Daniel Peffley is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding a Series 63 designation and with 23 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2002. Outside of advising, he works as a college instructor and serves on a finance department board that collaborates with local businesses and the university to prepare students for the workforce. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, and charitable organizations. The firm provides customized planning using advanced software tools and maintains collaborative, ongoing client relationships.

David Clarke is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 33 years of industry experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company since 1993. In addition to his advisory role, he is involved in life and health insurance sales. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, utilizing firm-approved tools to analyze client goals and provide written recommendations.

Richard Youssef is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 41 years of industry experience. He has worked with firms including VOYA Financial Advisors and Northwestern National Life Insurance Company, and he owns Youssef Financial Services, which provides insurance and investment products. He also operates as an independent insurance agent specializing in fixed life insurance and annuities. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform with access to both affiliated and third-party managers.

Joseph Hoppenjans is a financial advisor at Osaic Wealth, Inc. in Maumee, Ohio, holding a Series 66 designation with one year of industry experience. He previously worked at Savage and Associates and Croak Wealth Management. Outside of advisory roles, he has experience selling and servicing insurance products. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, delivering a range of investment programs supported by multiple affiliated entities.

Wayne Milewski is a financial advisor with OSAIC in Maumee, Ohio, holding over 43 years of industry experience. He has worked at Royal Alliance since 2013 and has been associated with Savage & Associates and Savage & Assoc., Inc. since the early 1980s. Milewski serves on the Institutional Advancement sub-committee for St. John's Jesuit High School and is a board member of Savage-Mcvicker Insurance, Inc. OSAIC Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services across various programs. The firm employs a model-based investment process with tools for asset allocation and portfolio optimization, and it is notable for its scale, recent consolidation, and complex affiliate network.

Abdul Basit is a financial advisor at Tayyib Investments LLC in Toledo, OH, holding a Series 65 designation and entering the industry with no prior financial advisory experience. His work history includes roles at American Higher Education & Development Corporation and Amazon Warehouse Services, among others. Tayyib Investments LLC is an independent, advice-only firm serving individual clients and small businesses with financial planning and portfolio optimization. The firm emphasizes long-term, non-speculative strategies using fundamental, quantitative, and macroeconomic analysis, offering customizable values-aligned screening and a fee structure that includes hourly and fixed flat fees without asset custody or discretionary trading.