Mary Podwoski is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and previously worked at Merrill from 2009 to 2022 before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning through structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include estate planning strategies and corporate financial planning agreements.

Dave Molnar is a Series 66-licensed financial advisor at LPL Financial with 25 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) since 2005. Outside of his advisory work, he participates in professional bowling. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

George Flanders is a financial advisor with Wells Fargo Clearing in Cleveland, OH. He holds Series 63 and Series 65 licenses and has 39 years of industry experience. Prior to joining Wells Fargo Clearing in 2019, he worked at UBS Financial Services from 2008 to 2019 and Merrill from 2002 to 2008. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics from Wells Fargo Investment Institute and third-party databases.

Bryan Thomas is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. He has worked at firms including LPL Financial, Avantax, and Lighthouse Advisers, where he served as vice president. Outside of advising, he is a board member of the United Way of Lake County and co-founder of Avayla Solutions LLC, a mobile app business serving high school concessions and small venue markets. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and consulting services, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Howard Nock is a financial advisor with Primerica Advisors, holding a Series 63 designation and seven years of industry experience. He has worked with PFSI Investment Inc. and Primerica Financial Services since 2017. Outside of his advisory role, he is self-employed as a driver for ride-sharing services. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm utilizes third-party asset managers and an independent due-diligence process, providing a tiered wrap-fee structure and maintaining authority over its investment models.

John Moss is a financial advisor with UBS Financial Services in Cleveland, OH, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with UBS since 2016. He serves as a committee member for MetroHealth, a charitable organization, where he contributes to monitoring investment performance. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and a range of capital markets services. The firm combines institutional trading capabilities with wealth management, using proprietary research and model-based asset allocations to tailor client plans.

Ryan Klein is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Ameriprise and Nationwide Investment Services Corporation. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory model. The firm combines institutional advisory services with brokerage and investment management capabilities as a subsidiary of J.P. Morgan.

Chris Springer is an Investment Solutions Representative III at Fidelity Investments, where he works closely with clients to develop financial plans tailored to their unique financial goals. He has held this role since 2023. Prior to his current position, Chris gained experience in the financial industry through roles including Retail Sales Consultant at The Vanguard Group in 2022, Branch Manager at The Huntington Investment Company from 2021 to 2022, and Assistant Branch Manager at Huntington National Bank from 2015 to 2022. His professional background encompasses client collaboration and leadership within financial services. Outside of his professional career, Chris has personal interests in motorcycles, music, outdoor adventures, pets, traveling, and yoga.

David Maher is a financial advisor with UBS Financial Services in Cleveland, OH. He holds Series 63 and Series 65 licenses and has 36 years of industry experience, including 26 years with UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides a range of services including fee-based financial planning, portfolio management, and access to proprietary research and capital markets solutions.

Daniel Ciolek Jr. is a financial advisor with LPL Financial based in Chardon, OH. He holds a Series 63 designation and has 32 years of industry experience. Prior to joining LPL Financial in 2019, he operated Danielciolek Asset Management and worked at Cadaret, Grant & Co., Inc. from 2010 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, research, and various management options.

Ryan Becker is a financial advisor with Equitable Advisors, holding a Series 66 credential and one year of industry experience. His prior work includes time at Tucker Ellis and DMG Group, both before joining Equitable Advisors. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives, utilizing third-party asset managers and proprietary advisory tools.

Kyle Doom is a financial advisor with Edward Jones holding a Series 66 designation and four years of experience in the industry. Before joining Edward Jones in 2022, he worked at Kepler Group for three years and spent nine years with Joliet Public Schools District #86. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a network of nearly 23,701 financial advisors and offers a range of advisory strategies and affiliated investment products.

James Aschenbrener is a financial advisor at Robert W. Baird & Co. with one year of industry experience. He holds a Series 66 designation and previously owned Ash Medical, LLC, which he is in the process of dissolving as he transitions to his role at Baird. He is part of the DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services, utilizing both in-house and third-party managers with a range of investment strategies and overlays tailored to client goals and risk tolerances.

Erin Ventura is a Certified Financial Planner (CFP®) with nine years of industry experience, currently advising clients at UBS Financial Services in Cleveland, OH since 2016. She holds the Series 66 designation and has spent her career at UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary market research with a range of portfolio management and planning services. The firm integrates institutional trading capabilities with wealth management to provide diversified financial solutions.

Scott Dubin is a financial advisor with MassMutual Investors Services in Cleveland, OH, holding a Series 66 license and bringing 25 years of industry experience. His prior work includes roles at Wunderlich Securities, Inc. and MassMutual Life Insurance Company. Outside of advising, he is a passive investor in a local restaurant group and a subscription-based family photo storage application. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements using firm-approved analytical tools.

Arthur Weisman is a CFP®-designated financial advisor with Wells Fargo Clearing in Cleveland, OH, and has 27 years of industry experience. He has worked with Wells Fargo-affiliated firms since 2009. Outside of his advisory role, he serves as a trustee for several family trusts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm employs research and modern portfolio theory in its investment approach and offers a range of brokerage and advisory solutions.

Benjamin Simerly is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and six years of industry experience. He has been with Cambridge Investment Research and its affiliated entities since 2022. Outside of his advisory role, he owns an information technology services company, Grandview Ventures LLC, and works as a project manager at Baldridge Wealth Management. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management and model-based solutions.

Karen Dulaney is a financial advisor at Merrill with 18 years of industry experience. She holds the Series 63 and Series 66 designations. Prior to joining Merrill in 2022, she worked at Sun Trust Bank and Sun Trust Investment Services from 2018 to 2022, Key Private Bank from 2016 to 2018, and KeyBanc Capital Markets Inc. from 2003 to 2007. Outside of her advisory role, she serves as a trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Douglas Stephen is a financial advisor with Mass Mutual Investors Services in Cleveland, OH, holding a Series 63 designation and 19 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with METLIFE SECURITIES Inc. His other activities include managing fiduciary responsibilities, operating an LLC for business purposes, and involvement in a sports trading card streaming and sales venture. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and broader event-driven planning services.

Bradley Brown is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 38 years of industry experience. His work history includes roles at Cetera Advisors LLC since 2022, Cetera since 2020, First Allied Advisory Services from 2012 to 2020, and First Allied Securities from 2010 to 2022. Outside of his advisory career, he is the sole owner of Royal Paladin Group, LLC. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create bespoke strategies.