Cheri Mchugo is a financial advisor at Morgan Stanley with 11 years of industry experience and a Series 66 designation. She previously worked at Ameriprise Financial Services Inc. before joining Morgan Stanley in 2017. Outside of her advisory role, she owns and operates an agricultural land parcel in Henning, Minnesota. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and scenario modeling.

Yiting Li is a Series 66-licensed financial advisor with Thrivent Investment Management in Burnsville, MN, and has one year of industry experience. Prior to joining Thrivent, Li was involved with the Family Education and Diabetes Series (FEDS) Community Research for ten years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option known as “WealthPlan.”

Lori Tauring is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has worked at LPL Financial since 2019 and previously held roles at Waddell & Reed, Inc. for 28 years. Lori is also the owner of Blue Heron Tax Services LLC, which provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Emilie George is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 designations and bringing 20 years of industry experience. Her prior roles include six years at Raymond James & Associates and three years with Vandersall and Associates/Ameriprise Financial. She is also involved in support duties at Wahl & Wire Wealth Management of Raymond James. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning using analytical and risk-profiling tools and supports a broad advisor network with specialized municipal and retirement advisory services.

Jeffrey Schuette is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He was previously with Stifel Independent Advisors, LLC for 22 years before joining Equitable Advisors in 2026. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm employs a range of advisory models, often implemented through third-party managers and platforms, and offers ERISA fiduciary services for qualified plans.

Jamie Johnston is a financial advisor at Morgan Stanley with 22 years of industry experience. He has been with Morgan Stanley and its related entities since 2008, including a prior role at Merrill from 2004 to 2008. Outside of his advisory work, Johnston serves as Treasurer for the Prior Lake Hockey Association, a youth organization in Minnesota. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process incorporates structured discovery and advanced modeling tools, serving clients through both direct and corporate financial planning arrangements.

Carolyn Oberfeld is a financial advisor with LPL Financial in Bloomington, MN, holding CFP® designation and securities licenses Series 63 and 65. She has 36 years of industry experience, including prior roles at National Planning Corporation, Kaplan/Dearborn Financial, and VOYA Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary strategies.

Rebecca Czysen is a financial advisor with LPL Financial in Burnsville, MN, holding a Series 66 designation and three years of industry experience. She has worked at LPL Financial since 2021 and has been associated with Morgan Planning Group since 2018. Prior to her advisory roles, she worked at Medtronic Care Management Services from 2014 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Timothy Ruhland is a CFP® and ChFC® with 32 years of industry experience. He has been with Ameriprise since 2005 and currently serves in Lakeville, MN. He is a member of the Board of Directors for Just Cause Charity. Ameriprise provides retirement-income planning services for individuals approaching or in retirement who meet specific asset criteria, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach and offers a broad range of advisory, brokerage, and insurance solutions.

Joan Martinez is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients through a variety of advisory programs, including customized financial planning supported by firm-approved tools and methodologies.

Jill Arbogast is a financial advisor with LPL Financial in Eagan, MN, holding a Series 63 designation and 21 years of industry experience. She has previously worked at Raymond James Financial Services and Wells Fargo Clearing. Arbogast is also involved with the Old National Bank Employee Referral Program. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on combining large-scale resources and diverse financial activities.

Nicholas Andresen is a CFP®-certified financial advisor with 18 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at 360 Financial, CliftonLarsonAllen Wealth Advisors, and RBC Capital Markets. He is also involved with Oak Leaf Financial Group, which operates as a business entity for his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing both proprietary and third-party investment strategies across diverse asset classes.

Scott Burns is a financial advisor with LPL Financial in Bloomington, MN, holding a Series 66 designation and 26 years of industry experience. He has been with LPL Financial since 2017 and previously worked at National Planning Corporation and Burns Bros Financial Group, where he continues to serve as well. Outside of advising, he is also involved in tax preparation and serves as a notary public. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, utilizing various portfolio strategies and advisor support tools.

Kathryn Rodgers is a financial advisor with Morgan Stanley Wealth Management in Bloomington, MN, holding Series 63 and Series 66 credentials and 13 years of industry experience. Her prior roles include positions at Merrill Lynch, Pierce, Fenner & Smith Incorporated and Nepsis. Outside of her advisory work, she is involved with Partners in Community Service in St. Paul, MN, where she provides care to mentally handicapped adults. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery and planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct relationships and corporate financial planning agreements.

Joseph Kack is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. He previously worked at Grove Point Advisors, LLC and has been involved with Wealth Guidance, Inc. since 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, and institutions through a network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by extensive technology and a diverse set of financial products.

Stacey Michels is a financial advisor with UBS Financial Services in Kailua, HI, holding Series 63 and Series 66 designations and offering 28 years of industry experience. She has been with UBS Financial Services Inc. since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances.

Richard Kirchoff is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 18 years of industry experience. He has been with Thrivent Financial for Lutherans since 2008 and Thrivent Investment Management since 2007. Outside of his advisory work, Kirchoff is part owner of an LLC that manages the office building he works in and personally handles snowplowing for the business parking lot through a separate LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. Their approach emphasizes holistic, goal-based planning across a broad range of topics, with an option to combine planning with managed-account services under a consolidated billing arrangement.

Chad Tuschen is a CFP® professional with 20 years of industry experience. He is currently affiliated with OSAIC and Bottoms Financial, Inc., having previously spent 25 years with Lincoln Financial Advisors and Lincoln National Life Insurance Company. Outside of his advisory work, he is also involved in insurance sales focusing on group benefits and various insurance products. OSAIC Wealth serves a diverse client base that includes individual investors, retirement plan sponsors, charities, and corporations. The firm offers a range of brokerage and advisory services through a multi-advisor platform, utilizing model-based asset allocation and portfolio optimization techniques.

Taylor Compton is a financial advisor with Edward Jones in Eden Prairie, MN. He holds a Series 66 designation and has been with Edward Jones since 2026. Prior to joining Edward Jones, he worked in education within the Eden Prairie school district and at the University of Minnesota-Twin Cities. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs, discretionary and non-discretionary strategies, and maintains a large nationwide network of advisors and branches.

Jonathan Rose is a CFP® with 29 years of experience in the financial services industry. He is currently with OSAIC, where he has worked since 2023, following a 25-year tenure at FSC Securities Corporation and ownership of Rosechase Financial from 1998 to 2016. Outside of his advisory work, he serves on the finance committee of Resurrection United Methodist Church in Hastings, MN. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and portfolio management. The firm emphasizes model-based asset allocation and portfolio optimization while maintaining a complex network of affiliates and a large advisor base.