Samuel Penni is a financial advisor with Ameriprise in Houston, TX, holding a Series 63 designation and 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he serves on the board of the Houston Amateur Hockey Association. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, combining proprietary research and third-party data to provide tailored recommendations.

Larry Brannick is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 66 licenses and has 13 years of industry experience. He has worked at various J.P. Morgan entities since 2011, including JP Morgan Securities LLC and J.P. Morgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Jason Harris is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 license and has 11 years of industry experience. Prior to joining Raymond James in 2019, he worked at Edward Jones from 2014 to 2019. He serves as a committee member on the executive council of Oak Ridge Baptist Church, providing feedback and advice to the senior pastor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports a broad advisor network with municipal and public-finance expertise.

Derek Thain is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and previously worked at Vacek & Thain, PLLC for five years before joining Fidelity Brokerage Services LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios from a broad investable universe, offering both discretionary and non-discretionary advisory solutions.

Erika Urvina is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. She has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank NA since 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis, with clients retaining final decision-making authority.

Devin Thurmond is an Investment Consultant at Fidelity Investments, a role he has held since 2026. Prior to this, he served as a Relationship Manager and Financial Representative at Fidelity Investments, gaining experience in financial services since 2023. Before joining Fidelity, Devin worked as a Financial Services Representative at E*TRADE From Morgan Stanley in 2022 and 2023. Devin approaches investment consulting with a focus on preparation, clear planning, and disciplined execution. He collaborates with clients to understand their short and long-term goals and develops customized financial plans tailored to their needs. Outside of his professional responsibilities, Devin engages in family activities, fitness, football, yoga, and social events with friends.

Roman Rodriguez is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Bank of America, Merrill, Citigroup Global Markets, and Citibank. Rodriguez has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2020. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services alongside affiliated brokerage, distribution, and investment management capabilities through a non-discretionary program.

Jennifer Adams is a financial advisor with Osaic Wealth, Inc. based in Houston, TX, holding a Series 66 designation and 17 years of industry experience. Her prior experience includes six years at UBS Financial Services and several years at Royal Alliance Associates, INC. She is the managing member of The Adams Nine LLC, a non-investment-related LLC, and serves as Director of Client Management for Mint Wealth Management. Osaic Wealth, Inc. serves a broad range of retail and institutional clients, including high-net-worth individuals, pension plans, and charitable organizations. The firm provides integrated brokerage and advisory services with various portfolio management options and utilizes multiple asset-allocation tools and third-party platforms to support its investment solutions.

Joseph Oliver is a CFP® and holds a Series 66 license with 11 years of experience in the financial services industry. He has worked at Equitable Advisors since 2026 and previously held roles at Stifel Independent Advisors, Morgan Stanley Private Bank, and Edward Jones. Equitable Advisors serves a diverse range of clients, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management. The firm utilizes various advisory programs, including third-party managed accounts and its SAM program, and delivers services through a large network of Investment Adviser Representatives.

James Lyon III is a financial advisor with LPL Financial in The Woodlands, TX, holding a Series 63 designation and 34 years of industry experience. Prior to joining LPL Financial in 2002, he worked at Waddell & Reed for nine years. He is involved in outside sales of non-variable insurance and operates a wealth management business under the name WWB Woodlands Wealth Builders. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced advisor tools and oversight of substantial discretionary assets.

Dennis Synatschk is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63, 65, and 66 licenses and with 20 years of industry experience. He has worked at PFS Investments Inc. and Primerica Financial Services since 2006. Outside of his advisory role, he operates an online sales business as an Amazon seller. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and provides a tiered wrap-fee structure for its investment services.

Michael Doering is a Chartered Financial Consultant (ChFC®) with 15 years of industry experience. He is currently with Stifel, where he has worked since 2023. Prior to joining Stifel, he spent 13 years at Bank of America and Merrill. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Joel Jaquith is a financial advisor with Fisher Investments in Cypress, TX, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has been with Fisher Investments since 2014. Fisher Investments serves a global range of institutional and private clients, offering discretionary portfolio management with a centralized investment approach that incorporates quantitative and qualitative research to construct diversified portfolios. The firm provides various services including sub-advisory and retirement plan management, and it utilizes tax-aware strategies and defensive tactics to manage risk.

Marcus Gilbert is a financial advisor at Charles Schwab with four years of industry experience. He holds a Series 66 designation and has worked at several firms, including UBS Financial Services and Wells Fargo, before joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Tracey Childress is a Wealth Management Planning Consultant at Fidelity Investments, a role she has held since 2020. In this capacity, she collaborates with a Wealth Management Advisor to understand clients' goals and priorities, focusing on addressing the complex needs of affluent families and ensuring high-quality service. Prior to her current position, Tracey worked as a Financial Representative at Fidelity Investments from 2017 to 2020. Before joining Fidelity, she served as a Sales & Marketing Manager at State Farm Insurance from 2015 to 2017. Outside of her professional responsibilities, Tracey enjoys family activities, fishing, hiking, outdoor adventures, parenthood, and snowboarding.

Jeffrey Kosta is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities LLC and JP Morgan Chase Bank since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Antonia Teneyuque is a financial advisor at Merrill with nine years of industry experience. She holds the Series 66 designation and has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Pablo Salinas is a Financial Consultant currently working at Fidelity Investments since 2018. He has been involved in financial consulting and investment advisory roles since 2011, with previous experience as an Investment Consultant at Fidelity Investments from 2017 to 2018 and as a Financial Advisor at AXA Advisors from 2011 to 2017. Pablo collaborates with clients to build financial plans aimed at helping them work towards their life goals. He focuses on ensuring that clients understand and feel confident in their financial plans and futures.

Justin Dehn is a Vice President and Financial Consultant at Fidelity Investments. He has held various positions within the company since 2019, progressing from Financial Representative to his current role since 2025. Justin partners with clients through a collaborative planning approach, engaging in holistic discussions to understand their financial situations and unique preferences. This process enables him to create customized financial plans tailored to clients' financial and emotional goals, needs, and objectives. Outside of his professional work, Justin has interests in baseball, cars, fitness, golf, parenthood, and volunteering.

Rebecca Creager is a Series 66-licensed financial advisor with Edward Jones, based in Spring, TX, with one year of industry experience. Her prior work includes roles at Klein ISD and Hughes & Cozad Orthodontics. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.