibilities. Outside of his professional activities, Steven has interests in fitness, gardening, and traveling.

Josefine Troneby Mooney is a financial advisor at Raymond James Financial with three years of industry experience and holds a Series 66 designation. Prior to her current role, she worked at Helius Wealth Management and has a background that includes positions at several educational institutions. She is involved in client support and related activities at Helius Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, with a notable municipal advisory affiliation and specialized employer advisory programs.

Ilene Zwick is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior work includes positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Arthur Peckskamp is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at Ameriprise in Boynton Beach, FL. His tenure at Ameriprise includes multiple periods beginning in 2013. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Kenneth Mulreed is a financial advisor with UBS Financial Services in Jupiter, FL, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has been with UBS since 2003. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Brian Williams is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America Merrill Lynch and Edward Jones. Williams is based in Palm Beach Gardens, FL. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering services on a non-discretionary basis.

Matthew Cahill is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2024. He began his tenure at Fidelity in 2020, progressing from Financial Consultant I to Financial Consultant before assuming his current position. Prior to joining Fidelity, Matthew held positions including Senior Advisor and Chief Compliance Officer at Granite Financial Partners, LLC, Director at MFA Asset Management, Compliance Manager at Great Hill Partners, LP, and Manager of Legal Products at Putnam Investments. Matthew partners with clients to assess their current financial status and future objectives, collaboratively developing strategies aimed at achieving both financial and personal goals. He holds a California Insurance License.

Sarah Hoffman is a financial advisor at Thrivent Investment Management with 20 years of industry experience. She holds a Series 66 designation and has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2006. Outside of her advisory work, Hoffman serves on the board of Groundwork Guatemala, a nonprofit supporting educational sponsorships and community outreach in Guatemala. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management. The firm offers flexible engagement options and combines planning with managed-account programs under a consolidated billing structure called “WealthPlan.”

Ellen Gallagher is a CFP® professional with 29 years of experience in the financial services industry. She is currently with Osaic, having joined the firm in 2024 after 17 years at Triad Advisors, Inc. In addition to her advisory role, she owns a sole proprietorship focused on managing self-funded health insurance plans that include various benefits such as dental, disability, and life insurance. Osaic Wealth, Inc. serves a diverse client base that includes individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and risk assessments to construct diversified portfolios across multiple investment types.

Stephen Frazer is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and a centralized operational structure.

Emily Kurczyk is a financial advisor at UBS Financial Services with four years of industry experience. She holds a Series 66 designation and has worked at UBS since 2019. Outside of her advisory role, she owns and operates TGSD Westlake, LLC, a landscaping and janitorial services business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and research to tailor investment plans and offers a broad range of advisory and capital markets services.

David Allegretto is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Wells Fargo Advisors since 2014. Outside of his advisory role, he serves on the finance committee of Landmark Church in Ocean City, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad menu of planning services and integrates advisory services with banking and other financial product offerings.

David Loder is a CFP® professional with over 31 years of experience, currently serving as a financial advisor at Ameriprise in Jupiter, FL. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he is involved in independent insurance brokering specializing in fixed annuities. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement who meet certain asset thresholds, delivering tailored recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Marc Harwood is a financial advisor with RBC Capital Markets based in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior work includes roles at Sidoti & Company, LLC and City National Bank. RBC Wealth Management serves a diverse client base, including individual investors, institutions, pension plans, corporations, and charitable organizations, offering various wrap fee advisory programs with discretionary and non-discretionary portfolio management tailored to each client’s risk profile.

Brian Baughman is a financial advisor at Edward Jones with 17 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2009. Outside of his advisory role, he referees local youth and adult soccer games as well as matches in the Women’s Professional Soccer League (WPSL). Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Edward Edelman is a financial advisor at Morgan Stanley with 55 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, as well as Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including financial and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling as part of its financial planning process.